Binh Dien Fertilizer Joint Stock Company (STC:BFC) Interest Coverage: 7.25 (As of Mar. 2026) — 26% Above Median


STC:BFC Binh Dien Fertilizer Joint Stock Company STC:BFC
68 GF Score
Price ₫56,400.00
GF Value ₫48,116.09
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Binh Dien Fertilizer Joint Stock Company Interest Coverage?

Binh Dien Fertilizer Joint Stock Company STC:BFC -0.18% 68 Interest Coverage is 7.25 as of Mar. 2026, which is 26% above its 10-year median of 5.77. GuruFocus rates STC:BFC with a GF Score™ of 68/100 and a GF Value™ of ₫48,116.09 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 198 Agriculture companies, Binh Dien Fertilizer Joint Stock Company ranks better than 54.04% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Binh Dien Fertilizer Joint Stock Company's Operating Income for the three months ended in Mar. 2026 was ₫200,923 Mil. Binh Dien Fertilizer Joint Stock Company's Interest Expense for the three months ended in Mar. 2026 was ₫-27,708 Mil. Binh Dien Fertilizer Joint Stock Company's interest coverage for the quarter that ended in Mar. 2026 was 7.25. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Binh Dien Fertilizer Joint Stock Company's Interest Coverage or its related term are showing as below:

STC:BFC' s Interest Coverage Range Over the Past 10 Years
Min: 2.71   Med: 5.77   Max: 10.77
Current: 8.69

STC:BFC's Interest Coverage is ranked better than
54.04% of 198 companies
in the Agriculture industry
Industry Median: 7.24 vs STC:BFC: 8.69

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Binh Dien Fertilizer Joint Stock Company  (STC:BFC) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .

Binh Dien Fertilizer Joint Stock Company Interest Coverage Related Terms

Binh Dien Fertilizer Joint Stock Company Interest Coverage Historical Data

* Premium members only.

The historical data trend for Binh Dien Fertilizer Joint Stock Company's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Binh Dien Fertilizer Joint Stock Company Interest Coverage Chart

Binh Dien Fertilizer Joint Stock Company Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial 7.68 3.86 2.71 10.50 10.77

Binh Dien Fertilizer Joint Stock Company Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.91 22.38 7.20 5.55 7.25

STC:BFC vs CTVA, CF, MOS: Interest Coverage Comparison

For the Agricultural Inputs subindustry, Binh Dien Fertilizer Joint Stock Company's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Binh Dien Fertilizer Joint Stock Company Interest Coverage vs Agriculture Industry

For the Agriculture industry and Basic Materials sector, Binh Dien Fertilizer Joint Stock Company's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Binh Dien Fertilizer Joint Stock Company's Interest Coverage falls into.


STC:BFC
68GF Score
Binh Dien Fertilizer Joint Stock Company STC:BFC
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Binh Dien Fertilizer Joint Stock Company Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Binh Dien Fertilizer Joint Stock Company's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Binh Dien Fertilizer Joint Stock Company's Interest Expense was ₫-50,350 Mil. Its Operating Income was ₫542,102 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫5,456 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*542101.681/-50349.598
=10.77

