Shanghai Golden Union Commercial Management (Group) Co (SHSE:603682) Interest Coverage: 0.96 (As of Mar. 2026) — 86% Below Median

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SHSE:603682 Shanghai Golden Union Commercial Management (Group) Co Ltd SHSE:603682
73 GF Score
Price ¥9.60
GF Value ¥7.06
Valuation Significantly Overvalued
! 9 Warning Signs
View Full Analysis

What is Shanghai Golden Union Commercial Management (Group) Co Interest Coverage?

Shanghai Golden Union Commercial Management (Group) Co SHSE:603682 +9.97% 73 Interest Coverage is 0.96 as of Mar. 2026, which is 86% below its 10-year median of 6.96. GuruFocus rates SHSE:603682 with a GF Score™ of 73/100 and a GF Value™ of ¥7.06 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 1,306 Real Estate companies, Shanghai Golden Union Commercial Management (Group) Co ranks worse than 87.21% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Shanghai Golden Union Commercial Management (Group) Co's Operating Income for the three months ended in Mar. 2026 was ¥35.2 Mil. Shanghai Golden Union Commercial Management (Group) Co's Interest Expense for the three months ended in Mar. 2026 was ¥-36.7 Mil. Shanghai Golden Union Commercial Management (Group) Co's interest coverage for the quarter that ended in Mar. 2026 was 0.96. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Shanghai Golden Union Commercial Management (Group) Co Ltds earnings cannot cover its interest expense. If the situation continues, the company may have to issue more debt.

The historical rank and industry rank for Shanghai Golden Union Commercial Management (Group) Co's Interest Coverage or its related term are showing as below:

SHSE:603682' s Interest Coverage Range Over the Past 10 Years
Min: 0.75   Med: 6.96   Max: 761.6
Current: 0.92


SHSE:603682's Interest Coverage is ranked worse than
87.21% of 1306 companies
in the Real Estate industry
Industry Median: 4.145 vs SHSE:603682: 0.92

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Shanghai Golden Union Commercial Management (Group) Co  (SHSE:603682) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Shanghai Golden Union Commercial Management (Group) Co Interest Coverage Related Terms


Shanghai Golden Union Commercial Management (Group) Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Shanghai Golden Union Commercial Management (Group) Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Shanghai Golden Union Commercial Management (Group) Co Interest Coverage Chart

Shanghai Golden Union Commercial Management (Group) Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.67 1.45 1.01 0.75 0.88

Shanghai Golden Union Commercial Management (Group) Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.83 0.99 0.94 0.74 0.96

SHSE:603682 vs CBRE, BEKE, JLL: Interest Coverage Comparison

For the Real Estate Services subindustry, Shanghai Golden Union Commercial Management (Group) Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Shanghai Golden Union Commercial Management (Group) Co Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Shanghai Golden Union Commercial Management (Group) Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Shanghai Golden Union Commercial Management (Group) Co's Interest Coverage falls into.


SHSE:603682
73GF Score
Shanghai Golden Union Commercial Management (Group) Co Ltd SHSE:603682
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Shanghai Golden Union Commercial Management (Group) Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Shanghai Golden Union Commercial Management (Group) Co's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Shanghai Golden Union Commercial Management (Group) Co's Interest Expense was ¥-160.7 Mil. Its Operating Income was ¥142.0 Mil. And its Long-Term Debt & Capital Lease Obligation was ¥3,045.4 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*141.963/-160.727
=0.88

Shanghai Golden Union Commercial Management (Group) Co's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Shanghai Golden Union Commercial Management (Group) Co's Interest Expense was ¥-36.7 Mil. Its Operating Income was ¥35.2 Mil. And its Long-Term Debt & Capital Lease Obligation was ¥2,972.9 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*35.179/-36.658
=0.96

