Ningbo Zhongbai Co (SHSE:600857) Interest Coverage: 25.99 (As of Mar. 2026) — 80% Above Median

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SHSE:600857 Ningbo Zhongbai Co Ltd SHSE:600857
53 GF Score
Price ¥16.82
GF Value ¥3.36
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Ningbo Zhongbai Co Interest Coverage?

Ningbo Zhongbai Co SHSE:600857 53 Interest Coverage is 25.99 as of Mar. 2026, which is 80% above its 10-year median of 14.44. GuruFocus rates SHSE:600857 with a GF Score™ of 53/100 and a GF Value™ of ¥3.36 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 834 Retail - Cyclical companies, Ningbo Zhongbai Co ranks better than 73.02% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Ningbo Zhongbai Co's Operating Income for the three months ended in Mar. 2026 was ¥5.5 Mil. Ningbo Zhongbai Co's Interest Expense for the three months ended in Mar. 2026 was ¥-0.2 Mil. Ningbo Zhongbai Co's interest coverage for the quarter that ended in Mar. 2026 was 25.99. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Ningbo Zhongbai Co's Interest Coverage or its related term are showing as below:

SHSE:600857' s Interest Coverage Range Over the Past 10 Years
Min: 10.28   Med: 14.44   Max: 1275.45
Current: 21.78


SHSE:600857's Interest Coverage is ranked better than
73.02% of 834 companies
in the Retail - Cyclical industry
Industry Median: 7.45 vs SHSE:600857: 21.78

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Ningbo Zhongbai Co  (SHSE:600857) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Ningbo Zhongbai Co Interest Coverage Related Terms


Ningbo Zhongbai Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Ningbo Zhongbai Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Ningbo Zhongbai Co Interest Coverage Chart

Ningbo Zhongbai Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.53 10.92 114.33 10.68 1,275.45

Ningbo Zhongbai Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.99 4.41 450.50 16.85 25.99

SHSE:600857 vs DDS: Interest Coverage Comparison

For the Department Stores subindustry, Ningbo Zhongbai Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ningbo Zhongbai Co Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Ningbo Zhongbai Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Ningbo Zhongbai Co's Interest Coverage falls into.


SHSE:600857
53GF Score
Ningbo Zhongbai Co Ltd SHSE:600857
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ningbo Zhongbai Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Ningbo Zhongbai Co's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Ningbo Zhongbai Co's Interest Expense was ¥-0.0 Mil. Its Operating Income was ¥14.0 Mil. And its Long-Term Debt & Capital Lease Obligation was ¥0.0 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*14.03/-0.011
=1,275.45

Ningbo Zhongbai Co's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Ningbo Zhongbai Co's Interest Expense was ¥-0.2 Mil. Its Operating Income was ¥5.5 Mil. And its Long-Term Debt & Capital Lease Obligation was ¥0.0 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*5.509/-0.212
=25.99

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 25.99 mean?
Ningbo Zhongbai Co (SHSE:600857) has a Interest Coverage of 25.99 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ningbo Zhongbai Co and its competitors. This is 80% above median its historical median of 14.44. Over the past decade, Ningbo Zhongbai Co's Interest Coverage has ranged from 10.28 to 1,275.45. According to the industry distribution chart, Ningbo Zhongbai Co ranks #225 out of 834 companies in the Retail - Cyclical industry, placing it in the top 27%.
Is Ningbo Zhongbai Co's Interest Coverage too high?
Ningbo Zhongbai Co's current Interest Coverage of 25.99 is 80% above median its 10-year median of 14.44. Over the past 10 years, this metric has ranged from a low of 10.28 to a high of 1,275.45. The Retail - Cyclical industry median Interest Coverage is 7.45. Ningbo Zhongbai Co's value of 25.99 is 248.9% above this industry median. Based on the distribution chart, Ningbo Zhongbai Co ranks #225 out of 834 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Ningbo Zhongbai Co has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ningbo Zhongbai Co's Interest Coverage compare to DDS?
According to the Retail - Cyclical industry distribution chart, Ningbo Zhongbai Co ranks #225 out of 834 companies for Interest Coverage. This puts Ningbo Zhongbai Co in the upper half of its industry. The industry median Interest Coverage is 7.45. Ningbo Zhongbai Co's value of 25.99 is 248.9% above this benchmark. Historically, Ningbo Zhongbai Co's own Interest Coverage has ranged from 10.28 to 1,275.45 over the past decade. While the company's 10-year median is 14.44 vs. the industry median of 7.45, Ningbo Zhongbai Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.45, based on 834 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ningbo Zhongbai Co's current Interest Coverage of 25.99 is 248.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ningbo Zhongbai Co and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ningbo Zhongbai Co's current Interest Coverage is 25.99, which is 80% above median its own 10-year median of 14.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ningbo Zhongbai Co stock overvalued right now?
Based on GuruFocus' analysis, Ningbo Zhongbai Co (SHSE:600857) is currently considered Significantly Overvalued. The stock's GF Value™ is ¥3.36, compared to a current price of ¥16.82 — trading 400.6% above its estimated fair value. The current Interest Coverage is 25.99, which is 80% above median its 10-year median of 14.44 and 248.9% above the Retail - Cyclical industry median of 7.45. Ningbo Zhongbai Co's overall GF Score™ is 53/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Ningbo Zhongbai Co (SHSE:600857), the current Interest Coverage is 25.99 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ningbo Zhongbai Co (SHSE:600857) Overvalued in 2026?

Based on GuruFocus' analysis, Ningbo Zhongbai Co stock appears to be overvalued. The current stock price of ¥16.82 is trading 400.6% above its estimated GF Value™ of ¥3.36. GuruFocus considers Ningbo Zhongbai Co to be Significantly Overvalued.

Key valuation signals for SHSE:600857:

  • Interest Coverage: 25.99 (80% above median its 10-year median of 14.44)
  • GF Value™: ¥3.36 vs. price of ¥16.82 (400.6% above fair value)
  • GF Score™: 53/100 with 4 warning signs
  • Industry Position: 248.9% above the Retail - Cyclical median (#225 of 834)

No single metric tells the full story. See the SHSE:600857 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ningbo Zhongbai Co Business Description

Address No. 77, Heyi Road, 21st Floor, Haishu District, Zhejiang Province, Ningbo, CHN, 315000
Ningbo Zhongbai Co Ltd is engaged in wholesale and retail of commercial department stores. The company's business scope includes gold, jewelry, needle textiles, clothing, cosmetics, luggage, shoes and hats, daily necessities, handicrafts, toys, culture, sporting goods and equipment, machinery and equipment, hardware, household appliances, electronic products, communication equipment, construction and decoration materials, furniture wholesale, and others.
53GF Score

Get the complete analysis for SHSE:600857

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥16.82
Price
¥3.36
GF Value