Anima Holding SpA (STU:124) Interest Coverage: 44.92 (As of Dec. 2025) — 54% Above Median


STU:124 Anima Holding SpA STU:124
80 GF Score
Price €6.80
GF Value €6.18
Valuation Fairly Valued
! 4 Warning Signs
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What is Anima Holding SpA Interest Coverage?

Anima Holding SpA STU:124 80 Interest Coverage is 44.92 as of Dec. 2025, which is 54% above its 10-year median of 29.16. GuruFocus rates STU:124 with a GF Score™ of 80/100 and a GF Value™ of €6.18 (Fairly Valued). The stock has 4 warning signs investors should review. Among 475 Asset Management companies, Anima Holding SpA ranks worse than 53.68% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Anima Holding SpA's Operating Income for the three months ended in Dec. 2025 was €140 Mil. Anima Holding SpA's Interest Expense for the three months ended in Dec. 2025 was €-3 Mil. Anima Holding SpA's interest coverage for the quarter that ended in Dec. 2025 was 44.92. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Anima Holding SpA's Interest Coverage or its related term are showing as below:

STU:124' s Interest Coverage Range Over the Past 10 Years
Min: 18.82   Med: 29.16   Max: 33.01
Current: 28.57


STU:124's Interest Coverage is ranked worse than
53.68% of 475 companies
in the Asset Management industry
Industry Median: 42.97 vs STU:124: 28.57

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Anima Holding SpA  (STU:124) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Anima Holding SpA Interest Coverage Related Terms


Anima Holding SpA Interest Coverage Historical Data

* Premium members only.

The historical data trend for Anima Holding SpA's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Anima Holding SpA Interest Coverage Chart

Anima Holding SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 30.39 18.82 19.76 28.38 30.32

Anima Holding SpA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 39.97 15.43 21.58 44.92 32.80

STU:124 vs BLK, BX, KKR: Interest Coverage Comparison

For the Asset Management subindustry, Anima Holding SpA's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Anima Holding SpA Interest Coverage vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Anima Holding SpA's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Anima Holding SpA's Interest Coverage falls into.


STU:124
80GF Score
Anima Holding SpA STU:124
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Anima Holding SpA Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Anima Holding SpA's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Anima Holding SpA's Interest Expense was €-12 Mil. Its Operating Income was €378 Mil. And its Long-Term Debt & Capital Lease Obligation was €586 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*378/-12.469
=30.32

Anima Holding SpA's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the three months ended in Dec. 2025, Anima Holding SpA's Interest Expense was €-3 Mil. Its Operating Income was €140 Mil. And its Long-Term Debt & Capital Lease Obligation was €586 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*139.525/-3.106
=44.92

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 44.92 mean?
Anima Holding SpA (STU:124) has a Interest Coverage of 44.92 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Anima Holding SpA and its competitors. This is 54% above median its historical median of 29.16. Over the past decade, Anima Holding SpA's Interest Coverage has ranged from 18.82 to 33.01. According to the industry distribution chart, Anima Holding SpA ranks #255 out of 475 companies in the Asset Management industry, placing it in the top 53.7%.
Is Anima Holding SpA's Interest Coverage too high?
Anima Holding SpA's current Interest Coverage of 44.92 is 54% above median its 10-year median of 29.16. Over the past 10 years, this metric has ranged from a low of 18.82 to a high of 33.01. The Asset Management industry median Interest Coverage is 42.97. Anima Holding SpA's value of 44.92 is 4.5% above this industry median. Based on the distribution chart, Anima Holding SpA ranks #255 out of 475 companies in the Asset Management industry, which is below the industry midpoint. Overall, Anima Holding SpA has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Anima Holding SpA's Interest Coverage compare to BLK and BX?
According to the Asset Management industry distribution chart, Anima Holding SpA ranks #255 out of 475 companies for Interest Coverage. This places Anima Holding SpA in the lower half of its industry. The industry median Interest Coverage is 42.97. Anima Holding SpA's value of 44.92 is 4.5% above this benchmark. Historically, Anima Holding SpA's own Interest Coverage has ranged from 18.82 to 33.01 over the past decade. While the company's 10-year median is 29.16 vs. the industry median of 42.97, Anima Holding SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Asset Management company?
The median Interest Coverage among Asset Management companies is 42.97, based on 475 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Anima Holding SpA's current Interest Coverage of 44.92 is 4.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Anima Holding SpA and its competitors. For the Asset Management industry, the median Interest Coverage is 42.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Anima Holding SpA's current Interest Coverage is 44.92, which is 54% above median its own 10-year median of 29.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Anima Holding SpA stock overvalued right now?
Based on GuruFocus' analysis, Anima Holding SpA (STU:124) is currently considered Fairly Valued. The stock's GF Value™ is €6.18, compared to a current price of €6.80 — trading 10% above its estimated fair value. The current Interest Coverage is 44.92, which is 54% above median its 10-year median of 29.16 and 4.5% above the Asset Management industry median of 42.97. Anima Holding SpA's overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Anima Holding SpA (STU:124), the current Interest Coverage is 44.92 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Anima Holding SpA (STU:124) Overvalued in 2026?

Based on GuruFocus' analysis, Anima Holding SpA stock appears to be overvalued. The current stock price of €6.80 is trading 10% above its estimated GF Value™ of €6.18. GuruFocus considers Anima Holding SpA to be Fairly Valued.

Key valuation signals for STU:124:

  • Interest Coverage: 44.92 (54% above median its 10-year median of 29.16)
  • GF Value™: €6.18 vs. price of €6.80 (10% above fair value)
  • GF Score™: 80/100 with 4 warning signs
  • Industry Position: 4.5% above the Asset Management median (#255 of 475)

No single metric tells the full story. See the STU:124 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Anima Holding SpA Business Description

Other Exchanges ANIM:ItalyANIMm:UK0QTI:UK
Address Corso Giuseppe Garibaldi, 99, Milan, ITA, 20121
Anima Holding SpA is one of the Italian independent asset management operators. Anima's offering is composed of Italian mutual funds, open-ended umbrella funds domiciled in Ireland and Luxembourg, and pension funds. The company also offers institutional and private pension funds, as well as private wealth and institutional asset management services.
80GF Score

Get the complete analysis for STU:124

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€6.80
Price
€6.18
GF Value