Lincotrade & Associates Holdings (SGX:BFT) Interest Coverage: 42.03 (As of Dec. 2025) — 85% Above Median

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SGX:BFT Lincotrade & Associates Holdings Ltd SGX:BFT
31 GF Score
Price S$0.38
GF Value S$0.25
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Lincotrade & Associates Holdings Interest Coverage?

Lincotrade & Associates Holdings SGX:BFT +1.33% 31 Interest Coverage is 42.03 as of Dec. 2025, which is 85% above its 10-year median of 22.72. GuruFocus rates SGX:BFT with a GF Score™ of 31/100 and a GF Value™ of S$0.25 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,366 Construction companies, Lincotrade & Associates Holdings ranks better than 74.89% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Lincotrade & Associates Holdings's Operating Income for the six months ended in Dec. 2025 was S$6.22 Mil. Lincotrade & Associates Holdings's Interest Expense for the six months ended in Dec. 2025 was S$-0.15 Mil. Lincotrade & Associates Holdings's interest coverage for the quarter that ended in Dec. 2025 was 42.03. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Lincotrade & Associates Holdings's Interest Coverage or its related term are showing as below:

SGX:BFT' s Interest Coverage Range Over the Past 10 Years
Min: 10.61   Med: 22.72   Max: 33.51
Current: 31.75


SGX:BFT's Interest Coverage is ranked better than
74.89% of 1366 companies
in the Construction industry
Industry Median: 7.97 vs SGX:BFT: 31.75

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Lincotrade & Associates Holdings  (SGX:BFT) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Lincotrade & Associates Holdings Interest Coverage Related Terms


Lincotrade & Associates Holdings Interest Coverage Historical Data

* Premium members only.

The historical data trend for Lincotrade & Associates Holdings's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Lincotrade & Associates Holdings Interest Coverage Chart

Lincotrade & Associates Holdings Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Jun21 Jun22 Jun23 Jun24 Jun25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 22.33 33.51 23.11 10.61

Lincotrade & Associates Holdings Semi-Annual Data
Sep15 Mar16 Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 84.17 20.95 16.23 21.34 42.03

SGX:BFT vs PWR, FIX, EME: Interest Coverage Comparison

For the Engineering & Construction subindustry, Lincotrade & Associates Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lincotrade & Associates Holdings Interest Coverage vs Construction Industry

For the Construction industry and Industrials sector, Lincotrade & Associates Holdings's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Lincotrade & Associates Holdings's Interest Coverage falls into.


SGX:BFT
31GF Score
Lincotrade & Associates Holdings Ltd SGX:BFT
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Lincotrade & Associates Holdings Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Lincotrade & Associates Holdings's Interest Coverage for the fiscal year that ended in Jun. 2025 is calculated as

Here, for the fiscal year that ended in Jun. 2025, Lincotrade & Associates Holdings's Interest Expense was S$-0.30 Mil. Its Operating Income was S$3.18 Mil. And its Long-Term Debt & Capital Lease Obligation was S$0.04 Mil.

Interest Coverage=-1* Operating Income (A: Jun. 2025 )/Interest Expense (A: Jun. 2025 )
=-1*3.183/-0.3
=10.61

Lincotrade & Associates Holdings's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Lincotrade & Associates Holdings's Interest Expense was S$-0.15 Mil. Its Operating Income was S$6.22 Mil. And its Long-Term Debt & Capital Lease Obligation was S$0.10 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*6.22/-0.148
=42.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 42.03 mean?
Lincotrade & Associates Holdings (SGX:BFT) has a Interest Coverage of 42.03 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Lincotrade & Associates Holdings and its competitors. This is 85% above median its historical median of 22.72. Over the past decade, Lincotrade & Associates Holdings' Interest Coverage has ranged from 10.61 to 33.51. According to the industry distribution chart, Lincotrade & Associates Holdings ranks #343 out of 1366 companies in the Construction industry, placing it in the top 25.1%.
Is Lincotrade & Associates Holdings' Interest Coverage too high?
Lincotrade & Associates Holdings' current Interest Coverage of 42.03 is 85% above median its 10-year median of 22.72. Over the past 10 years, this metric has ranged from a low of 10.61 to a high of 33.51. The Construction industry median Interest Coverage is 7.97. Lincotrade & Associates Holdings' value of 42.03 is 427.4% above this industry median. Based on the distribution chart, Lincotrade & Associates Holdings ranks #343 out of 1366 companies in the Construction industry, which is above the industry midpoint. Overall, Lincotrade & Associates Holdings has a GF Score™ of 31/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lincotrade & Associates Holdings' Interest Coverage compare to PWR and FIX?
According to the Construction industry distribution chart, Lincotrade & Associates Holdings ranks #343 out of 1366 companies for Interest Coverage. This puts Lincotrade & Associates Holdings in the upper half of its industry. The industry median Interest Coverage is 7.97. Lincotrade & Associates Holdings' value of 42.03 is 427.4% above this benchmark. Historically, Lincotrade & Associates Holdings' own Interest Coverage has ranged from 10.61 to 33.51 over the past decade. While the company's 10-year median is 22.72 vs. the industry median of 7.97, Lincotrade & Associates Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Construction company?
The median Interest Coverage among Construction companies is 7.97, based on 1,366 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lincotrade & Associates Holdings's current Interest Coverage of 42.03 is 427.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Lincotrade & Associates Holdings and its competitors. For the Construction industry, the median Interest Coverage is 7.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lincotrade & Associates Holdings's current Interest Coverage is 42.03, which is 85% above median its own 10-year median of 22.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lincotrade & Associates Holdings stock overvalued right now?
Based on GuruFocus' analysis, Lincotrade & Associates Holdings (SGX:BFT) is currently considered Significantly Overvalued. The stock's GF Value™ is S$0.25, compared to a current price of S$0.38 — trading 52% above its estimated fair value. The current Interest Coverage is 42.03, which is 85% above median its 10-year median of 22.72 and 427.4% above the Construction industry median of 7.97. Lincotrade & Associates Holdings' overall GF Score™ is 31/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Lincotrade & Associates Holdings (SGX:BFT), the current Interest Coverage is 42.03 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lincotrade & Associates Holdings (SGX:BFT) Overvalued in 2026?

Based on GuruFocus' analysis, Lincotrade & Associates Holdings stock appears to be overvalued. The current stock price of S$0.38 is trading 52% above its estimated GF Value™ of S$0.25. GuruFocus considers Lincotrade & Associates Holdings to be Significantly Overvalued.

Key valuation signals for SGX:BFT:

  • Interest Coverage: 42.03 (85% above median its 10-year median of 22.72)
  • GF Value™: S$0.25 vs. price of S$0.38 (52% above fair value)
  • GF Score™: 31/100 with 5 warning signs
  • Industry Position: 427.4% above the Construction median (#343 of 1366)

No single metric tells the full story. See the SGX:BFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lincotrade & Associates Holdings Business Description

Address 39 Sungei Kadut Loop, Singapore, SGP, 729494
Lincotrade & Associates Holdings Ltd specializes in interior fitting out services, additions and alterations ("A&A") works, and other building construction services. Its segments include commercial premises, such as offices, hotels, shopping malls, and food and beverage establishments; residential premises such as condominium developments; and show flats and sales galleries. The company generates the majority of its revenue from commercial premises. Geographically the company operates in Singapore.
31GF Score

Get the complete analysis for SGX:BFT

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S$0.38
Price
S$0.25
GF Value