Thu Dau Mot Water JSC (STC:TDM) Interest Coverage: 2.81 (As of Mar. 2026) — 55% Below Median


STC:TDM Thu Dau Mot Water JSC STC:TDM
68 GF Score
Price ₫59,000.00
GF Value ₫35,488.93
Valuation Significantly Overvalued
! 12 Warning Signs
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What is Thu Dau Mot Water JSC Interest Coverage?

Thu Dau Mot Water JSC STC:TDM +3.51% 68 Interest Coverage is 2.81 as of Mar. 2026, which is 55% below its 10-year median of 6.27. GuruFocus rates STC:TDM with a GF Score™ of 68/100 and a GF Value™ of ₫35,488.93 (Significantly Overvalued). The stock has 12 warning signs investors should review. Among 447 Utilities - Regulated companies, Thu Dau Mot Water JSC ranks worse than 71.36% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Thu Dau Mot Water JSC's Operating Income for the three months ended in Mar. 2026 was ₫29,657 Mil. Thu Dau Mot Water JSC's Interest Expense for the three months ended in Mar. 2026 was ₫-10,553 Mil. Thu Dau Mot Water JSC's interest coverage for the quarter that ended in Mar. 2026 was 2.81. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Thu Dau Mot Water JSC's Interest Coverage or its related term are showing as below:

STC:TDM' s Interest Coverage Range Over the Past 10 Years
Min: 2.33   Med: 6.27   Max: 26.1
Current: 2.33


STC:TDM's Interest Coverage is ranked worse than
71.36% of 447 companies
in the Utilities - Regulated industry
Industry Median: 3.78 vs STC:TDM: 2.33

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Thu Dau Mot Water JSC  (STC:TDM) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Thu Dau Mot Water JSC Interest Coverage Related Terms


Thu Dau Mot Water JSC Interest Coverage Historical Data

* Premium members only.

The historical data trend for Thu Dau Mot Water JSC's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Thu Dau Mot Water JSC Interest Coverage Chart

Thu Dau Mot Water JSC Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial 6.66 11.15 11.48 26.10 4.19

Thu Dau Mot Water JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 30.65 3.04 0.77 2.49 2.81

STC:TDM vs AWK, WTRG, AWR: Interest Coverage Comparison

For the Utilities - Regulated Water subindustry, Thu Dau Mot Water JSC's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Thu Dau Mot Water JSC Interest Coverage vs Utilities - Regulated Industry

For the Utilities - Regulated industry and Utilities sector, Thu Dau Mot Water JSC's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Thu Dau Mot Water JSC's Interest Coverage falls into.


STC:TDM
68GF Score
Thu Dau Mot Water JSC STC:TDM
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Thu Dau Mot Water JSC Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Thu Dau Mot Water JSC's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Thu Dau Mot Water JSC's Interest Expense was ₫-30,728 Mil. Its Operating Income was ₫128,754 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫544,873 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*128754.376/-30727.931
=4.19

Thu Dau Mot Water JSC's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Thu Dau Mot Water JSC's Interest Expense was ₫-10,553 Mil. Its Operating Income was ₫29,657 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫522,147 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*29657.383/-10552.536
=2.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 2.81 mean?
Thu Dau Mot Water JSC (STC:TDM) has a Interest Coverage of 2.81 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Thu Dau Mot Water JSC and its competitors. This is 55% below median its historical median of 6.27. Over the past decade, Thu Dau Mot Water JSC's Interest Coverage has ranged from 2.33 to 26.10. According to the industry distribution chart, Thu Dau Mot Water JSC ranks #319 out of 447 companies in the Utilities - Regulated industry, placing it in the top 71.4%.
Is Thu Dau Mot Water JSC's Interest Coverage too high?
Thu Dau Mot Water JSC's current Interest Coverage of 2.81 is 55% below median its 10-year median of 6.27. Over the past 10 years, this metric has ranged from a low of 2.33 to a high of 26.10. The Utilities - Regulated industry median Interest Coverage is 3.78. Thu Dau Mot Water JSC's value of 2.81 is 25.7% below this industry median. Based on the distribution chart, Thu Dau Mot Water JSC ranks #319 out of 447 companies in the Utilities - Regulated industry, which is below the industry midpoint. Overall, Thu Dau Mot Water JSC has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Thu Dau Mot Water JSC's Interest Coverage compare to AWK and WTRG?
According to the Utilities - Regulated industry distribution chart, Thu Dau Mot Water JSC ranks #319 out of 447 companies for Interest Coverage. This places Thu Dau Mot Water JSC in the lower half of its industry. The industry median Interest Coverage is 3.78. Thu Dau Mot Water JSC's value of 2.81 is 25.7% below this benchmark. Historically, Thu Dau Mot Water JSC's own Interest Coverage has ranged from 2.33 to 26.10 over the past decade. While the company's 10-year median is 6.27 vs. the industry median of 3.78, Thu Dau Mot Water JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Utilities - Regulated company?
The median Interest Coverage among Utilities - Regulated companies is 3.78, based on 447 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Thu Dau Mot Water JSC's current Interest Coverage of 2.81 is 25.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Thu Dau Mot Water JSC and its competitors. For the Utilities - Regulated industry, the median Interest Coverage is 3.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Thu Dau Mot Water JSC's current Interest Coverage is 2.81, which is 55% below median its own 10-year median of 6.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Thu Dau Mot Water JSC stock overvalued right now?
Based on GuruFocus' analysis, Thu Dau Mot Water JSC (STC:TDM) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫35,488.93, compared to a current price of ₫59,000.00 — trading 66.2% above its estimated fair value. The current Interest Coverage is 2.81, which is 55% below median its 10-year median of 6.27 and 25.7% below the Utilities - Regulated industry median of 3.78. Thu Dau Mot Water JSC's overall GF Score™ is 68/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Thu Dau Mot Water JSC (STC:TDM), the current Interest Coverage is 2.81 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Thu Dau Mot Water JSC (STC:TDM) Overvalued in 2026?

Based on GuruFocus' analysis, Thu Dau Mot Water JSC stock appears to be overvalued. The current stock price of ₫59,000.00 is trading 66.2% above its estimated GF Value™ of ₫35,488.93. GuruFocus considers Thu Dau Mot Water JSC to be Significantly Overvalued.

Key valuation signals for STC:TDM:

  • Interest Coverage: 2.81 (55% below median its 10-year median of 6.27)
  • GF Value™: ₫35,488.93 vs. price of ₫59,000.00 (66.2% above fair value)
  • GF Score™: 68/100 with 12 warning signs
  • Industry Position: 25.7% below the Utilities - Regulated median (#319 of 447)

No single metric tells the full story. See the STC:TDM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Thu Dau Mot Water JSC Business Description

Address No. 11B Ngo Van Tri Street, Phu Loi Ward, Binh Duong Province, Thu Dau Mot, VNM
Thu Dau Mot Water JSC is engaged in exploiting, treating, producing and supplying treated water. It also carries out drainage and wastewater treatment, construction of public works, various types of buildings, and other civil engineering works, architectural and engineering consulting services, and rental of machinery, equipment and other tangible goods. Its activities are carried out in territory of Binh Duong province.
68GF Score

Get the complete analysis for STC:TDM

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫59,000.00
Price
₫35,488.93
GF Value