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Cashway Fintech CoSHSE:603106 +10.01%59 Interest Coverage is 22.14 as of Mar. 2026, which is 95% below its 10-year median of 437.07. GuruFocus rates SHSE:603106 with a GF Score™ of 59/100 and a GF Value™ of ¥13.20 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 2,324 Industrial Products companies, Cashway Fintech Co ranks better than 85.8% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Cashway Fintech Co's
Operating Income
for the
three
months ended in Mar. 2026 was ¥1.4 Mil. Cashway Fintech Co's Interest Expense for the
three
months ended in Mar. 2026 was ¥-0.1 Mil.
Cashway Fintech Co's interest coverage for the quarter that ended in Mar. 2026 was 22.14.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Cashway Fintech Co Ltd has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for Cashway Fintech Co's Interest Coverage or its related term are showing as below:
SHSE:603106'
s Interest Coverage Range Over the Past 10 Years
Min: 10.29 Med: 437.07 Max: 5508
Current: 149.12
SHSE:603106's Interest Coverage is ranked better than 85.8% of 2324
companies
in the Industrial Products industry
Industry Median: 14.735
vs SHSE:603106: 149.12
Cashway Fintech Co (SHSE:603106) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Cashway Fintech Co Interest Coverage Related Terms
Cashway Fintech Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for Cashway Fintech Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Cashway Fintech Co Interest Coverage Competitor Comparison
For the Business Equipment & Supplies subindustry, Cashway Fintech Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cashway Fintech Co Interest Coverage vs Industrial Products Industry
For the Industrial Products industry and Industrials sector, Cashway Fintech Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Cashway Fintech Co's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cashway Fintech Co (SHSE:603106) has a Interest Coverage of 22.14 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Cashway Fintech Co and its competitors. This is 95% below median its historical median of 437.07. Over the past decade, Cashway Fintech Co's Interest Coverage has ranged from 10.29 to 5,508.00. According to the industry distribution chart, Cashway Fintech Co ranks #330 out of 2324 companies in the Industrial Products industry, placing it in the top 14.2%.
Is Cashway Fintech Co's Interest Coverage too high?
Cashway Fintech Co's current Interest Coverage of 22.14 is 95% below median its 10-year median of 437.07. Over the past 10 years, this metric has ranged from a low of 10.29 to a high of 5,508.00. The Industrial Products industry median Interest Coverage is 14.74. Cashway Fintech Co's value of 22.14 is 50.3% above this industry median. Based on the distribution chart, Cashway Fintech Co ranks #330 out of 2324 companies in the Industrial Products industry, which is in the top quartile — a strong position relative to peers. Overall, Cashway Fintech Co has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Cashway Fintech Co's Interest Coverage compare to competitors?
According to the Industrial Products industry distribution chart, Cashway Fintech Co ranks #330 out of 2324 companies for Interest Coverage. This places Cashway Fintech Co in the top 14% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 14.74. Cashway Fintech Co's value of 22.14 is 50.3% above this benchmark. Historically, Cashway Fintech Co's own Interest Coverage has ranged from 10.29 to 5,508.00 over the past decade. While the company's 10-year median is 437.07 vs. the industry median of 14.74, Cashway Fintech Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Industrial Products company?
The median Interest Coverage among Industrial Products companies is 14.74, based on 2,324 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cashway Fintech Co's current Interest Coverage of 22.14 is 50.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Cashway Fintech Co and its competitors. For the Industrial Products industry, the median Interest Coverage is 14.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cashway Fintech Co's current Interest Coverage is 22.14, which is 95% below median its own 10-year median of 437.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cashway Fintech Co stock overvalued right now?
Based on GuruFocus' analysis, Cashway Fintech Co (SHSE:603106) is currently considered Possible Value Trap. The stock's GF Value™ is ¥13.20, compared to a current price of ¥7.47 — trading 43.4% below its estimated fair value. The current Interest Coverage is 22.14, which is 95% below median its 10-year median of 437.07 and 50.3% above the Industrial Products industry median of 14.74. Cashway Fintech Co's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Cashway Fintech Co (SHSE:603106), the current Interest Coverage is 22.14 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cashway Fintech Co (SHSE:603106) Overvalued in 2026?
Based on GuruFocus' analysis, Cashway Fintech Co stock appears to be undervalued.
The current stock price of ¥7.47 is trading 43.4% below its estimated GF Value™ of ¥13.20.
GuruFocus considers Cashway Fintech Co to be Possible Value Trap.
Key valuation signals for SHSE:603106:
Interest Coverage: 22.14 (95% below median its 10-year median of 437.07)
GF Value™: ¥13.20 vs. price of ¥7.47 (43.4% below fair value)
Industry Position: 50.3% above the Industrial Products median (#330 of 2324)
No single metric tells the full story. See the SHSE:603106 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cashway Fintech Co Ltd is a provider of smart banking solutions with financial self-service equipment as its core. The company engages in the research and development, manufacture, marketing, operation, and monitoring of banking self-service equipment.
59GF Score
Get the complete analysis for SHSE:603106
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