SMRT (SmartRent) Interest Coverage: 0 (At Loss) (As of Jun. 2026)

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SMRT SmartRent Inc SMRT
75 GF Score
Price $1.36
GF Value $1.47
Valuation Fairly Valued
! 3 Warning Signs
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What is SmartRent Interest Coverage?

SmartRent SMRT +0.74% 75 Interest Coverage is 0 (At Loss) as of Jun. 2026. GuruFocus rates SMRT with a GF Score™ of 75/100 and a GF Value™ of $1.47 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,728 Software companies, SmartRent ranks worse than 57870.31% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. SmartRent's Operating Income for the three months ended in Jun. 2026 was $-6.5 Mil. SmartRent's Interest Expense for the three months ended in Jun. 2026 was $-0.1 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for SmartRent's Interest Coverage or its related term are showing as below:


SMRT's Interest Coverage is not ranked *
in the Software industry.
Industry Median: 25.535
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


SmartRent  (NYSE:SMRT) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


SmartRent Interest Coverage Related Terms


SmartRent Interest Coverage Historical Data

* Premium members only.

The historical data trend for SmartRent's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

SmartRent Interest Coverage Chart

SmartRent Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial 0.00 No Debt 0.00 0.00 0.00

SmartRent Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 N/A 0.00 0.00 0.00

SMRT vs TONX, MRT, EGAN: Interest Coverage Comparison

For the Software - Application subindustry, SmartRent's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SmartRent Interest Coverage vs Software Industry

For the Software industry and Technology sector, SmartRent's Interest Coverage distribution charts can be found below:

* The bar in red indicates where SmartRent's Interest Coverage falls into.


SMRT
75GF Score
SmartRent Inc SMRT
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SmartRent Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

SmartRent's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, SmartRent's Interest Expense was $-0.4 Mil. Its Operating Income was $-39.0 Mil. And its Long-Term Debt & Capital Lease Obligation was $5.8 Mil.

SmartRent did not have earnings to cover the interest expense.

SmartRent's Interest Coverage for the quarter that ended in Jun. 2026 is calculated as

Here, for the three months ended in Jun. 2026, SmartRent's Interest Expense was $-0.1 Mil. Its Operating Income was $-6.5 Mil. And its Long-Term Debt & Capital Lease Obligation was $5.2 Mil.

SmartRent did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
SmartRent (SMRT) has a Interest Coverage of 0 (At Loss) as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on SmartRent and its competitors. According to the industry distribution chart, SmartRent ranks #999999 out of 1728 companies in the Software industry.
Is SmartRent's Interest Coverage too high?
SmartRent's current Interest Coverage is 0 (At Loss). Based on the distribution chart, SmartRent ranks #999999 out of 1728 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, SmartRent has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SmartRent's Interest Coverage compare to TONX and MRT?
According to the Software industry distribution chart, SmartRent ranks #999999 out of 1728 companies for Interest Coverage. This places SmartRent in the lower half of its industry. The industry median Interest Coverage is 25.54. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 25.54, based on 1,728 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on SmartRent and its competitors. For the Software industry, the median Interest Coverage is 25.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SmartRent's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SmartRent stock overvalued right now?
Based on GuruFocus' analysis, SmartRent (SMRT) is currently considered Fairly Valued. The stock's GF Value™ is $1.47, compared to a current price of $1.36 — trading 7.5% below its estimated fair value. The current Interest Coverage is 0 (At Loss). SmartRent's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For SmartRent (SMRT), the current Interest Coverage is 0 (At Loss) as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SmartRent (SMRT) Overvalued in 2026?

Based on GuruFocus' analysis, SmartRent stock appears to be undervalued. The current stock price of $1.36 is trading 7.5% below its estimated GF Value™ of $1.47. GuruFocus considers SmartRent to be Fairly Valued.

Key valuation signals for SMRT:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: $1.47 vs. price of $1.36 (7.5% below fair value)
  • GF Score™: 75/100 with 3 warning signs

No single metric tells the full story. See the SMRT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SmartRent Business Description

Address 6811 East Mayo Boulevard, 4th Floor, Phoenix, AZ, USA, 85054
SmartRent Inc is an enterprise real estate technology company that provides a comprehensive management platform designed for property owners, managers, and residents. The company's suite of products and services, which includes cloud-based software-as-a-service ("SaaS") solutions, many of which are enabled by smart building hardware, provides visibility and control over real estate assets. Geographically, it operates in the United States and internationally; the majority of revenue is generated from the United States. The company generates key revenue from Hardware and Saas.
75GF Score

Get the complete analysis for SMRT

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.36
Price
$1.47
GF Value