Topchoice Medical (SHSE:600763) Interest Coverage: 36.98 (As of Mar. 2026) — 101% Above Median

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SHSE:600763 Topchoice Medical Corp SHSE:600763
91 GF Score
Price ¥37.50
GF Value ¥47.66
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Topchoice Medical Interest Coverage?

Topchoice Medical SHSE:600763 +1.87% 91 Interest Coverage is 36.98 as of Mar. 2026, which is 101% above its 10-year median of 18.39. GuruFocus rates SHSE:600763 with a GF Score™ of 91/100 and a GF Value™ of ¥47.66 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 448 Healthcare Providers & Services companies, Topchoice Medical ranks better than 70.31% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Topchoice Medical's Operating Income for the three months ended in Mar. 2026 was ¥238 Mil. Topchoice Medical's Interest Expense for the three months ended in Mar. 2026 was ¥-6 Mil. Topchoice Medical's interest coverage for the quarter that ended in Mar. 2026 was 36.98. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Topchoice Medical's Interest Coverage or its related term are showing as below:

SHSE:600763' s Interest Coverage Range Over the Past 10 Years
Min: 11.52   Med: 18.39   Max: 34.99
Current: 20.64


SHSE:600763's Interest Coverage is ranked better than
70.31% of 448 companies
in the Healthcare Providers & Services industry
Industry Median: 7.82 vs SHSE:600763: 20.64

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Topchoice Medical  (SHSE:600763) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Topchoice Medical Interest Coverage Related Terms


Topchoice Medical Interest Coverage Historical Data

* Premium members only.

The historical data trend for Topchoice Medical's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Topchoice Medical Interest Coverage Chart

Topchoice Medical Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 32.52 14.87 12.82 15.40 19.92

Topchoice Medical Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 30.81 16.46 22.12 6.49 36.98

SHSE:600763 vs HCA, THC, DVA: Interest Coverage Comparison

For the Medical Care Facilities subindustry, Topchoice Medical's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Topchoice Medical Interest Coverage vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Topchoice Medical's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Topchoice Medical's Interest Coverage falls into.


SHSE:600763
91GF Score
Topchoice Medical Corp SHSE:600763
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Topchoice Medical Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Topchoice Medical's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Topchoice Medical's Interest Expense was ¥-36 Mil. Its Operating Income was ¥714 Mil. And its Long-Term Debt & Capital Lease Obligation was ¥739 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*713.861/-35.845
=19.92

Topchoice Medical's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Topchoice Medical's Interest Expense was ¥-6 Mil. Its Operating Income was ¥238 Mil. And its Long-Term Debt & Capital Lease Obligation was ¥720 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*237.695/-6.427
=36.98

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 36.98 mean?
Topchoice Medical (SHSE:600763) has a Interest Coverage of 36.98 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Topchoice Medical and its competitors. This is 101% above median its historical median of 18.39. Over the past decade, Topchoice Medical's Interest Coverage has ranged from 11.52 to 34.99. According to the industry distribution chart, Topchoice Medical ranks #133 out of 448 companies in the Healthcare Providers & Services industry, placing it in the top 29.7%.
Is Topchoice Medical's Interest Coverage too high?
Topchoice Medical's current Interest Coverage of 36.98 is 101% above median its 10-year median of 18.39. Over the past 10 years, this metric has ranged from a low of 11.52 to a high of 34.99. The Healthcare Providers & Services industry median Interest Coverage is 7.82. Topchoice Medical's value of 36.98 is 372.9% above this industry median. Based on the distribution chart, Topchoice Medical ranks #133 out of 448 companies in the Healthcare Providers & Services industry, which is above the industry midpoint. Overall, Topchoice Medical has a GF Score™ of 91/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Topchoice Medical's Interest Coverage compare to HCA and THC?
According to the Healthcare Providers & Services industry distribution chart, Topchoice Medical ranks #133 out of 448 companies for Interest Coverage. This puts Topchoice Medical in the upper half of its industry. The industry median Interest Coverage is 7.82. Topchoice Medical's value of 36.98 is 372.9% above this benchmark. Historically, Topchoice Medical's own Interest Coverage has ranged from 11.52 to 34.99 over the past decade. While the company's 10-year median is 18.39 vs. the industry median of 7.82, Topchoice Medical has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Providers & Services company?
The median Interest Coverage among Healthcare Providers & Services companies is 7.82, based on 448 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Topchoice Medical's current Interest Coverage of 36.98 is 372.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Topchoice Medical and its competitors. For the Healthcare Providers & Services industry, the median Interest Coverage is 7.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Topchoice Medical's current Interest Coverage is 36.98, which is 101% above median its own 10-year median of 18.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Topchoice Medical stock overvalued right now?
Based on GuruFocus' analysis, Topchoice Medical (SHSE:600763) is currently considered Modestly Undervalued. The stock's GF Value™ is ¥47.66, compared to a current price of ¥37.50 — trading 21.3% below its estimated fair value. The current Interest Coverage is 36.98, which is 101% above median its 10-year median of 18.39 and 372.9% above the Healthcare Providers & Services industry median of 7.82. Topchoice Medical's overall GF Score™ is 91/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Topchoice Medical (SHSE:600763), the current Interest Coverage is 36.98 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Topchoice Medical (SHSE:600763) Overvalued in 2026?

Based on GuruFocus' analysis, Topchoice Medical stock appears to be undervalued. The current stock price of ¥37.50 is trading 21.3% below its estimated GF Value™ of ¥47.66. GuruFocus considers Topchoice Medical to be Modestly Undervalued.

Key valuation signals for SHSE:600763:

  • Interest Coverage: 36.98 (101% above median its 10-year median of 18.39)
  • GF Value™: ¥47.66 vs. price of ¥37.50 (21.3% below fair value)
  • GF Score™: 91/100 with 5 warning signs
  • Industry Position: 372.9% above the Healthcare Providers & Services median (#133 of 448)

No single metric tells the full story. See the SHSE:600763 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Topchoice Medical Business Description

Address No. 21 Lingxi North Road, Building 5, Hesheng International Trade Center, Zhejiang Province, Hangzhou, CHN, 310023
Topchoice Medical Corp is engaged in providing medical services. The company operates as an integrated medical platform with several oral, health, and reproductive medical institutions.
91GF Score

Get the complete analysis for SHSE:600763

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥37.50
Price
¥47.66
GF Value