Vietnam Construction and Import-Export Joint Stock (STC:VCG) Interest Coverage: 2.68 (As of Mar. 2026) — 14% Below Median


STC:VCG Vietnam Construction and Import-Export Joint Stock Corp STC:VCG
92 GF Score
Price ₫19,600.00
GF Value ₫25,546.47
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Vietnam Construction and Import-Export Joint Stock Interest Coverage?

Vietnam Construction and Import-Export Joint Stock STC:VCG -0.25% 92 Interest Coverage is 2.68 as of Mar. 2026, which is 14% below its 10-year median of 3.13. GuruFocus rates STC:VCG with a GF Score™ of 92/100 and a GF Value™ of ₫25,546.47 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 427 Conglomerates companies, Vietnam Construction and Import-Export Joint Stock ranks worse than 58.78% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Vietnam Construction and Import-Export Joint Stock's Operating Income for the three months ended in Mar. 2026 was ₫311,477 Mil. Vietnam Construction and Import-Export Joint Stock's Interest Expense for the three months ended in Mar. 2026 was ₫-116,297 Mil. Vietnam Construction and Import-Export Joint Stock's interest coverage for the quarter that ended in Mar. 2026 was 2.68. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Vietnam Construction and Import-Export Joint Stock's Interest Coverage or its related term are showing as below:

STC:VCG' s Interest Coverage Range Over the Past 10 Years
Min: 0.84   Med: 3.13   Max: 4.23
Current: 4.12

STC:VCG's Interest Coverage is ranked worse than
58.78% of 427 companies
in the Conglomerates industry
Industry Median: 5.29 vs STC:VCG: 4.12

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Vietnam Construction and Import-Export Joint Stock  (STC:VCG) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .

Vietnam Construction and Import-Export Joint Stock Interest Coverage Related Terms

Vietnam Construction and Import-Export Joint Stock Interest Coverage Historical Data

* Premium members only.

The historical data trend for Vietnam Construction and Import-Export Joint Stock's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Vietnam Construction and Import-Export Joint Stock Interest Coverage Chart

Vietnam Construction and Import-Export Joint Stock Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.30 0.84 1.40 3.55 4.23

Vietnam Construction and Import-Export Joint Stock Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.34 7.06 5.42 3.00 2.68

STC:VCG vs HON, MMM: Interest Coverage Comparison

For the Conglomerates subindustry, Vietnam Construction and Import-Export Joint Stock's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Vietnam Construction and Import-Export Joint Stock Interest Coverage vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, Vietnam Construction and Import-Export Joint Stock's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Vietnam Construction and Import-Export Joint Stock's Interest Coverage falls into.


STC:VCG
92GF Score
Vietnam Construction and Import-Export Joint Stock Corp STC:VCG
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Vietnam Construction and Import-Export Joint Stock Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Vietnam Construction and Import-Export Joint Stock's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Vietnam Construction and Import-Export Joint Stock's Interest Expense was ₫-376,331 Mil. Its Operating Income was ₫1,593,039 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫1,892,645 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*1593039.321/-376331.013
=4.23

