Insight Lifetech Co (SHSE:688712) Interest Coverage: 123.79 (As of Mar. 2026) — 132% Above Median

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SHSE:688712 Insight Lifetech Co Ltd SHSE:688712
33 GF Score
Price ¥33.30
! 2 Warning Signs
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What is Insight Lifetech Co Interest Coverage?

Insight Lifetech Co SHSE:688712 -0.09% 33 Interest Coverage is 123.79 as of Mar. 2026, which is 132% above its 10-year median of 53.25. GuruFocus rates SHSE:688712 with a GF Score™ of 33/100. The stock has 2 warning signs investors should review. Among 464 Medical Devices & Instruments companies, Insight Lifetech Co ranks better than 71.98% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Insight Lifetech Co's Operating Income for the three months ended in Mar. 2026 was ¥52.2 Mil. Insight Lifetech Co's Interest Expense for the three months ended in Mar. 2026 was ¥-0.4 Mil. Insight Lifetech Co's interest coverage for the quarter that ended in Mar. 2026 was 123.79. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Insight Lifetech Co Ltd has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Insight Lifetech Co's Interest Coverage or its related term are showing as below:

SHSE:688712' s Interest Coverage Range Over the Past 10 Years
Min: 53.25   Med: 53.25   Max: 74.11
Current: 74.11


SHSE:688712's Interest Coverage is ranked better than
71.98% of 464 companies
in the Medical Devices & Instruments industry
Industry Median: 16.08 vs SHSE:688712: 74.11

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Insight Lifetech Co  (SHSE:688712) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Insight Lifetech Co Interest Coverage Related Terms


Insight Lifetech Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Insight Lifetech Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Insight Lifetech Co Interest Coverage Chart

Insight Lifetech Co Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 53.25

Insight Lifetech Co Quarterly Data
Dec19 Dec20 Dec21 Sep22 Dec22 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 48.26 145.36 64.52 7.58 123.79

SHSE:688712 vs ABT, SYK, MDT: Interest Coverage Comparison

For the Medical Devices subindustry, Insight Lifetech Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Insight Lifetech Co Interest Coverage vs Medical Devices & Instruments Industry

For the Medical Devices & Instruments industry and Healthcare sector, Insight Lifetech Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Insight Lifetech Co's Interest Coverage falls into.


SHSE:688712
33GF Score
Insight Lifetech Co Ltd SHSE:688712
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Insight Lifetech Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Insight Lifetech Co's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Insight Lifetech Co's Interest Expense was ¥-1.5 Mil. Its Operating Income was ¥80.5 Mil. And its Long-Term Debt & Capital Lease Obligation was ¥38.3 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*80.513/-1.512
=53.25

Insight Lifetech Co's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Insight Lifetech Co's Interest Expense was ¥-0.4 Mil. Its Operating Income was ¥52.2 Mil. And its Long-Term Debt & Capital Lease Obligation was ¥36.2 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*52.239/-0.422
=123.79

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 123.79 mean?
Insight Lifetech Co (SHSE:688712) has a Interest Coverage of 123.79 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Insight Lifetech Co and its competitors. This is 132% above median its historical median of 53.25. Over the past decade, Insight Lifetech Co's Interest Coverage has ranged from 53.25 to 74.11. According to the industry distribution chart, Insight Lifetech Co ranks #130 out of 464 companies in the Medical Devices & Instruments industry, placing it in the top 28%.
Is Insight Lifetech Co's Interest Coverage too high?
Insight Lifetech Co's current Interest Coverage of 123.79 is 132% above median its 10-year median of 53.25. Over the past 10 years, this metric has ranged from a low of 53.25 to a high of 74.11. The Medical Devices & Instruments industry median Interest Coverage is 16.08. Insight Lifetech Co's value of 123.79 is 669.8% above this industry median. Based on the distribution chart, Insight Lifetech Co ranks #130 out of 464 companies in the Medical Devices & Instruments industry, which is above the industry midpoint. Overall, Insight Lifetech Co has a GF Score™ of 33/100, reflecting its overall financial health beyond just this single metric.
How does Insight Lifetech Co's Interest Coverage compare to ABT and SYK?
According to the Medical Devices & Instruments industry distribution chart, Insight Lifetech Co ranks #130 out of 464 companies for Interest Coverage. This puts Insight Lifetech Co in the upper half of its industry. The industry median Interest Coverage is 16.08. Insight Lifetech Co's value of 123.79 is 669.8% above this benchmark. Historically, Insight Lifetech Co's own Interest Coverage has ranged from 53.25 to 74.11 over the past decade. While the company's 10-year median is 53.25 vs. the industry median of 16.08, Insight Lifetech Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Medical Devices & Instruments company?
The median Interest Coverage among Medical Devices & Instruments companies is 16.08, based on 464 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Insight Lifetech Co's current Interest Coverage of 123.79 is 669.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Insight Lifetech Co and its competitors. For the Medical Devices & Instruments industry, the median Interest Coverage is 16.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Insight Lifetech Co's current Interest Coverage is 123.79, which is 132% above median its own 10-year median of 53.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Insight Lifetech Co stock overvalued right now?
Insight Lifetech Co (SHSE:688712) has a current Interest Coverage of 123.79. The current Interest Coverage is 123.79, which is 132% above median its 10-year median of 53.25 and 669.8% above the Medical Devices & Instruments industry median of 16.08. Insight Lifetech Co's overall GF Score™ is 33/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Insight Lifetech Co (SHSE:688712), the current Interest Coverage is 123.79 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Insight Lifetech Co Business Description

Address Minzhi Street, Hongrongyuan North Station Center, Tower A 2102, North Station Community, Longhua District, Guangdong Province, Shenzhen, CHN, 518000
Insight Lifetech Co Ltd is a medtech company. It is engaged in the research and development, production, and sale of medical devices used in the diagnosis and treatment of cardiovascular diseases. The company's core products are the TruePhysio pressure microcatheter and VivoCardio FFR system.
33GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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