San A CoSNAAF 89 Interest Coverage is 561.20 as of Nov. 2025, which is 17% below its 10-year median of 680.02. GuruFocus rates SNAAF with a GF Score™ of 89/100 and a GF Value™ of $14.03. The stock has 4 warning signs investors should review. Among 824 Retail - Cyclical companies, San A Co ranks better than 94.42% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. San A Co's
Operating Income
for the
three
months ended in Nov. 2025 was $25 Mil. San A Co's Interest Expense for the
three
months ended in Nov. 2025 was $-0 Mil.
San A Co's interest coverage for the quarter that ended in Nov. 2025 was 561.20.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. San A Co Ltd has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for San A Co's Interest Coverage or its related term are showing as below:
SNAAF'
s Interest Coverage Range Over the Past 10 Years
Min: 308.67 Med: 680.02 Max: No Debt
Current: 682.96
SNAAF's Interest Coverage is ranked better than 94.42% of 824
companies
in the Retail - Cyclical industry
Industry Median: 7.94
vs SNAAF: 682.96
San A Co (OTCPK:SNAAF) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
San A Co Interest Coverage Related Terms
San A Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for San A Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Department Stores subindustry, San A Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
San A Co Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, San A Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where San A Co's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
San A Co (SNAAF) has a Interest Coverage of 561.20 as of Nov. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on San A Co and its competitors. This is 17% below median its historical median of 680.02. Over the past decade, San A Co's Interest Coverage has ranged from 308.67 to 10,000.00. According to the industry distribution chart, San A Co ranks #46 out of 824 companies in the Retail - Cyclical industry, placing it in the top 5.6%.
Is San A Co's Interest Coverage too high?
San A Co's current Interest Coverage of 561.20 is 17% below median its 10-year median of 680.02. Over the past 10 years, this metric has ranged from a low of 308.67 to a high of 10,000.00. The Retail - Cyclical industry median Interest Coverage is 7.94. San A Co's value of 561.20 is 6968% above this industry median. Based on the distribution chart, San A Co ranks #46 out of 824 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, San A Co has a GF Score™ of 89/100, reflecting its overall financial health beyond just this single metric.
How does San A Co's Interest Coverage compare to DDS?
According to the Retail - Cyclical industry distribution chart, San A Co ranks #46 out of 824 companies for Interest Coverage. This places San A Co in the top 6% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 7.94. San A Co's value of 561.20 is 6968% above this benchmark. Historically, San A Co's own Interest Coverage has ranged from 308.67 to 10,000.00 over the past decade. While the company's 10-year median is 680.02 vs. the industry median of 7.94, San A Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.94, based on 824 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. San A Co's current Interest Coverage of 561.20 is 6968% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on San A Co and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. San A Co's current Interest Coverage is 561.20, which is 17% below median its own 10-year median of 680.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is San A Co stock overvalued right now?
San A Co (SNAAF) has a current Interest Coverage of 561.20. The stock's GF Value™ is $14.03, compared to a current price of $15.78 — trading 12.4% above its estimated fair value. The current Interest Coverage is 561.20, which is 17% below median its 10-year median of 680.02 and 6968% above the Retail - Cyclical industry median of 7.94. San A Co's overall GF Score™ is 89/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For San A Co (SNAAF), the current Interest Coverage is 561.20 as of Nov. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is San A Co (SNAAF) Overvalued in 2026?
Based on GuruFocus' analysis, San A Co stock appears to be overvalued.
The current stock price of $15.78 is trading 12.4% above its estimated GF Value™ of $14.03.
Key valuation signals for SNAAF:
Interest Coverage: 561.20 (17% below median its 10-year median of 680.02)
GF Value™: $14.03 vs. price of $15.78 (12.4% above fair value)
Industry Position: 6968% above the Retail - Cyclical median (#46 of 824)
No single metric tells the full story. See the SNAAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
San A Co Ltd is an operator of a supermarket chain and shopping malls. The shopping malls include restaurants and retailers offering home appliances, cosmetic products, clothing, and food items. The company operates in Japan.
89GF Score
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