Vietnam Construction and Import-Export Joint Stock's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Vietnam Construction and Import-Export Joint Stock's Interest Expense was ₫-116,297 Mil. Its Operating Income was ₫311,477 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫1,844,576 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*311477.014/-116297.101
=2.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 2.68 mean?
Vietnam Construction and Import-Export Joint Stock (STC:VCG) has a Interest Coverage of 2.68 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Vietnam Construction and Import-Export Joint Stock and its competitors. This is 14% below median its historical median of 3.13. Over the past decade, Vietnam Construction and Import-Export Joint Stock's Interest Coverage has ranged from 0.84 to 4.23. According to the industry distribution chart, Vietnam Construction and Import-Export Joint Stock ranks #251 out of 427 companies in the Conglomerates industry, placing it in the top 58.8%.
Is Vietnam Construction and Import-Export Joint Stock's Interest Coverage too high?
Vietnam Construction and Import-Export Joint Stock's current Interest Coverage of 2.68 is 14% below median its 10-year median of 3.13. Over the past 10 years, this metric has ranged from a low of 0.84 to a high of 4.23. The Conglomerates industry median Interest Coverage is 5.29. Vietnam Construction and Import-Export Joint Stock's value of 2.68 is 49.3% below this industry median. Based on the distribution chart, Vietnam Construction and Import-Export Joint Stock ranks #251 out of 427 companies in the Conglomerates industry, which is below the industry midpoint. Overall, Vietnam Construction and Import-Export Joint Stock has a GF Score™ of 92/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Vietnam Construction and Import-Export Joint Stock's Interest Coverage compare to HON and MMM?
According to the Conglomerates industry distribution chart, Vietnam Construction and Import-Export Joint Stock ranks #251 out of 427 companies for Interest Coverage. This places Vietnam Construction and Import-Export Joint Stock in the lower half of its industry. The industry median Interest Coverage is 5.29. Vietnam Construction and Import-Export Joint Stock's value of 2.68 is 49.3% below this benchmark. Historically, Vietnam Construction and Import-Export Joint Stock's own Interest Coverage has ranged from 0.84 to 4.23 over the past decade. While the company's 10-year median is 3.13 vs. the industry median of 5.29, Vietnam Construction and Import-Export Joint Stock has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Conglomerates company?
The median Interest Coverage among Conglomerates companies is 5.29, based on 427 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vietnam Construction and Import-Export Joint Stock's current Interest Coverage of 2.68 is 49.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Vietnam Construction and Import-Export Joint Stock and its competitors. For the Conglomerates industry, the median Interest Coverage is 5.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vietnam Construction and Import-Export Joint Stock's current Interest Coverage is 2.68, which is 14% below median its own 10-year median of 3.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vietnam Construction and Import-Export Joint Stock stock overvalued right now?
Based on GuruFocus' analysis, Vietnam Construction and Import-Export Joint Stock (STC:VCG) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫25,546.47, compared to a current price of ₫19,600.00 — trading 23.3% below its estimated fair value. The current Interest Coverage is 2.68, which is 14% below median its 10-year median of 3.13 and 49.3% below the Conglomerates industry median of 5.29. Vietnam Construction and Import-Export Joint Stock's overall GF Score™ is 92/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Vietnam Construction and Import-Export Joint Stock (STC:VCG), the current Interest Coverage is 2.68 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vietnam Construction and Import-Export Joint Stock (STC:VCG) Overvalued in 2026?

Based on GuruFocus' analysis, Vietnam Construction and Import-Export Joint Stock stock appears to be undervalued. The current stock price of ₫19,600.00 is trading 23.3% below its estimated GF Value™ of ₫25,546.47. GuruFocus considers Vietnam Construction and Import-Export Joint Stock to be Modestly Undervalued.

Key valuation signals for STC:VCG:

  • Interest Coverage: 2.68 (14% below median its 10-year median of 3.13)
  • GF Value™: ₫25,546.47 vs. price of ₫19,600.00 (23.3% below fair value)
  • GF Score™: 92/100 with 3 warning signs
  • Industry Position: 49.3% below the Conglomerates median (#251 of 427)

No single metric tells the full story. See the STC:VCG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Vietnam Construction and Import-Export Joint Stock Business Description

Address No. 34, Lang Ha Street, Vinaconex Tower, Lang Ha Ward, Dong Dan District, Hanoi, VNM
Vietnam Construction and Import-Export Joint Stock Corp is engaged in investing and trading real estate properties, construction of civil and industrial works, traffic and irrigation works, investing and trading infrastructure related services and other services. The company's segment includes: Construction services; Sale of real estate properties; Industrial production (comprises electric, water and concrete, stone production); and Trading, education services and other services. The firm generates key revenue from Construction services segment.
92GF Score

Get the complete analysis for STC:VCG

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫19,600.00
Price
₫25,546.47
GF Value