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0.96 mean?
Shanghai Golden Union Commercial Management (Group) Co (SHSE:603682) has a Interest Coverage of 0.96 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Shanghai Golden Union Commercial Management (Group) Co and its competitors. This is 86% below median its historical median of 6.96. Over the past decade, Shanghai Golden Union Commercial Management (Group) Co's Interest Coverage has ranged from 0.75 to 761.60. According to the industry distribution chart, Shanghai Golden Union Commercial Management (Group) Co ranks #1139 out of 1306 companies in the Real Estate industry, placing it in the top 87.2%.
Is Shanghai Golden Union Commercial Management (Group) Co's Interest Coverage too high?
Shanghai Golden Union Commercial Management (Group) Co's current Interest Coverage of 0.96 is 86% below median its 10-year median of 6.96. Over the past 10 years, this metric has ranged from a low of 0.75 to a high of 761.60. The Real Estate industry median Interest Coverage is 4.15. Shanghai Golden Union Commercial Management (Group) Co's value of 0.96 is 76.8% below this industry median. Based on the distribution chart, Shanghai Golden Union Commercial Management (Group) Co ranks #1139 out of 1306 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Shanghai Golden Union Commercial Management (Group) Co has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Shanghai Golden Union Commercial Management (Group) Co's Interest Coverage compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Shanghai Golden Union Commercial Management (Group) Co ranks #1139 out of 1306 companies for Interest Coverage. This places Shanghai Golden Union Commercial Management (Group) Co in the lower half of its industry. The industry median Interest Coverage is 4.15. Shanghai Golden Union Commercial Management (Group) Co's value of 0.96 is 76.8% below this benchmark. Historically, Shanghai Golden Union Commercial Management (Group) Co's own Interest Coverage has ranged from 0.75 to 761.60 over the past decade. While the company's 10-year median is 6.96 vs. the industry median of 4.15, Shanghai Golden Union Commercial Management (Group) Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.15, based on 1,306 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shanghai Golden Union Commercial Management (Group) Co's current Interest Coverage of 0.96 is 76.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Shanghai Golden Union Commercial Management (Group) Co and its competitors. For the Real Estate industry, the median Interest Coverage is 4.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shanghai Golden Union Commercial Management (Group) Co's current Interest Coverage is 0.96, which is 86% below median its own 10-year median of 6.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shanghai Golden Union Commercial Management (Group) Co stock overvalued right now?
Based on GuruFocus' analysis, Shanghai Golden Union Commercial Management (Group) Co (SHSE:603682) is currently considered Significantly Overvalued. The stock's GF Value™ is ¥7.06, compared to a current price of ¥9.60 — trading 36% above its estimated fair value. The current Interest Coverage is 0.96, which is 86% below median its 10-year median of 6.96 and 76.8% below the Real Estate industry median of 4.15. Shanghai Golden Union Commercial Management (Group) Co's overall GF Score™ is 73/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Shanghai Golden Union Commercial Management (Group) Co (SHSE:603682), the current Interest Coverage is 0.96 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Shanghai Golden Union Commercial Management (Group) Co (SHSE:603682) Overvalued in 2026?

Based on GuruFocus' analysis, Shanghai Golden Union Commercial Management (Group) Co stock appears to be overvalued. The current stock price of ¥9.60 is trading 36% above its estimated GF Value™ of ¥7.06. GuruFocus considers Shanghai Golden Union Commercial Management (Group) Co to be Significantly Overvalued.

Key valuation signals for SHSE:603682:

  • Interest Coverage: 0.96 (86% below median its 10-year median of 6.96)
  • GF Value™: ¥7.06 vs. price of ¥9.60 (36% above fair value)
  • GF Score™: 73/100 with 9 warning signs
  • Industry Position: 76.8% below the Real Estate median (#1139 of 1306)

No single metric tells the full story. See the SHSE:603682 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Shanghai Golden Union Commercial Management (Group) Co Business Description

Address No. 68 Hongcao Road, 18th Floor, Building 43, Jinhe Center, Xuhui District, Shanghai, CHN, 200233
Shanghai Golden Union Commercial Management (Group) Co Ltd is engaged in positioning design, transformation and operation management of industrial parks and creative industrial parks. The company specializes in the field of urban renewal and provides a one-stop service for the entire value chain of existing commercial properties in cities. Its services improve the value of properties through remarketing, design and transformation of old properties, investment management, and improve the appearance of the city while tapping the historical context of architecture to promote the incubation of cultural and creative industries.
73GF Score

Get the complete analysis for SHSE:603682

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥9.60
Price
¥7.06
GF Value