Binh Dien Fertilizer Joint Stock Company's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Binh Dien Fertilizer Joint Stock Company's Interest Expense was ₫-27,708 Mil. Its Operating Income was ₫200,923 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫4,444 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*200922.521/-27708.064
=7.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 7.25 mean?
Binh Dien Fertilizer Joint Stock Company (STC:BFC) has a Interest Coverage of 7.25 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Binh Dien Fertilizer Joint Stock Company and its competitors. This is 26% above median its historical median of 5.77. Over the past decade, Binh Dien Fertilizer Joint Stock Company's Interest Coverage has ranged from 2.71 to 10.77. According to the industry distribution chart, Binh Dien Fertilizer Joint Stock Company ranks #91 out of 198 companies in the Agriculture industry, placing it in the top 46%.
Is Binh Dien Fertilizer Joint Stock Company's Interest Coverage too high?
Binh Dien Fertilizer Joint Stock Company's current Interest Coverage of 7.25 is 26% above median its 10-year median of 5.77. Over the past 10 years, this metric has ranged from a low of 2.71 to a high of 10.77. The Agriculture industry median Interest Coverage is 7.24. Binh Dien Fertilizer Joint Stock Company's value of 7.25 is 0.1% above this industry median. Based on the distribution chart, Binh Dien Fertilizer Joint Stock Company ranks #91 out of 198 companies in the Agriculture industry, which is above the industry midpoint. Overall, Binh Dien Fertilizer Joint Stock Company has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Binh Dien Fertilizer Joint Stock Company's Interest Coverage compare to CTVA and CF?
According to the Agriculture industry distribution chart, Binh Dien Fertilizer Joint Stock Company ranks #91 out of 198 companies for Interest Coverage. This puts Binh Dien Fertilizer Joint Stock Company in the upper half of its industry. The industry median Interest Coverage is 7.24. Binh Dien Fertilizer Joint Stock Company's value of 7.25 is 0.1% above this benchmark. Historically, Binh Dien Fertilizer Joint Stock Company's own Interest Coverage has ranged from 2.71 to 10.77 over the past decade. While the company's 10-year median is 5.77 vs. the industry median of 7.24, Binh Dien Fertilizer Joint Stock Company has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Agriculture company?
The median Interest Coverage among Agriculture companies is 7.24, based on 198 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Binh Dien Fertilizer Joint Stock Company's current Interest Coverage of 7.25 is 0.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Binh Dien Fertilizer Joint Stock Company and its competitors. For the Agriculture industry, the median Interest Coverage is 7.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Binh Dien Fertilizer Joint Stock Company's current Interest Coverage is 7.25, which is 26% above median its own 10-year median of 5.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Binh Dien Fertilizer Joint Stock Company stock overvalued right now?
Based on GuruFocus' analysis, Binh Dien Fertilizer Joint Stock Company (STC:BFC) is currently considered Modestly Overvalued. The stock's GF Value™ is ₫48,116.09, compared to a current price of ₫56,400.00 — trading 17.2% above its estimated fair value. The current Interest Coverage is 7.25, which is 26% above median its 10-year median of 5.77 and 0.1% above the Agriculture industry median of 7.24. Binh Dien Fertilizer Joint Stock Company's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Binh Dien Fertilizer Joint Stock Company (STC:BFC), the current Interest Coverage is 7.25 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Binh Dien Fertilizer Joint Stock Company (STC:BFC) Overvalued in 2026?

Based on GuruFocus' analysis, Binh Dien Fertilizer Joint Stock Company stock appears to be overvalued. The current stock price of ₫56,400.00 is trading 17.2% above its estimated GF Value™ of ₫48,116.09. GuruFocus considers Binh Dien Fertilizer Joint Stock Company to be Modestly Overvalued.

Key valuation signals for STC:BFC:

  • Interest Coverage: 7.25 (26% above median its 10-year median of 5.77)
  • GF Value™: ₫48,116.09 vs. price of ₫56,400.00 (17.2% above fair value)
  • GF Score™: 68/100 with 2 warning signs
  • Industry Position: 0.1% above the Agriculture median (#91 of 198)

No single metric tells the full story. See the STC:BFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Binh Dien Fertilizer Joint Stock Company Business Description

Address C12/21, Le Kha Phieu Street, Tan Nhut Commune, Ho Chi Minh City, VNM
Binh Dien Fertilizer Joint Stock Company is a fertilizer company. It is mainly engaged in the manufacture and sale of inorganic and organic fertilizers, microbial solutions, micronutrients, and growth regulators for plants and animals.
68GF Score

Get the complete analysis for STC:BFC

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫56,400.00
Price
₫48,116.09
GF Value