Vinpearl JSC (STC:VPL) Interest Coverage: 1.46 (As of Mar. 2026) — 17% Below Median

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STC:VPL Vinpearl JSC STC:VPL
37 GF Score
Price ₫74,500.00
! 4 Warning Signs
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What is Vinpearl JSC Interest Coverage?

Vinpearl JSC STC:VPL -0.53% 37 Interest Coverage is 1.46 as of Mar. 2026, which is 17% below its 10-year median of 1.76. GuruFocus rates STC:VPL with a GF Score™ of 37/100. The stock has 4 warning signs investors should review. Among 605 Travel & Leisure companies, Vinpearl JSC ranks worse than 67.44% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Vinpearl JSC's Operating Income for the three months ended in Mar. 2026 was ₫558,907 Mil. Vinpearl JSC's Interest Expense for the three months ended in Mar. 2026 was ₫-382,300 Mil. Vinpearl JSC's interest coverage for the quarter that ended in Mar. 2026 was 1.46. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Vinpearl JSC's Interest Coverage or its related term are showing as below:

STC:VPL' s Interest Coverage Range Over the Past 10 Years
Min: 0.78   Med: 1.76   Max: 2.98
Current: 2.98


STC:VPL's Interest Coverage is ranked worse than
67.44% of 605 companies
in the Travel & Leisure industry
Industry Median: 5.35 vs STC:VPL: 2.98

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Vinpearl JSC  (STC:VPL) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Vinpearl JSC Interest Coverage Related Terms


Vinpearl JSC Interest Coverage Historical Data

* Premium members only.

The historical data trend for Vinpearl JSC's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Vinpearl JSC Interest Coverage Chart

Vinpearl JSC Annual Data
Trend Dec24 Dec25
Interest Coverage
0.78 2.73

Vinpearl JSC Quarterly Data
Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial 0.95 1.55 0.98 7.72 1.46

STC:VPL vs LVS, MGM, WYNN: Interest Coverage Comparison

For the Resorts & Casinos subindustry, Vinpearl JSC's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vinpearl JSC Interest Coverage vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, Vinpearl JSC's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Vinpearl JSC's Interest Coverage falls into.


STC:VPL
37GF Score
Vinpearl JSC STC:VPL
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Vinpearl JSC Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Vinpearl JSC's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Vinpearl JSC's Interest Expense was ₫-1,221,346 Mil. Its Operating Income was ₫3,337,071 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫8,882,713 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*3337071/-1221346
=2.73

Vinpearl JSC's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Vinpearl JSC's Interest Expense was ₫-382,300 Mil. Its Operating Income was ₫558,907 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫5,740,717 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*558907/-382300
=1.46

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.46 mean?
Vinpearl JSC (STC:VPL) has a Interest Coverage of 1.46 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Vinpearl JSC and its competitors. This is 17% below median its historical median of 1.76. Over the past decade, Vinpearl JSC's Interest Coverage has ranged from 0.78 to 2.98. According to the industry distribution chart, Vinpearl JSC ranks #408 out of 605 companies in the Travel & Leisure industry, placing it in the top 67.4%.
Is Vinpearl JSC's Interest Coverage too high?
Vinpearl JSC's current Interest Coverage of 1.46 is 17% below median its 10-year median of 1.76. Over the past 10 years, this metric has ranged from a low of 0.78 to a high of 2.98. The Travel & Leisure industry median Interest Coverage is 5.35. Vinpearl JSC's value of 1.46 is 72.7% below this industry median. Based on the distribution chart, Vinpearl JSC ranks #408 out of 605 companies in the Travel & Leisure industry, which is below the industry midpoint. Overall, Vinpearl JSC has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does Vinpearl JSC's Interest Coverage compare to LVS and MGM?
According to the Travel & Leisure industry distribution chart, Vinpearl JSC ranks #408 out of 605 companies for Interest Coverage. This places Vinpearl JSC in the lower half of its industry. The industry median Interest Coverage is 5.35. Vinpearl JSC's value of 1.46 is 72.7% below this benchmark. Historically, Vinpearl JSC's own Interest Coverage has ranged from 0.78 to 2.98 over the past decade. While the company's 10-year median is 1.76 vs. the industry median of 5.35, Vinpearl JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Travel & Leisure company?
The median Interest Coverage among Travel & Leisure companies is 5.35, based on 605 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vinpearl JSC's current Interest Coverage of 1.46 is 72.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Vinpearl JSC and its competitors. For the Travel & Leisure industry, the median Interest Coverage is 5.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vinpearl JSC's current Interest Coverage is 1.46, which is 17% below median its own 10-year median of 1.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vinpearl JSC stock overvalued right now?
Vinpearl JSC (STC:VPL) has a current Interest Coverage of 1.46. The current Interest Coverage is 1.46, which is 17% below median its 10-year median of 1.76 and 72.7% below the Travel & Leisure industry median of 5.35. Vinpearl JSC's overall GF Score™ is 37/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Vinpearl JSC (STC:VPL), the current Interest Coverage is 1.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Vinpearl JSC Business Description

Address Nha Trang Ward, Hon Tre Island, Khanh Hoa Province, Nha Trang, VNM
Vinpearl JSC, along with its subsidiaries, provides short-term accommodation services including hotel business and hotel services, amusement and recreation services, domestic travel, passenger transport, restaurant and catering business, construction investment, and real estate business. It operates various hotels and resorts across Vietnam, including Hon Tam Resort, Vinepearl Resort Nha Trang, Vinepearl Wonderworld Phu Quoc, Vinepearl Cua Sot Resort, and others. The Group's operating business segments are: Business services, hotel tourism, entertainment, and related services, which derive maximum revenue; and Real estate leasing and transfer business. Geographically, it operates only in Vietnam.
37GF Score

Get the complete analysis for STC:VPL

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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