CP All PCLSGX:TCPD -0.55%87 Interest Coverage is 4.36 as of Mar. 2026, which is 33% above its 10-year median of 3.29. GuruFocus rates SGX:TCPD with a GF Score™ of 87/100 and a GF Value™ of S$2.34 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 253 Retail - Defensive companies, CP All PCL ranks worse than 75.49% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. CP All PCL's
Operating Income
for the
three
months ended in Mar. 2026 was S$621 Mil. CP All PCL's Interest Expense for the
three
months ended in Mar. 2026 was S$-143 Mil.
CP All PCL's interest coverage for the quarter that ended in Mar. 2026 was 4.36.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. CP All PCL interest coverage is 3.69, which is low.
The historical rank and industry rank for CP All PCL's Interest Coverage or its related term are showing as below:
SGX:TCPD'
s Interest Coverage Range Over the Past 10 Years
Min: 1.9 Med: 3.29 Max: 4.92
Current: 3.69
SGX:TCPD's Interest Coverage is ranked worse than 75.49% of 253
companies
in the Retail - Defensive industry
Industry Median: 8.8
vs SGX:TCPD: 3.69
CP All PCL (SGX:TCPD) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
CP All PCL Interest Coverage Related Terms
CP All PCL Interest Coverage Historical Data
* Premium members only.
The historical data trend for CP All PCL's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Grocery Stores subindustry, CP All PCL's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CP All PCL Interest Coverage vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, CP All PCL's Interest Coverage distribution charts can be found below:
* The bar in red indicates where CP All PCL's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CP All PCL (SGX:TCPD) has a Interest Coverage of 4.36 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on CP All PCL and its competitors. This is 33% above median its historical median of 3.29. Over the past decade, CP All PCL's Interest Coverage has ranged from 1.90 to 4.92. According to the industry distribution chart, CP All PCL ranks #191 out of 253 companies in the Retail - Defensive industry, placing it in the top 75.5%.
Is CP All PCL's Interest Coverage too high?
CP All PCL's current Interest Coverage of 4.36 is 33% above median its 10-year median of 3.29. Over the past 10 years, this metric has ranged from a low of 1.90 to a high of 4.92. The Retail - Defensive industry median Interest Coverage is 8.80. CP All PCL's value of 4.36 is 50.5% below this industry median. Based on the distribution chart, CP All PCL ranks #191 out of 253 companies in the Retail - Defensive industry, which is in the bottom quartile relative to peers. Overall, CP All PCL has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CP All PCL's Interest Coverage compare to KR and SFM?
According to the Retail - Defensive industry distribution chart, CP All PCL ranks #191 out of 253 companies for Interest Coverage. This places CP All PCL in the lower half of its industry. The industry median Interest Coverage is 8.80. CP All PCL's value of 4.36 is 50.5% below this benchmark. Historically, CP All PCL's own Interest Coverage has ranged from 1.90 to 4.92 over the past decade. While the company's 10-year median is 3.29 vs. the industry median of 8.80, CP All PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Defensive company?
The median Interest Coverage among Retail - Defensive companies is 8.80, based on 253 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CP All PCL's current Interest Coverage of 4.36 is 50.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on CP All PCL and its competitors. For the Retail - Defensive industry, the median Interest Coverage is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CP All PCL's current Interest Coverage is 4.36, which is 33% above median its own 10-year median of 3.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CP All PCL stock overvalued right now?
Based on GuruFocus' analysis, CP All PCL (SGX:TCPD) is currently considered Modestly Undervalued. The stock's GF Value™ is S$2.34, compared to a current price of S$1.81 — trading 22.6% below its estimated fair value. The current Interest Coverage is 4.36, which is 33% above median its 10-year median of 3.29 and 50.5% below the Retail - Defensive industry median of 8.80. CP All PCL's overall GF Score™ is 87/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For CP All PCL (SGX:TCPD), the current Interest Coverage is 4.36 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CP All PCL (SGX:TCPD) Overvalued in 2026?
Based on GuruFocus' analysis, CP All PCL stock appears to be undervalued.
The current stock price of S$1.81 is trading 22.6% below its estimated GF Value™ of S$2.34.
GuruFocus considers CP All PCL to be Modestly Undervalued.
Key valuation signals for SGX:TCPD:
Interest Coverage: 4.36 (33% above median its 10-year median of 3.29)
GF Value™: S$2.34 vs. price of S$1.81 (22.6% below fair value)
Industry Position: 50.5% below the Retail - Defensive median (#191 of 253)
No single metric tells the full story. See the SGX:TCPD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CP All PCL is the sole operator of 7-Eleven convenience stores in Thailand. Almost half of the stores are located in Bangkok and its vicinities, with the remaining located in provincial areas. The company also operates other related businesses, such as bill payment collection services, manufacturing and sale of convenience food and bakery products, sale and maintenance of retail equipment, payment for products and services, information technology services, logistics services, marketing services, educational institution, and training and business seminar services, including catalog sales and e-commerce businesses. The company has four reportable segments: convenience stores, wholesale, retail and mall, and others. The majority of its revenue from Convenience stores segment.
87GF Score
Get the complete analysis for SGX:TCPD
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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