Ying Li International Real Estate (SGX:5DM) Interest Coverage: 1.71 (As of Dec. 2025) — 375% Above Median


What is Ying Li International Real Estate Interest Coverage?

Ying Li International Real Estate SGX:5DM +11.11% Interest Coverage is 1.71 as of Dec. 2025, which is 375% above its 10-year median of 0.36. The stock has 4 warning signs investors should review. Among 1,299 Real Estate companies, Ying Li International Real Estate ranks worse than 87.22% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Ying Li International Real Estate's Operating Income for the six months ended in Dec. 2025 was S$21.11 Mil. Ying Li International Real Estate's Interest Expense for the six months ended in Dec. 2025 was S$-12.35 Mil. Ying Li International Real Estate's interest coverage for the quarter that ended in Dec. 2025 was 1.71. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Ying Li International Real Estate Ltds earnings cannot cover its interest expense. If the situation continues, the company may have to issue more debt.

The historical rank and industry rank for Ying Li International Real Estate's Interest Coverage or its related term are showing as below:

SGX:5DM' s Interest Coverage Range Over the Past 10 Years
Min: 0.05   Med: 0.36   Max: 1.39
Current: 0.95

SGX:5DM's Interest Coverage is ranked worse than
87.22% of 1299 companies
in the Real Estate industry
Industry Median: 4.24 vs SGX:5DM: 0.95

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Ying Li International Real Estate  (SGX:5DM) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .

Ying Li International Real Estate Interest Coverage Related Terms

Ying Li International Real Estate Interest Coverage Historical Data

* Premium members only.

The historical data trend for Ying Li International Real Estate's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Ying Li International Real Estate Interest Coverage Chart

Ying Li International Real Estate Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.31 0.05 0.36 0.26 0.94

Ying Li International Real Estate Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.32 0.34 0.16 0.19 1.71

SGX:5DM vs CBRE, BEKE, JLL: Interest Coverage Comparison

For the Real Estate Services subindustry, Ying Li International Real Estate's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Ying Li International Real Estate Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Ying Li International Real Estate's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Ying Li International Real Estate's Interest Coverage falls into.


Ying Li International Real Estate Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Ying Li International Real Estate's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Ying Li International Real Estate's Interest Expense was S$-24.88 Mil. Its Operating Income was S$23.44 Mil. And its Long-Term Debt & Capital Lease Obligation was S$209.72 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*23.436/-24.884
=0.94

Ying Li International Real Estate's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Ying Li International Real Estate's Interest Expense was S$-12.35 Mil. Its Operating Income was S$21.11 Mil. And its Long-Term Debt & Capital Lease Obligation was S$209.72 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*21.109/-12.35
=1.71

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.71 mean?
Ying Li International Real Estate (SGX:5DM) has a Interest Coverage of 1.71 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ying Li International Real Estate and its competitors. This is 375% above median its historical median of 0.36. Over the past decade, Ying Li International Real Estate's Interest Coverage has ranged from 0.05 to 1.39. According to the industry distribution chart, Ying Li International Real Estate ranks #1133 out of 1299 companies in the Real Estate industry, placing it in the top 87.2%.
Is Ying Li International Real Estate's Interest Coverage too high?
Ying Li International Real Estate's current Interest Coverage of 1.71 is 375% above median its 10-year median of 0.36. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 1.39. The Real Estate industry median Interest Coverage is 4.24. Ying Li International Real Estate's value of 1.71 is 59.7% below this industry median. Based on the distribution chart, Ying Li International Real Estate ranks #1133 out of 1299 companies in the Real Estate industry, which is in the bottom quartile relative to peers.
How does Ying Li International Real Estate's Interest Coverage compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Ying Li International Real Estate ranks #1133 out of 1299 companies for Interest Coverage. This places Ying Li International Real Estate in the lower half of its industry. The industry median Interest Coverage is 4.24. Ying Li International Real Estate's value of 1.71 is 59.7% below this benchmark. Historically, Ying Li International Real Estate's own Interest Coverage has ranged from 0.05 to 1.39 over the past decade. While the company's 10-year median is 0.36 vs. the industry median of 4.24, Ying Li International Real Estate has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.24, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ying Li International Real Estate's current Interest Coverage of 1.71 is 59.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ying Li International Real Estate and its competitors. For the Real Estate industry, the median Interest Coverage is 4.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ying Li International Real Estate's current Interest Coverage is 1.71, which is 375% above median its own 10-year median of 0.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ying Li International Real Estate stock overvalued right now?
Based on GuruFocus' analysis, Ying Li International Real Estate (SGX:5DM) is currently considered Fairly Valued. The stock's GF Value™ is S$0.02, compared to a current price of S$0.02 — trading right at its estimated fair value. The current Interest Coverage is 1.71, which is 375% above median its 10-year median of 0.36 and 59.7% below the Real Estate industry median of 4.24. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Ying Li International Real Estate (SGX:5DM), the current Interest Coverage is 1.71 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Ying Li International Real Estate Business Description

Address 60 Paya Lebar Road, No. 07-27 Paya Lebar Square, Singapore, SGP, 409051
Ying Li International Real Estate Ltd is a Chongqing-based property developer engaged in integrated commercial projects, including New York New York, Zou Rong Plaza, Future International, and Ying Li International Financial Centre. It operates through property investment, property development, and other segments. Property investment, which generates the majority of revenue, involves leasing properties for rental and facilities management income and holding them for capital appreciation. Property development includes the development and sale of residential, commercial, and other properties, along with equity investment in property development companies, while others relate to corporate functions and investment holding.