The Southern Fertilizer JSC (STC:SFG) Interest Coverage: 1.22 (As of Mar. 2026) — 26% Below Median


STC:SFG The Southern Fertilizer JSC STC:SFG
72 GF Score
Price ₫10,700.00
GF Value ₫16,389.73
Valuation Significantly Undervalued
! 7 Warning Signs
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What is The Southern Fertilizer JSC Interest Coverage?

The Southern Fertilizer JSC STC:SFG 72 Interest Coverage is 1.22 as of Mar. 2026, which is 26% below its 10-year median of 1.65. GuruFocus rates STC:SFG with a GF Score™ of 72/100 and a GF Value™ of ₫16,389.73 (Significantly Undervalued). The stock has 7 warning signs investors should review. Among 198 Agriculture companies, The Southern Fertilizer JSC ranks worse than 92.42% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. The Southern Fertilizer JSC's Operating Income for the three months ended in Mar. 2026 was ₫19,351 Mil. The Southern Fertilizer JSC's Interest Expense for the three months ended in Mar. 2026 was ₫-15,840 Mil. The Southern Fertilizer JSC's interest coverage for the quarter that ended in Mar. 2026 was 1.22. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for The Southern Fertilizer JSC's Interest Coverage or its related term are showing as below:

STC:SFG' s Interest Coverage Range Over the Past 10 Years
Min: 0.25   Med: 1.65   Max: 4.39
Current: 1.39


STC:SFG's Interest Coverage is ranked worse than
92.42% of 198 companies
in the Agriculture industry
Industry Median: 7.24 vs STC:SFG: 1.39

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


The Southern Fertilizer JSC  (STC:SFG) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


The Southern Fertilizer JSC Interest Coverage Related Terms


The Southern Fertilizer JSC Interest Coverage Historical Data

* Premium members only.

The historical data trend for The Southern Fertilizer JSC's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The Southern Fertilizer JSC Interest Coverage Chart

The Southern Fertilizer JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.14 1.65 0.00 1.19 1.31

The Southern Fertilizer JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.09 2.18 1.29 1.02 1.22

STC:SFG vs CTVA, CF, MOS: Interest Coverage Comparison

For the Agricultural Inputs subindustry, The Southern Fertilizer JSC's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Southern Fertilizer JSC Interest Coverage vs Agriculture Industry

For the Agriculture industry and Basic Materials sector, The Southern Fertilizer JSC's Interest Coverage distribution charts can be found below:

* The bar in red indicates where The Southern Fertilizer JSC's Interest Coverage falls into.


STC:SFG
72GF Score
The Southern Fertilizer JSC STC:SFG
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Southern Fertilizer JSC Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

The Southern Fertilizer JSC's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, The Southern Fertilizer JSC's Interest Expense was ₫-45,960 Mil. Its Operating Income was ₫60,269 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫0 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*60268.969/-45959.771
=1.31

The Southern Fertilizer JSC's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, The Southern Fertilizer JSC's Interest Expense was ₫-15,840 Mil. Its Operating Income was ₫19,351 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫0 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*19351.055/-15839.645
=1.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.22 mean?
The Southern Fertilizer JSC (STC:SFG) has a Interest Coverage of 1.22 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on The Southern Fertilizer JSC and its competitors. This is 26% below median its historical median of 1.65. Over the past decade, The Southern Fertilizer JSC's Interest Coverage has ranged from 0.25 to 4.39. According to the industry distribution chart, The Southern Fertilizer JSC ranks #183 out of 198 companies in the Agriculture industry, placing it in the top 92.4%.
Is The Southern Fertilizer JSC's Interest Coverage too high?
The Southern Fertilizer JSC's current Interest Coverage of 1.22 is 26% below median its 10-year median of 1.65. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 4.39. The Agriculture industry median Interest Coverage is 7.24. The Southern Fertilizer JSC's value of 1.22 is 83.1% below this industry median. Based on the distribution chart, The Southern Fertilizer JSC ranks #183 out of 198 companies in the Agriculture industry, which is in the bottom quartile relative to peers. Overall, The Southern Fertilizer JSC has a GF Score™ of 72/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Southern Fertilizer JSC's Interest Coverage compare to CTVA and CF?
According to the Agriculture industry distribution chart, The Southern Fertilizer JSC ranks #183 out of 198 companies for Interest Coverage. This places The Southern Fertilizer JSC in the lower half of its industry. The industry median Interest Coverage is 7.24. The Southern Fertilizer JSC's value of 1.22 is 83.1% below this benchmark. Historically, The Southern Fertilizer JSC's own Interest Coverage has ranged from 0.25 to 4.39 over the past decade. While the company's 10-year median is 1.65 vs. the industry median of 7.24, The Southern Fertilizer JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Agriculture company?
The median Interest Coverage among Agriculture companies is 7.24, based on 198 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Southern Fertilizer JSC's current Interest Coverage of 1.22 is 83.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on The Southern Fertilizer JSC and its competitors. For the Agriculture industry, the median Interest Coverage is 7.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Southern Fertilizer JSC's current Interest Coverage is 1.22, which is 26% below median its own 10-year median of 1.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Southern Fertilizer JSC stock overvalued right now?
Based on GuruFocus' analysis, The Southern Fertilizer JSC (STC:SFG) is currently considered Significantly Undervalued. The stock's GF Value™ is ₫16,389.73, compared to a current price of ₫10,700.00 — trading 34.7% below its estimated fair value. The current Interest Coverage is 1.22, which is 26% below median its 10-year median of 1.65 and 83.1% below the Agriculture industry median of 7.24. The Southern Fertilizer JSC's overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For The Southern Fertilizer JSC (STC:SFG), the current Interest Coverage is 1.22 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Southern Fertilizer JSC (STC:SFG) Overvalued in 2026?

Based on GuruFocus' analysis, The Southern Fertilizer JSC stock appears to be undervalued. The current stock price of ₫10,700.00 is trading 34.7% below its estimated GF Value™ of ₫16,389.73. GuruFocus considers The Southern Fertilizer JSC to be Significantly Undervalued.

Key valuation signals for STC:SFG:

  • Interest Coverage: 1.22 (26% below median its 10-year median of 1.65)
  • GF Value™: ₫16,389.73 vs. price of ₫10,700.00 (34.7% below fair value)
  • GF Score™: 72/100 with 7 warning signs
  • Industry Position: 83.1% below the Agriculture median (#183 of 198)

No single metric tells the full story. See the STC:SFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Southern Fertilizer JSC Business Description

Address 125B Cach Mang Thang Tam Street, District 3, Ho Chi Minh City, VNM
The Southern Fertilizer JSC is engaged in the production and sale of fertilizers. The company's products include NPK fertilizers, Organic fertilizers, Water leaves fertilizers, Foliar fertilizer powder, superphosphate, and others.
72GF Score

Get the complete analysis for STC:SFG

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫10,700.00
Price
₫16,389.73
GF Value