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Ho Bee LandSGX:H13 -1.93%80 Interest Coverage is 2.12 as of Dec. 2025, which is 30% below its 10-year median of 3.04. GuruFocus rates SGX:H13 with a GF Score™ of 80/100 and a GF Value™ of S$1.90 (Fairly Valued). The stock has 8 warning signs investors should review. Among 1,303 Real Estate companies, Ho Bee Land ranks worse than 71.91% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Ho Bee Land's
Operating Income
for the
six
months ended in Dec. 2025 was S$127.4 Mil. Ho Bee Land's Interest Expense for the
six
months ended in Dec. 2025 was S$-60.0 Mil.
Ho Bee Land's interest coverage for the quarter that ended in Dec. 2025 was 2.12.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Ho Bee Land Ltd interest coverage is 1.84, which is low.
The historical rank and industry rank for Ho Bee Land's Interest Coverage or its related term are showing as below:
SGX:H13'
s Interest Coverage Range Over the Past 10 Years
Min: 1.52 Med: 3.04 Max: 4.66
Current: 1.84
SGX:H13's Interest Coverage is ranked worse than 71.91% of 1303
companies
in the Real Estate industry
Industry Median: 4.18
vs SGX:H13: 1.84
Ho Bee Land (SGX:H13) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Ho Bee Land Interest Coverage Related Terms
Ho Bee Land Interest Coverage Historical Data
* Premium members only.
The historical data trend for Ho Bee Land's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Ho Bee Land Interest Coverage Competitor Comparison
For the Real Estate - Diversified subindustry, Ho Bee Land's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ho Bee Land Interest Coverage vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Ho Bee Land's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Ho Bee Land's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ho Bee Land (SGX:H13) has a Interest Coverage of 2.12 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ho Bee Land and its competitors. This is 30% below median its historical median of 3.04. Over the past decade, Ho Bee Land's Interest Coverage has ranged from 1.52 to 4.66. According to the industry distribution chart, Ho Bee Land ranks #937 out of 1303 companies in the Real Estate industry, placing it in the top 71.9%.
Is Ho Bee Land's Interest Coverage too high?
Ho Bee Land's current Interest Coverage of 2.12 is 30% below median its 10-year median of 3.04. Over the past 10 years, this metric has ranged from a low of 1.52 to a high of 4.66. The Real Estate industry median Interest Coverage is 4.18. Ho Bee Land's value of 2.12 is 49.3% below this industry median. Based on the distribution chart, Ho Bee Land ranks #937 out of 1303 companies in the Real Estate industry, which is below the industry midpoint. Overall, Ho Bee Land has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ho Bee Land's Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, Ho Bee Land ranks #937 out of 1303 companies for Interest Coverage. This places Ho Bee Land in the lower half of its industry. The industry median Interest Coverage is 4.18. Ho Bee Land's value of 2.12 is 49.3% below this benchmark. Historically, Ho Bee Land's own Interest Coverage has ranged from 1.52 to 4.66 over the past decade. While the company's 10-year median is 3.04 vs. the industry median of 4.18, Ho Bee Land has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.18, based on 1,303 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ho Bee Land's current Interest Coverage of 2.12 is 49.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ho Bee Land and its competitors. For the Real Estate industry, the median Interest Coverage is 4.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ho Bee Land's current Interest Coverage is 2.12, which is 30% below median its own 10-year median of 3.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ho Bee Land stock overvalued right now?
Based on GuruFocus' analysis, Ho Bee Land (SGX:H13) is currently considered Fairly Valued. The stock's GF Value™ is S$1.90, compared to a current price of S$2.03 — trading 6.8% above its estimated fair value. The current Interest Coverage is 2.12, which is 30% below median its 10-year median of 3.04 and 49.3% below the Real Estate industry median of 4.18. Ho Bee Land's overall GF Score™ is 80/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Ho Bee Land (SGX:H13), the current Interest Coverage is 2.12 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ho Bee Land (SGX:H13) Overvalued in 2026?
Based on GuruFocus' analysis, Ho Bee Land stock appears to be overvalued.
The current stock price of S$2.03 is trading 6.8% above its estimated GF Value™ of S$1.90.
GuruFocus considers Ho Bee Land to be Fairly Valued.
Key valuation signals for SGX:H13:
Interest Coverage: 2.12 (30% below median its 10-year median of 3.04)
GF Value™: S$1.90 vs. price of S$2.03 (6.8% above fair value)
Industry Position: 49.3% below the Real Estate median (#937 of 1303)
No single metric tells the full story. See the SGX:H13 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ho Bee Land Ltd is a Singapore-based company principally engaged in the real estate sector. The Group's reportable segments include property investment and property development, which cover the development and trading of properties as well as property investment activities. The company generates maximum revenue from its property investment segment, particularly from its investment properties. Ho Bee Land Ltd operates in Singapore, the United Kingdom, China, and Australia, which contribute the maximum revenue.
80GF Score
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