SNSNF (Sansan) Interest Coverage: 341.49 (As of Nov. 2025) — 558% Above Median


SNSNF Sansan Inc SNSNF
76 GF Score
Price $8.77
GF Value $13.71
! 1 Warning Sign
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What is Sansan Interest Coverage?

Sansan SNSNF 76 Interest Coverage is 341.49 as of Nov. 2025, which is 558% above its 10-year median of 51.87. GuruFocus rates SNSNF with a GF Score™ of 76/100 and a GF Value™ of $13.71. The stock has 1 warning sign investors should review. Among 1,707 Software companies, Sansan ranks better than 76.98% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Sansan's Operating Income for the three months ended in Nov. 2025 was $15.4 Mil. Sansan's Interest Expense for the three months ended in Nov. 2025 was $-0.0 Mil. Sansan's interest coverage for the quarter that ended in Nov. 2025 was 341.49. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Sansan Inc has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Sansan's Interest Coverage or its related term are showing as below:

SNSNF' s Interest Coverage Range Over the Past 10 Years
Min: 15.38   Med: 51.87   Max: 236.48
Current: 236.48


SNSNF's Interest Coverage is ranked better than
76.98% of 1707 companies
in the Software industry
Industry Median: 24.65 vs SNSNF: 236.48

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Sansan  (OTCPK:SNSNF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Sansan Interest Coverage Related Terms


Sansan Interest Coverage Historical Data

* Premium members only.

The historical data trend for Sansan's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Sansan Interest Coverage Chart

Sansan Annual Data
Trend May17 May18 May19 May20 May21 May22 May23 May24 May25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only 32.01 62.88 15.36 83.28 103.95

Sansan Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 244.67 114.33 76.17 341.49 434.84

SNSNF vs CRM, SHOP, UBER: Interest Coverage Comparison

For the Software - Application subindustry, Sansan's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sansan Interest Coverage vs Software Industry

For the Software industry and Technology sector, Sansan's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Sansan's Interest Coverage falls into.


SNSNF
76GF Score
Sansan Inc SNSNF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Sansan Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Sansan's Interest Coverage for the fiscal year that ended in May. 2025 is calculated as

Here, for the fiscal year that ended in May. 2025, Sansan's Interest Expense was $-0.2 Mil. Its Operating Income was $19.3 Mil. And its Long-Term Debt & Capital Lease Obligation was $18.2 Mil.

Interest Coverage=-1* Operating Income (A: May. 2025 )/Interest Expense (A: May. 2025 )
=-1*19.334/-0.186
=103.95

Sansan's Interest Coverage for the quarter that ended in Nov. 2025 is calculated as

Here, for the three months ended in Nov. 2025, Sansan's Interest Expense was $-0.0 Mil. Its Operating Income was $15.4 Mil. And its Long-Term Debt & Capital Lease Obligation was $15.0 Mil.

Interest Coverage=-1* Operating Income (Q: Nov. 2025 )/Interest Expense (Q: Nov. 2025 )
=-1*15.367/-0.045
=341.49

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 341.49 mean?
Sansan (SNSNF) has a Interest Coverage of 341.49 as of Nov. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Sansan and its competitors. This is 558% above median its historical median of 51.87. Over the past decade, Sansan's Interest Coverage has ranged from 15.38 to 236.48. According to the industry distribution chart, Sansan ranks #393 out of 1707 companies in the Software industry, placing it in the top 23%.
Is Sansan's Interest Coverage too high?
Sansan's current Interest Coverage of 341.49 is 558% above median its 10-year median of 51.87. Over the past 10 years, this metric has ranged from a low of 15.38 to a high of 236.48. The Software industry median Interest Coverage is 24.65. Sansan's value of 341.49 is 1285.4% above this industry median. Based on the distribution chart, Sansan ranks #393 out of 1707 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Sansan has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does Sansan's Interest Coverage compare to CRM and SHOP?
According to the Software industry distribution chart, Sansan ranks #393 out of 1707 companies for Interest Coverage. This places Sansan in the top 23% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 24.65. Sansan's value of 341.49 is 1285.4% above this benchmark. Historically, Sansan's own Interest Coverage has ranged from 15.38 to 236.48 over the past decade. While the company's 10-year median is 51.87 vs. the industry median of 24.65, Sansan has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.65, based on 1,707 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sansan's current Interest Coverage of 341.49 is 1285.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Sansan and its competitors. For the Software industry, the median Interest Coverage is 24.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sansan's current Interest Coverage is 341.49, which is 558% above median its own 10-year median of 51.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sansan stock overvalued right now?
Sansan (SNSNF) has a current Interest Coverage of 341.49. The stock's GF Value™ is $13.71, compared to a current price of $8.77 — trading 36% below its estimated fair value. The current Interest Coverage is 341.49, which is 558% above median its 10-year median of 51.87 and 1285.4% above the Software industry median of 24.65. Sansan's overall GF Score™ is 76/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Sansan (SNSNF), the current Interest Coverage is 341.49 as of Nov. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sansan (SNSNF) Overvalued in 2026?

Based on GuruFocus' analysis, Sansan stock appears to be undervalued. The current stock price of $8.77 is trading 36% below its estimated GF Value™ of $13.71.

Key valuation signals for SNSNF:

  • Interest Coverage: 341.49 (558% above median its 10-year median of 51.87)
  • GF Value™: $13.71 vs. price of $8.77 (36% below fair value)
  • GF Score™: 76/100 with 1 warning sign
  • Industry Position: 1285.4% above the Software median (#393 of 1707)

No single metric tells the full story. See the SNSNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sansan Business Description

Other Exchanges 4443:Japan
Address Aoyama Oval Building 13th Floor, 5-52-2 Jingumae, Shibuya-ku, Tokyo, JPN, 150-0001
Sansan Inc develops and delivers cloud-based card management services. It serves corporations and individuals.
76GF Score

Get the complete analysis for SNSNF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.77
Price
$13.71
GF Value