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Combine Will International HoldingsSGX:N0Z 78 Interest Coverage is 1.96 as of Dec. 2025, which is 20% above its 10-year median of 1.63. GuruFocus rates SGX:N0Z with a GF Score™ of 78/100 and a GF Value™ of S$1.30 (Fairly Valued). The stock has 5 warning signs investors should review. Among 607 Travel & Leisure companies, Combine Will International Holdings ranks worse than 80.4% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Combine Will International Holdings's
Operating Income
for the
six
months ended in Dec. 2025 was S$4.4 Mil. Combine Will International Holdings's Interest Expense for the
six
months ended in Dec. 2025 was S$-2.2 Mil.
Combine Will International Holdings's interest coverage for the quarter that ended in Dec. 2025 was 1.96.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Combine Will International Holdings Ltd interest coverage is 1.68, which is low.
Combine Will International Holdings (SGX:N0Z) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Combine Will International Holdings Interest Coverage Related Terms
Combine Will International Holdings Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Combine Will International Holdings Interest Coverage Chart
SGX:N0Z vs AS, HAS, LTH: Interest Coverage Comparison
For the Leisure subindustry, Combine Will International Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Combine Will International Holdings Interest Coverage vs Travel & Leisure Industry
For the Travel & Leisure industry and Consumer Cyclical sector, Combine Will International Holdings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Combine Will International Holdings's Interest Coverage falls into.
Combine Will International Holdings Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Combine Will International Holdings (SGX:N0Z) has a Interest Coverage of 1.96 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Combine Will International Holdings and its competitors. This is 20% above median its historical median of 1.63. Over the past decade, Combine Will International Holdings' Interest Coverage has ranged from 0.69 to 3.00. According to the industry distribution chart, Combine Will International Holdings ranks #488 out of 607 companies in the Travel & Leisure industry, placing it in the top 80.4%.
Is Combine Will International Holdings' Interest Coverage too high?
Combine Will International Holdings' current Interest Coverage of 1.96 is 20% above median its 10-year median of 1.63. Over the past 10 years, this metric has ranged from a low of 0.69 to a high of 3.00. The Travel & Leisure industry median Interest Coverage is 5.35. Combine Will International Holdings' value of 1.96 is 63.4% below this industry median. Based on the distribution chart, Combine Will International Holdings ranks #488 out of 607 companies in the Travel & Leisure industry, which is in the bottom quartile relative to peers. Overall, Combine Will International Holdings has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Combine Will International Holdings' Interest Coverage compare to AS and HAS?
According to the Travel & Leisure industry distribution chart, Combine Will International Holdings ranks #488 out of 607 companies for Interest Coverage. This places Combine Will International Holdings in the lower half of its industry. The industry median Interest Coverage is 5.35. Combine Will International Holdings' value of 1.96 is 63.4% below this benchmark. Historically, Combine Will International Holdings' own Interest Coverage has ranged from 0.69 to 3.00 over the past decade. While the company's 10-year median is 1.63 vs. the industry median of 5.35, Combine Will International Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Travel & Leisure company?
The median Interest Coverage among Travel & Leisure companies is 5.35, based on 607 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Combine Will International Holdings's current Interest Coverage of 1.96 is 63.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Combine Will International Holdings and its competitors. For the Travel & Leisure industry, the median Interest Coverage is 5.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Combine Will International Holdings's current Interest Coverage is 1.96, which is 20% above median its own 10-year median of 1.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Combine Will International Holdings stock overvalued right now?
Based on GuruFocus' analysis, Combine Will International Holdings (SGX:N0Z) is currently considered Fairly Valued. The stock's GF Value™ is S$1.30, compared to a current price of S$1.18 — trading 9.2% below its estimated fair value. The current Interest Coverage is 1.96, which is 20% above median its 10-year median of 1.63 and 63.4% below the Travel & Leisure industry median of 5.35. Combine Will International Holdings' overall GF Score™ is 78/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Combine Will International Holdings (SGX:N0Z), the current Interest Coverage is 1.96 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Combine Will International Holdings (SGX:N0Z) Overvalued in 2026?
Based on GuruFocus' analysis, Combine Will International Holdings stock appears to be undervalued.
The current stock price of S$1.18 is trading 9.2% below its estimated GF Value™ of S$1.30.
GuruFocus considers Combine Will International Holdings to be Fairly Valued.
Key valuation signals for SGX:N0Z:
Interest Coverage: 1.96 (20% above median its 10-year median of 1.63)
GF Value™: S$1.30 vs. price of S$1.18 (9.2% below fair value)
Industry Position: 63.4% below the Travel & Leisure median (#488 of 607)
No single metric tells the full story. See the SGX:N0Z stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Combine Will International Holdings Business Description
Combine Will International Holdings Ltd is an investment holding company. The company operates in one division, which is the manufacturing of toys and premium products. Its geographical segments are Asia and Europe.
78GF Score
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