BAF Viet Nam Agriculture JSC (STC:BAF) Interest Coverage: 3.14 (As of Mar. 2026) — 103% Above Median


STC:BAF BAF Viet Nam Agriculture JSC STC:BAF
65 GF Score
Price ₫29,850.00
GF Value ₫16,315.67
Valuation Significantly Overvalued
! 10 Warning Signs
View Full Analysis

What is BAF Viet Nam Agriculture JSC Interest Coverage?

BAF Viet Nam Agriculture JSC STC:BAF 65 Interest Coverage is 3.14 as of Mar. 2026, which is 103% above its 10-year median of 1.55. GuruFocus rates STC:BAF with a GF Score™ of 65/100 and a GF Value™ of ₫16,315.67 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 1,510 Consumer Packaged Goods companies, BAF Viet Nam Agriculture JSC ranks worse than 99.93% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. BAF Viet Nam Agriculture JSC's Operating Income for the three months ended in Mar. 2026 was ₫313,534 Mil. BAF Viet Nam Agriculture JSC's Interest Expense for the three months ended in Mar. 2026 was ₫-99,895 Mil. BAF Viet Nam Agriculture JSC's interest coverage for the quarter that ended in Mar. 2026 was 3.14. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for BAF Viet Nam Agriculture JSC's Interest Coverage or its related term are showing as below:

STC:BAF' s Interest Coverage Range Over the Past 10 Years
Min: 0.04   Med: 1.55   Max: 16.95
Current: 0.04


STC:BAF's Interest Coverage is ranked worse than
99.93% of 1510 companies
in the Consumer Packaged Goods industry
Industry Median: 8.64 vs STC:BAF: 0.04

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


BAF Viet Nam Agriculture JSC  (STC:BAF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


BAF Viet Nam Agriculture JSC Interest Coverage Related Terms


BAF Viet Nam Agriculture JSC Interest Coverage Historical Data

* Premium members only.

The historical data trend for BAF Viet Nam Agriculture JSC's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

BAF Viet Nam Agriculture JSC Interest Coverage Chart

BAF Viet Nam Agriculture JSC Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial 16.95 10.28 1.06 2.52 1.38

BAF Viet Nam Agriculture JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.24 0.02 1.45 0.00 3.14

STC:BAF vs ADM, BG, TSN: Interest Coverage Comparison

For the Farm Products subindustry, BAF Viet Nam Agriculture JSC's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BAF Viet Nam Agriculture JSC Interest Coverage vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, BAF Viet Nam Agriculture JSC's Interest Coverage distribution charts can be found below:

* The bar in red indicates where BAF Viet Nam Agriculture JSC's Interest Coverage falls into.


STC:BAF
65GF Score
BAF Viet Nam Agriculture JSC STC:BAF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BAF Viet Nam Agriculture JSC Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

BAF Viet Nam Agriculture JSC's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, BAF Viet Nam Agriculture JSC's Interest Expense was ₫-257,832 Mil. Its Operating Income was ₫355,870 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫2,298,553 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*355870.258/-257832.397
=1.38

BAF Viet Nam Agriculture JSC's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, BAF Viet Nam Agriculture JSC's Interest Expense was ₫-99,895 Mil. Its Operating Income was ₫313,534 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫3,552,570 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*313533.603/-99895.33
=3.14

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 3.14 mean?
BAF Viet Nam Agriculture JSC (STC:BAF) has a Interest Coverage of 3.14 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on BAF Viet Nam Agriculture JSC and its competitors. This is 103% above median its historical median of 1.55. Over the past decade, BAF Viet Nam Agriculture JSC's Interest Coverage has ranged from 0.04 to 16.95. According to the industry distribution chart, BAF Viet Nam Agriculture JSC ranks #1509 out of 1510 companies in the Consumer Packaged Goods industry, placing it in the top 99.9%.
Is BAF Viet Nam Agriculture JSC's Interest Coverage too high?
BAF Viet Nam Agriculture JSC's current Interest Coverage of 3.14 is 103% above median its 10-year median of 1.55. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 16.95. The Consumer Packaged Goods industry median Interest Coverage is 8.64. BAF Viet Nam Agriculture JSC's value of 3.14 is 63.7% below this industry median. Based on the distribution chart, BAF Viet Nam Agriculture JSC ranks #1509 out of 1510 companies in the Consumer Packaged Goods industry, which is in the bottom quartile relative to peers. Overall, BAF Viet Nam Agriculture JSC has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BAF Viet Nam Agriculture JSC's Interest Coverage compare to ADM and BG?
According to the Consumer Packaged Goods industry distribution chart, BAF Viet Nam Agriculture JSC ranks #1509 out of 1510 companies for Interest Coverage. This places BAF Viet Nam Agriculture JSC in the lower half of its industry. The industry median Interest Coverage is 8.64. BAF Viet Nam Agriculture JSC's value of 3.14 is 63.7% below this benchmark. Historically, BAF Viet Nam Agriculture JSC's own Interest Coverage has ranged from 0.04 to 16.95 over the past decade. While the company's 10-year median is 1.55 vs. the industry median of 8.64, BAF Viet Nam Agriculture JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Consumer Packaged Goods company?
The median Interest Coverage among Consumer Packaged Goods companies is 8.64, based on 1,510 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BAF Viet Nam Agriculture JSC's current Interest Coverage of 3.14 is 63.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on BAF Viet Nam Agriculture JSC and its competitors. For the Consumer Packaged Goods industry, the median Interest Coverage is 8.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BAF Viet Nam Agriculture JSC's current Interest Coverage is 3.14, which is 103% above median its own 10-year median of 1.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BAF Viet Nam Agriculture JSC stock overvalued right now?
Based on GuruFocus' analysis, BAF Viet Nam Agriculture JSC (STC:BAF) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫16,315.67, compared to a current price of ₫29,850.00 — trading 83% above its estimated fair value. The current Interest Coverage is 3.14, which is 103% above median its 10-year median of 1.55 and 63.7% below the Consumer Packaged Goods industry median of 8.64. BAF Viet Nam Agriculture JSC's overall GF Score™ is 65/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For BAF Viet Nam Agriculture JSC (STC:BAF), the current Interest Coverage is 3.14 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BAF Viet Nam Agriculture JSC (STC:BAF) Overvalued in 2026?

Based on GuruFocus' analysis, BAF Viet Nam Agriculture JSC stock appears to be overvalued. The current stock price of ₫29,850.00 is trading 83% above its estimated GF Value™ of ₫16,315.67. GuruFocus considers BAF Viet Nam Agriculture JSC to be Significantly Overvalued.

Key valuation signals for STC:BAF:

  • Interest Coverage: 3.14 (103% above median its 10-year median of 1.55)
  • GF Value™: ₫16,315.67 vs. price of ₫29,850.00 (83% above fair value)
  • GF Score™: 65/100 with 10 warning signs
  • Industry Position: 63.7% below the Consumer Packaged Goods median (#1509 of 1510)

No single metric tells the full story. See the STC:BAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BAF Viet Nam Agriculture JSC Business Description

Address 628C Vo Nguyen Giap Street, 9th Floor, Vista Tower Building, An Phu Ward, Thu Duc City, Ho Chi Minh, VNM
BAF Viet Nam Agriculture JSC is engaged in mixed farming, producing animal feed, and processing and preserving meat. The Group's principal activities are to carry out mixed animal breeding, trade in agricultural products, and produce animal feed. In addition, the Group's production and business activities are mainly carried out within the territory of Vietnam.
65GF Score

Get the complete analysis for STC:BAF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫29,850.00
Price
₫16,315.67
GF Value