ProsperCap (SGX:PPC) Interest Coverage: 0.65 (As of Dec. 2025) — 97% Above Median


What is ProsperCap Interest Coverage?

ProsperCap SGX:PPC Interest Coverage is 0.65 as of Dec. 2025, which is 97% above its 10-year median of 0.33. The stock has 3 warning signs investors should review. Among 607 Travel & Leisure companies, ProsperCap ranks worse than 98.35% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. ProsperCap's Operating Income for the six months ended in Dec. 2025 was S$14.8 Mil. ProsperCap's Interest Expense for the six months ended in Dec. 2025 was S$-23.0 Mil. ProsperCap's interest coverage for the quarter that ended in Dec. 2025 was 0.65. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. ProsperCap Corp Ltds earnings cannot cover its interest expense. If the situation continues, the company may have to issue more debt.

The historical rank and industry rank for ProsperCap's Interest Coverage or its related term are showing as below:

SGX:PPC' s Interest Coverage Range Over the Past 10 Years
Min: 0.1   Med: 0.33   Max: 1.71
Current: 0.33


SGX:PPC's Interest Coverage is ranked worse than
98.35% of 607 companies
in the Travel & Leisure industry
Industry Median: 5.35 vs SGX:PPC: 0.33

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


ProsperCap  (SGX:PPC) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


ProsperCap Interest Coverage Related Terms


ProsperCap Interest Coverage Historical Data

* Premium members only.

The historical data trend for ProsperCap's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

ProsperCap Interest Coverage Chart

ProsperCap Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only N/A N/A 1.71 0.10 0.33

ProsperCap Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.06 0.46 0.00 0.00 0.65

SGX:PPC vs MAR, HLT, H: Interest Coverage Comparison

For the Lodging subindustry, ProsperCap's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ProsperCap Interest Coverage vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, ProsperCap's Interest Coverage distribution charts can be found below:

* The bar in red indicates where ProsperCap's Interest Coverage falls into.



ProsperCap Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

ProsperCap's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, ProsperCap's Interest Expense was S$-44.9 Mil. Its Operating Income was S$14.8 Mil. And its Long-Term Debt & Capital Lease Obligation was S$524.2 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*14.817/-44.873
=0.33

ProsperCap's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, ProsperCap's Interest Expense was S$-23.0 Mil. Its Operating Income was S$14.8 Mil. And its Long-Term Debt & Capital Lease Obligation was S$524.2 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*14.83/-22.951
=0.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0.65 mean?
ProsperCap (SGX:PPC) has a Interest Coverage of 0.65 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on ProsperCap and its competitors. This is 97% above median its historical median of 0.33. Over the past decade, ProsperCap's Interest Coverage has ranged from 0.10 to 1.71. According to the industry distribution chart, ProsperCap ranks #597 out of 607 companies in the Travel & Leisure industry, placing it in the top 98.4%.
Is ProsperCap's Interest Coverage too high?
ProsperCap's current Interest Coverage of 0.65 is 97% above median its 10-year median of 0.33. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 1.71. The Travel & Leisure industry median Interest Coverage is 5.35. ProsperCap's value of 0.65 is 87.9% below this industry median. Based on the distribution chart, ProsperCap ranks #597 out of 607 companies in the Travel & Leisure industry, which is in the bottom quartile relative to peers.
How does ProsperCap's Interest Coverage compare to MAR and HLT?
According to the Travel & Leisure industry distribution chart, ProsperCap ranks #597 out of 607 companies for Interest Coverage. This places ProsperCap in the lower half of its industry. The industry median Interest Coverage is 5.35. ProsperCap's value of 0.65 is 87.9% below this benchmark. Historically, ProsperCap's own Interest Coverage has ranged from 0.10 to 1.71 over the past decade. While the company's 10-year median is 0.33 vs. the industry median of 5.35, ProsperCap has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Travel & Leisure company?
The median Interest Coverage among Travel & Leisure companies is 5.35, based on 607 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ProsperCap's current Interest Coverage of 0.65 is 87.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on ProsperCap and its competitors. For the Travel & Leisure industry, the median Interest Coverage is 5.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ProsperCap's current Interest Coverage is 0.65, which is 97% above median its own 10-year median of 0.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ProsperCap stock overvalued right now?
Based on GuruFocus' analysis, ProsperCap (SGX:PPC) is currently considered Modestly Undervalued. The stock's GF Value™ is S$0.08, compared to a current price of S$0.07 — trading 17.5% below its estimated fair value. The current Interest Coverage is 0.65, which is 97% above median its 10-year median of 0.33 and 87.9% below the Travel & Leisure industry median of 5.35. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For ProsperCap (SGX:PPC), the current Interest Coverage is 0.65 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

ProsperCap Business Description

Address 47 Scotts Road, No. 17-02, Goldbell Towers, Singapore, SGP, 228233
ProsperCap Corp Ltd, along with its subsidiaries, operates as a real estate investment and management company. It focuses on building a diversified real estate portfolio across various geographies, with an emphasis on the ownership and management of international hospitality and lodging assets. Currently, the Group owns a portfolio of several upscale hotels, located in key regional cities across the United Kingdom. The properties are managed by hotel operators experienced with international and multi-brand hotel portfolios and operated under franchise agreements with known international hotel brands, namely Hilton, IHG, and Marriott. The Group has two reportable geographical segments: England Hotels, which generates the maximum revenue, and Scotland Hotels.