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Jiajiayue Group CoSHSE:603708 +1.32%80 Interest Coverage is 5.46 as of Mar. 2026, which is 51% below its 10-year median of 11.06. GuruFocus rates SHSE:603708 with a GF Score™ of 80/100 and a GF Value™ of ¥10.26 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 834 Retail - Cyclical companies, Jiajiayue Group Co ranks worse than 77.94% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Jiajiayue Group Co's
Operating Income
for the
three
months ended in Mar. 2026 was ¥248 Mil. Jiajiayue Group Co's Interest Expense for the
three
months ended in Mar. 2026 was ¥-45 Mil.
Jiajiayue Group Co's interest coverage for the quarter that ended in Mar. 2026 was 5.46.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Jiajiayue Group Co's Interest Coverage or its related term are showing as below:
SHSE:603708'
s Interest Coverage Range Over the Past 10 Years
Min: 1.18 Med: 11.06 Max: 110.69
Current: 2.48
SHSE:603708's Interest Coverage is ranked worse than 77.94% of 834
companies
in the Retail - Cyclical industry
Industry Median: 7.45
vs SHSE:603708: 2.48
Jiajiayue Group Co (SHSE:603708) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Jiajiayue Group Co Interest Coverage Related Terms
Jiajiayue Group Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for Jiajiayue Group Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Department Stores subindustry, Jiajiayue Group Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jiajiayue Group Co Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Jiajiayue Group Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Jiajiayue Group Co's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jiajiayue Group Co (SHSE:603708) has a Interest Coverage of 5.46 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Jiajiayue Group Co and its competitors. This is 51% below median its historical median of 11.06. Over the past decade, Jiajiayue Group Co's Interest Coverage has ranged from 1.18 to 110.69. According to the industry distribution chart, Jiajiayue Group Co ranks #650 out of 834 companies in the Retail - Cyclical industry, placing it in the top 77.9%.
Is Jiajiayue Group Co's Interest Coverage too high?
Jiajiayue Group Co's current Interest Coverage of 5.46 is 51% below median its 10-year median of 11.06. Over the past 10 years, this metric has ranged from a low of 1.18 to a high of 110.69. The Retail - Cyclical industry median Interest Coverage is 7.45. Jiajiayue Group Co's value of 5.46 is 26.7% below this industry median. Based on the distribution chart, Jiajiayue Group Co ranks #650 out of 834 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Jiajiayue Group Co has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Jiajiayue Group Co's Interest Coverage compare to DDS?
According to the Retail - Cyclical industry distribution chart, Jiajiayue Group Co ranks #650 out of 834 companies for Interest Coverage. This places Jiajiayue Group Co in the lower half of its industry. The industry median Interest Coverage is 7.45. Jiajiayue Group Co's value of 5.46 is 26.7% below this benchmark. Historically, Jiajiayue Group Co's own Interest Coverage has ranged from 1.18 to 110.69 over the past decade. While the company's 10-year median is 11.06 vs. the industry median of 7.45, Jiajiayue Group Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.45, based on 834 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jiajiayue Group Co's current Interest Coverage of 5.46 is 26.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Jiajiayue Group Co and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jiajiayue Group Co's current Interest Coverage is 5.46, which is 51% below median its own 10-year median of 11.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jiajiayue Group Co stock overvalued right now?
Based on GuruFocus' analysis, Jiajiayue Group Co (SHSE:603708) is currently considered Modestly Undervalued. The stock's GF Value™ is ¥10.26, compared to a current price of ¥9.20 — trading 10.3% below its estimated fair value. The current Interest Coverage is 5.46, which is 51% below median its 10-year median of 11.06 and 26.7% below the Retail - Cyclical industry median of 7.45. Jiajiayue Group Co's overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Jiajiayue Group Co (SHSE:603708), the current Interest Coverage is 5.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jiajiayue Group Co (SHSE:603708) Overvalued in 2026?
Based on GuruFocus' analysis, Jiajiayue Group Co stock appears to be undervalued.
The current stock price of ¥9.20 is trading 10.3% below its estimated GF Value™ of ¥10.26.
GuruFocus considers Jiajiayue Group Co to be Modestly Undervalued.
Key valuation signals for SHSE:603708:
Interest Coverage: 5.46 (51% below median its 10-year median of 11.06)
GF Value™: ¥10.26 vs. price of ¥9.20 (10.3% below fair value)
Industry Position: 26.7% below the Retail - Cyclical median (#650 of 834)
No single metric tells the full story. See the SHSE:603708 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jiajiayue Group Co Ltd operates in the supermarket chain-based industry. It is principally engaged in the operation of supermarket chains. The company mainly runs general supermarkets and hypermarkets.
80GF Score
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