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Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Hangzhou Raycloud Technology Co's
Operating Income
for the
three
months ended in Mar. 2026 was ¥5.3 Mil. Hangzhou Raycloud Technology Co's Interest Expense for the
three
months ended in Mar. 2026 was ¥-1.5 Mil.
Hangzhou Raycloud Technology Co's interest coverage for the quarter that ended in Mar. 2026 was 3.59.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Hangzhou Raycloud Technology Co's Interest Coverage or its related term are showing as below:
SHSE:688365'
s Interest Coverage Range Over the Past 10 Years
Min: 1.26 Med: 1558.11 Max: 5429.62
Current: 1.26
SHSE:688365's Interest Coverage is ranked worse than 94.29% of 1716
companies
in the Software industry
Industry Median: 24.64
vs SHSE:688365: 1.26
Hangzhou Raycloud Technology Co (SHSE:688365) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Hangzhou Raycloud Technology Co Interest Coverage Related Terms
Hangzhou Raycloud Technology Co Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Hangzhou Raycloud Technology Co Interest Coverage Chart
SHSE:688365 vs UBER, SHOP, CRM: Interest Coverage Comparison
For the Software - Application subindustry, Hangzhou Raycloud Technology Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hangzhou Raycloud Technology Co Interest Coverage vs Software Industry
For the Software industry and Technology sector, Hangzhou Raycloud Technology Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Hangzhou Raycloud Technology Co's Interest Coverage falls into.
Hangzhou Raycloud Technology Co Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hangzhou Raycloud Technology Co (SHSE:688365) has a Interest Coverage of 3.59 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Hangzhou Raycloud Technology Co and its competitors. This is 100% below median its historical median of 1,558.11. Over the past decade, Hangzhou Raycloud Technology Co's Interest Coverage has ranged from 1.26 to 5,429.62. According to the industry distribution chart, Hangzhou Raycloud Technology Co ranks #1618 out of 1716 companies in the Software industry, placing it in the top 94.3%.
Is Hangzhou Raycloud Technology Co's Interest Coverage too high?
Hangzhou Raycloud Technology Co's current Interest Coverage of 3.59 is 100% below median its 10-year median of 1,558.11. Over the past 10 years, this metric has ranged from a low of 1.26 to a high of 5,429.62. The Software industry median Interest Coverage is 24.64. Hangzhou Raycloud Technology Co's value of 3.59 is 85.4% below this industry median. Based on the distribution chart, Hangzhou Raycloud Technology Co ranks #1618 out of 1716 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Hangzhou Raycloud Technology Co has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Hangzhou Raycloud Technology Co's Interest Coverage compare to UBER and SHOP?
According to the Software industry distribution chart, Hangzhou Raycloud Technology Co ranks #1618 out of 1716 companies for Interest Coverage. This places Hangzhou Raycloud Technology Co in the lower half of its industry. The industry median Interest Coverage is 24.64. Hangzhou Raycloud Technology Co's value of 3.59 is 85.4% below this benchmark. Historically, Hangzhou Raycloud Technology Co's own Interest Coverage has ranged from 1.26 to 5,429.62 over the past decade. While the company's 10-year median is 1,558.11 vs. the industry median of 24.64, Hangzhou Raycloud Technology Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.64, based on 1,716 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hangzhou Raycloud Technology Co's current Interest Coverage of 3.59 is 85.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Hangzhou Raycloud Technology Co and its competitors. For the Software industry, the median Interest Coverage is 24.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hangzhou Raycloud Technology Co's current Interest Coverage is 3.59, which is 100% below median its own 10-year median of 1,558.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hangzhou Raycloud Technology Co stock overvalued right now?
Based on GuruFocus' analysis, Hangzhou Raycloud Technology Co (SHSE:688365) is currently considered Fairly Valued. The stock's GF Value™ is ¥13.11, compared to a current price of ¥13.60 — trading 3.7% above its estimated fair value. The current Interest Coverage is 3.59, which is 100% below median its 10-year median of 1,558.11 and 85.4% below the Software industry median of 24.64. Hangzhou Raycloud Technology Co's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Hangzhou Raycloud Technology Co (SHSE:688365), the current Interest Coverage is 3.59 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hangzhou Raycloud Technology Co (SHSE:688365) Overvalued in 2026?
Based on GuruFocus' analysis, Hangzhou Raycloud Technology Co stock appears to be overvalued.
The current stock price of ¥13.60 is trading 3.7% above its estimated GF Value™ of ¥13.11.
GuruFocus considers Hangzhou Raycloud Technology Co to be Fairly Valued.
Key valuation signals for SHSE:688365:
Interest Coverage: 3.59 (100% below median its 10-year median of 1,558.11)
GF Value™: ¥13.11 vs. price of ¥13.60 (3.7% above fair value)
Industry Position: 85.4% below the Software median (#1618 of 1716)
No single metric tells the full story. See the SHSE:688365 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hangzhou Raycloud Technology Co Business Description
Hangzhou Raycloud Technology Co Ltd is an e-commerce software and service technology company. It provides value-added products and services such as SaaS products, supporting hardware, operating services, and CRM SMS for e-commerce merchants based on e-commerce platforms. Its products and services include super manager, courier assistant, wangdian transaction, wangdian data, merchandise, prosperous store promotion, super store manager-cross-border edition, super express, super commodity, super deal and seller network.
63GF Score
Get the complete analysis for SHSE:688365
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