Thien Long Group (STC:TLG) Interest Coverage: 22.39 (As of Mar. 2026) — 32% Below Median


STC:TLG Thien Long Group Corp STC:TLG
99 GF Score
Price ₫49,300.00
GF Value ₫56,317.01
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Thien Long Group Interest Coverage?

Thien Long Group STC:TLG -0.40% 99 Interest Coverage is 22.39 as of Mar. 2026, which is 32% below its 10-year median of 32.86. GuruFocus rates STC:TLG with a GF Score™ of 99/100 and a GF Value™ of ₫56,317.01 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 2,329 Industrial Products companies, Thien Long Group ranks better than 52.21% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Thien Long Group's Operating Income for the three months ended in Mar. 2026 was ₫146,753 Mil. Thien Long Group's Interest Expense for the three months ended in Mar. 2026 was ₫-6,554 Mil. Thien Long Group's interest coverage for the quarter that ended in Mar. 2026 was 22.39. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Thien Long Group's Interest Coverage or its related term are showing as below:

STC:TLG' s Interest Coverage Range Over the Past 10 Years
Min: 16.59   Med: 32.86   Max: 52.49
Current: 16.59


STC:TLG's Interest Coverage is ranked better than
52.21% of 2329 companies
in the Industrial Products industry
Industry Median: 14.79 vs STC:TLG: 16.59

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Thien Long Group  (STC:TLG) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Thien Long Group Interest Coverage Related Terms


Thien Long Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for Thien Long Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Thien Long Group Interest Coverage Chart

Thien Long Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 47.69 52.49 23.82 40.60 22.83

Thien Long Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.17 21.76 14.46 5.91 22.39

Thien Long Group Interest Coverage Competitor Comparison

For the Business Equipment & Supplies subindustry, Thien Long Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Thien Long Group Interest Coverage vs Industrial Products Industry

For the Industrial Products industry and Industrials sector, Thien Long Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Thien Long Group's Interest Coverage falls into.


STC:TLG
99GF Score
Thien Long Group Corp STC:TLG
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Thien Long Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Thien Long Group's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Thien Long Group's Interest Expense was ₫-21,880 Mil. Its Operating Income was ₫499,589 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫6,196 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*499589.155/-21879.954
=22.83

Thien Long Group's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Thien Long Group's Interest Expense was ₫-6,554 Mil. Its Operating Income was ₫146,753 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫6,196 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*146752.779/-6553.9
=22.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 22.39 mean?
Thien Long Group (STC:TLG) has a Interest Coverage of 22.39 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Thien Long Group and its competitors. This is 32% below median its historical median of 32.86. Over the past decade, Thien Long Group's Interest Coverage has ranged from 16.59 to 52.49. According to the industry distribution chart, Thien Long Group ranks #1113 out of 2329 companies in the Industrial Products industry, placing it in the top 47.8%.
Is Thien Long Group's Interest Coverage too high?
Thien Long Group's current Interest Coverage of 22.39 is 32% below median its 10-year median of 32.86. Over the past 10 years, this metric has ranged from a low of 16.59 to a high of 52.49. The Industrial Products industry median Interest Coverage is 14.79. Thien Long Group's value of 22.39 is 51.4% above this industry median. Based on the distribution chart, Thien Long Group ranks #1113 out of 2329 companies in the Industrial Products industry, which is above the industry midpoint. Overall, Thien Long Group has a GF Score™ of 99/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Thien Long Group's Interest Coverage compare to competitors?
According to the Industrial Products industry distribution chart, Thien Long Group ranks #1113 out of 2329 companies for Interest Coverage. This puts Thien Long Group in the upper half of its industry. The industry median Interest Coverage is 14.79. Thien Long Group's value of 22.39 is 51.4% above this benchmark. Historically, Thien Long Group's own Interest Coverage has ranged from 16.59 to 52.49 over the past decade. While the company's 10-year median is 32.86 vs. the industry median of 14.79, Thien Long Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Industrial Products company?
The median Interest Coverage among Industrial Products companies is 14.79, based on 2,329 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Thien Long Group's current Interest Coverage of 22.39 is 51.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Thien Long Group and its competitors. For the Industrial Products industry, the median Interest Coverage is 14.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Thien Long Group's current Interest Coverage is 22.39, which is 32% below median its own 10-year median of 32.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Thien Long Group stock overvalued right now?
Based on GuruFocus' analysis, Thien Long Group (STC:TLG) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫56,317.01, compared to a current price of ₫49,300.00 — trading 12.5% below its estimated fair value. The current Interest Coverage is 22.39, which is 32% below median its 10-year median of 32.86 and 51.4% above the Industrial Products industry median of 14.79. Thien Long Group's overall GF Score™ is 99/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Thien Long Group (STC:TLG), the current Interest Coverage is 22.39 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Thien Long Group (STC:TLG) Overvalued in 2026?

Based on GuruFocus' analysis, Thien Long Group stock appears to be undervalued. The current stock price of ₫49,300.00 is trading 12.5% below its estimated GF Value™ of ₫56,317.01. GuruFocus considers Thien Long Group to be Modestly Undervalued.

Key valuation signals for STC:TLG:

  • Interest Coverage: 22.39 (32% below median its 10-year median of 32.86)
  • GF Value™: ₫56,317.01 vs. price of ₫49,300.00 (12.5% below fair value)
  • GF Score™: 99/100 with 3 warning signs
  • Industry Position: 51.4% above the Industrial Products median (#1113 of 2329)

No single metric tells the full story. See the STC:TLG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Thien Long Group Business Description

Address Lot 6-8-10-12, Road No.3, Tan Tao Industrial Park, Binh Tan District, Ho Chi Minh City, VNM
Thien Long Group Corp is a Vietnam-based company engages in manufacturing and trading of stationery products. Its products include Pens, Office Supplies, School Supplies, and Art Supplies.
99GF Score

Get the complete analysis for STC:TLG

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫49,300.00
Price
₫56,317.01
GF Value