Techcom Securities JSC (STC:TCX) Interest Coverage: 3.19 (As of Mar. 2026) — 28% Below Median


STC:TCX Techcom Securities JSC STC:TCX
39 GF Score
Price ₫45,000.00
! 3 Warning Signs
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What is Techcom Securities JSC Interest Coverage?

Techcom Securities JSC STC:TCX 39 Interest Coverage is 3.19 as of Mar. 2026, which is 28% below its 10-year median of 4.45. GuruFocus rates STC:TCX with a GF Score™ of 39/100. The stock has 3 warning signs investors should review. Among 476 Asset Management companies, Techcom Securities JSC ranks worse than 76.47% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Techcom Securities JSC's Operating Income for the three months ended in Mar. 2026 was ₫2,200,143 Mil. Techcom Securities JSC's Interest Expense for the three months ended in Mar. 2026 was ₫-688,725 Mil. Techcom Securities JSC's interest coverage for the quarter that ended in Mar. 2026 was 3.19. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Techcom Securities JSC's Interest Coverage or its related term are showing as below:

STC:TCX' s Interest Coverage Range Over the Past 10 Years
Min: 3.75   Med: 4.45   Max: 4.57
Current: 3.75


STC:TCX's Interest Coverage is ranked worse than
76.47% of 476 companies
in the Asset Management industry
Industry Median: 43.13 vs STC:TCX: 3.75

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Techcom Securities JSC  (STC:TCX) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Techcom Securities JSC Interest Coverage Related Terms


Techcom Securities JSC Interest Coverage Historical Data

* Premium members only.

The historical data trend for Techcom Securities JSC's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Techcom Securities JSC Interest Coverage Chart

Techcom Securities JSC Annual Data
Trend Dec24 Dec25
Interest Coverage
4.33 4.57

Techcom Securities JSC Quarterly Data
Dec24 Mar25 Dec25 Mar26
Interest Coverage 3.38 4.40 4.38 3.19

STC:TCX vs BLK, BX, KKR: Interest Coverage Comparison

For the Asset Management subindustry, Techcom Securities JSC's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Techcom Securities JSC Interest Coverage vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Techcom Securities JSC's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Techcom Securities JSC's Interest Coverage falls into.


STC:TCX
39GF Score
Techcom Securities JSC STC:TCX
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Techcom Securities JSC Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Techcom Securities JSC's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Techcom Securities JSC's Interest Expense was ₫-2,055,011 Mil. Its Operating Income was ₫9,390,276 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫1,509,971 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*9390275.595/-2055011.378
=4.57

Techcom Securities JSC's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Techcom Securities JSC's Interest Expense was ₫-688,725 Mil. Its Operating Income was ₫2,200,143 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫2,593,043 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*2200143.498/-688724.696
=3.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 3.19 mean?
Techcom Securities JSC (STC:TCX) has a Interest Coverage of 3.19 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Techcom Securities JSC and its competitors. This is 28% below median its historical median of 4.45. Over the past decade, Techcom Securities JSC's Interest Coverage has ranged from 3.75 to 4.57. According to the industry distribution chart, Techcom Securities JSC ranks #364 out of 476 companies in the Asset Management industry, placing it in the top 76.5%.
Is Techcom Securities JSC's Interest Coverage too high?
Techcom Securities JSC's current Interest Coverage of 3.19 is 28% below median its 10-year median of 4.45. Over the past 10 years, this metric has ranged from a low of 3.75 to a high of 4.57. The Asset Management industry median Interest Coverage is 43.13. Techcom Securities JSC's value of 3.19 is 92.6% below this industry median. Based on the distribution chart, Techcom Securities JSC ranks #364 out of 476 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, Techcom Securities JSC has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does Techcom Securities JSC's Interest Coverage compare to BLK and BX?
According to the Asset Management industry distribution chart, Techcom Securities JSC ranks #364 out of 476 companies for Interest Coverage. This places Techcom Securities JSC in the lower half of its industry. The industry median Interest Coverage is 43.13. Techcom Securities JSC's value of 3.19 is 92.6% below this benchmark. Historically, Techcom Securities JSC's own Interest Coverage has ranged from 3.75 to 4.57 over the past decade. While the company's 10-year median is 4.45 vs. the industry median of 43.13, Techcom Securities JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Asset Management company?
The median Interest Coverage among Asset Management companies is 43.13, based on 476 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Techcom Securities JSC's current Interest Coverage of 3.19 is 92.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Techcom Securities JSC and its competitors. For the Asset Management industry, the median Interest Coverage is 43.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Techcom Securities JSC's current Interest Coverage is 3.19, which is 28% below median its own 10-year median of 4.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Techcom Securities JSC stock overvalued right now?
Techcom Securities JSC (STC:TCX) has a current Interest Coverage of 3.19. The current Interest Coverage is 3.19, which is 28% below median its 10-year median of 4.45 and 92.6% below the Asset Management industry median of 43.13. Techcom Securities JSC's overall GF Score™ is 39/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Techcom Securities JSC (STC:TCX), the current Interest Coverage is 3.19 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Techcom Securities JSC Business Description

Address No. 119 Tran Duy Hung Street, 27th, 28th and 29th Floors, Building C5 D'Capitale, Yen Hoa Ward, Hanoi, VNM
Techcom Securities JSC principal activities include securities brokerage, proprietary trading, securities investment advisory, and underwriting services.
39GF Score

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