SM Prime HoldingsSPHXF 49 Interest Coverage is 5.10 as of Mar. 2026, which is 2% below its 10-year median of 5.19. GuruFocus rates SPHXF with a GF Score™ of 49/100 and a GF Value™ of $0.43 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 1,299 Real Estate companies, SM Prime Holdings ranks better than 56.66% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. SM Prime Holdings's
Operating Income
for the
three
months ended in Mar. 2026 was $271 Mil. SM Prime Holdings's Interest Expense for the
three
months ended in Mar. 2026 was $-53 Mil.
SM Prime Holdings's interest coverage for the quarter that ended in Mar. 2026 was 5.10.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for SM Prime Holdings's Interest Coverage or its related term are showing as below:
SPHXF'
s Interest Coverage Range Over the Past 10 Years
Min: 3.38 Med: 5.19 Max: 8
Current: 5.55
SPHXF's Interest Coverage is ranked better than 56.66% of 1299
companies
in the Real Estate industry
Industry Median: 4.25
vs SPHXF: 5.55
SM Prime Holdings (OTCPK:SPHXF) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
SM Prime Holdings Interest Coverage Related Terms
SM Prime Holdings Interest Coverage Historical Data
* Premium members only.
The historical data trend for SM Prime Holdings's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
SM Prime Holdings Interest Coverage Competitor Comparison
For the Real Estate - Diversified subindustry, SM Prime Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SM Prime Holdings Interest Coverage vs Real Estate Industry
For the Real Estate industry and Real Estate sector, SM Prime Holdings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where SM Prime Holdings's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SM Prime Holdings (SPHXF) has a Interest Coverage of 5.10 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on SM Prime Holdings and its competitors. This is near median its historical median of 5.19. Over the past decade, SM Prime Holdings' Interest Coverage has ranged from 3.38 to 8.00. According to the industry distribution chart, SM Prime Holdings ranks #563 out of 1299 companies in the Real Estate industry, placing it in the top 43.3%.
Is SM Prime Holdings' Interest Coverage too high?
SM Prime Holdings' current Interest Coverage of 5.10 is near median its 10-year median of 5.19. Over the past 10 years, this metric has ranged from a low of 3.38 to a high of 8.00. The Real Estate industry median Interest Coverage is 4.25. SM Prime Holdings' value of 5.10 is 20% above this industry median. Based on the distribution chart, SM Prime Holdings ranks #563 out of 1299 companies in the Real Estate industry, which is above the industry midpoint. Overall, SM Prime Holdings has a GF Score™ of 49/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does SM Prime Holdings' Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, SM Prime Holdings ranks #563 out of 1299 companies for Interest Coverage. This puts SM Prime Holdings in the upper half of its industry. The industry median Interest Coverage is 4.25. SM Prime Holdings' value of 5.10 is 20% above this benchmark. Historically, SM Prime Holdings' own Interest Coverage has ranged from 3.38 to 8.00 over the past decade. While the company's 10-year median is 5.19 vs. the industry median of 4.25, SM Prime Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.25, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SM Prime Holdings's current Interest Coverage of 5.10 is 20% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on SM Prime Holdings and its competitors. For the Real Estate industry, the median Interest Coverage is 4.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SM Prime Holdings's current Interest Coverage is 5.10, which is near median its own 10-year median of 5.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SM Prime Holdings stock overvalued right now?
Based on GuruFocus' analysis, SM Prime Holdings (SPHXF) is currently considered Possible Value Trap. The stock's GF Value™ is $0.43, compared to a current price of $0.28 — trading 34.9% below its estimated fair value. The current Interest Coverage is 5.10, which is near median its 10-year median of 5.19 and 20% above the Real Estate industry median of 4.25. SM Prime Holdings' overall GF Score™ is 49/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For SM Prime Holdings (SPHXF), the current Interest Coverage is 5.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SM Prime Holdings (SPHXF) Overvalued in 2026?
Based on GuruFocus' analysis, SM Prime Holdings stock appears to be undervalued.
The current stock price of $0.28 is trading 34.9% below its estimated GF Value™ of $0.43.
GuruFocus considers SM Prime Holdings to be Possible Value Trap.
Key valuation signals for SPHXF:
Interest Coverage: 5.10 (near median its 10-year median of 5.19)
GF Value™: $0.43 vs. price of $0.28 (34.9% below fair value)
Industry Position: 20% above the Real Estate median (#563 of 1299)
No single metric tells the full story. See the SPHXF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SM Prime Holdings Inc is an integrated property developer. It is engaged in acquiring and developing real estate, conducting and maintaining commercial shopping centers, and constructing and managing buildings such as condominiums, apartments, hotels, restaurants, stores, and other structures for mixed-use purposes. The company has four business segments, namely, malls, residential, commercial, and integrated property developments and hotels and convention centers. It generates maximum revenue from the Malls segment, which develops, conducts, operates, and maintains the business of commercial shopping centers for rent, amusement centers, or cinema theaters within the compound of the shopping centers.
49GF Score
Get the complete analysis for SPHXF
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
SPHXF has been successfully added to your 
