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Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Hangzhou Pinming Software Co's
Operating Income
for the
three
months ended in Mar. 2026 was ¥-17.7 Mil. Hangzhou Pinming Software Co's Interest Expense for the
three
months ended in Mar. 2026 was ¥-0.1 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Hangzhou Pinming Software Co Ltd has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for Hangzhou Pinming Software Co's Interest Coverage or its related term are showing as below:
SHSE:688109'
s Interest Coverage Range Over the Past 10 Years
Min: 31.62 Med: 144.88 Max: 206.05
Current: 56.33
SHSE:688109's Interest Coverage is ranked better than 60.93% of 1720
companies
in the Software industry
Industry Median: 24.665
vs SHSE:688109: 56.33
Hangzhou Pinming Software Co (SHSE:688109) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Hangzhou Pinming Software Co Interest Coverage Related Terms
Hangzhou Pinming Software Co Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Hangzhou Pinming Software Co Interest Coverage Chart
SHSE:688109 vs QH, SHOP, UBER: Interest Coverage Comparison
For the Software - Application subindustry, Hangzhou Pinming Software Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hangzhou Pinming Software Co Interest Coverage vs Software Industry
For the Software industry and Technology sector, Hangzhou Pinming Software Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Hangzhou Pinming Software Co's Interest Coverage falls into.
Hangzhou Pinming Software Co Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Hangzhou Pinming Software Co did not have earnings to cover the interest expense.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
Hangzhou Pinming Software Co (SHSE:688109) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Hangzhou Pinming Software Co and its competitors. Over the past decade, Hangzhou Pinming Software Co's Interest Coverage has ranged from 31.62 to 206.05. According to the industry distribution chart, Hangzhou Pinming Software Co ranks #672 out of 1720 companies in the Software industry, placing it in the top 39.1%.
Is Hangzhou Pinming Software Co's Interest Coverage too high?
Hangzhou Pinming Software Co's current Interest Coverage is 0 (At Loss). Over the past 10 years, this metric has ranged from a low of 31.62 to a high of 206.05. Based on the distribution chart, Hangzhou Pinming Software Co ranks #672 out of 1720 companies in the Software industry, which is above the industry midpoint. Overall, Hangzhou Pinming Software Co has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hangzhou Pinming Software Co's Interest Coverage compare to QH and SHOP?
According to the Software industry distribution chart, Hangzhou Pinming Software Co ranks #672 out of 1720 companies for Interest Coverage. This puts Hangzhou Pinming Software Co in the upper half of its industry. The industry median Interest Coverage is 24.67. Historically, Hangzhou Pinming Software Co's own Interest Coverage has ranged from 31.62 to 206.05 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.67, based on 1,720 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Hangzhou Pinming Software Co and its competitors. For the Software industry, the median Interest Coverage is 24.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hangzhou Pinming Software Co's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hangzhou Pinming Software Co stock overvalued right now?
Based on GuruFocus' analysis, Hangzhou Pinming Software Co (SHSE:688109) is currently considered Significantly Overvalued. The stock's GF Value™ is ¥29.56, compared to a current price of ¥68.00 — trading 130% above its estimated fair value. The current Interest Coverage is 0 (At Loss). Hangzhou Pinming Software Co's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Hangzhou Pinming Software Co (SHSE:688109), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hangzhou Pinming Software Co (SHSE:688109) Overvalued in 2026?
Based on GuruFocus' analysis, Hangzhou Pinming Software Co stock appears to be overvalued.
The current stock price of ¥68.00 is trading 130% above its estimated GF Value™ of ¥29.56.
GuruFocus considers Hangzhou Pinming Software Co to be Significantly Overvalued.
Key valuation signals for SHSE:688109:
Interest Coverage: 0 (At Loss)
GF Value™: ¥29.56 vs. price of ¥68.00 (130% above fair value)
No single metric tells the full story. See the SHSE:688109 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hangzhou Pinming Software Co Ltd is a provider of applied technology and products of digital construction in the construction phase. It focuses on the field of engineering construction information technology. Its business covers engineering cost, construction software, BIM software, smart construction sites, and universities. , Industry supervision, infrastructure and others.
63GF Score
Get the complete analysis for SHSE:688109
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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