UBM Development AG (STU:2U2) Interest Coverage: 0.38 (As of Mar. 2026) — 58% Below Median


STU:2U2 UBM Development AG STU:2U2
61 GF Score
Price €17.10
GF Value €32.24
Valuation Possible Value Trap
! 3 Warning Signs
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What is UBM Development AG Interest Coverage?

UBM Development AG STU:2U2 +0.59% 61 Interest Coverage is 0.38 as of Mar. 2026, which is 58% below its 10-year median of 0.91. GuruFocus rates STU:2U2 with a GF Score™ of 61/100 and a GF Value™ of €32.24 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,299 Real Estate companies, UBM Development AG ranks worse than 95.46% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. UBM Development AG's Operating Income for the three months ended in Mar. 2026 was €2.6 Mil. UBM Development AG's Interest Expense for the three months ended in Mar. 2026 was €-6.9 Mil. UBM Development AG's interest coverage for the quarter that ended in Mar. 2026 was 0.38. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for UBM Development AG's Interest Coverage or its related term are showing as below:

STU:2U2' s Interest Coverage Range Over the Past 10 Years
Min: 0.37   Med: 0.91   Max: 1.74
Current: 0.38


STU:2U2's Interest Coverage is ranked worse than
95.46% of 1299 companies
in the Real Estate industry
Industry Median: 4.25 vs STU:2U2: 0.38

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


UBM Development AG  (STU:2U2) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


UBM Development AG Interest Coverage Related Terms


UBM Development AG Interest Coverage Historical Data

* Premium members only.

The historical data trend for UBM Development AG's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

UBM Development AG Interest Coverage Chart

UBM Development AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.34 0.00 0.00 0.37 0.47

UBM Development AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.80 0.13 0.34 0.60 0.38

UBM Development AG Interest Coverage Competitor Comparison

For the Real Estate - Development subindustry, UBM Development AG's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UBM Development AG Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, UBM Development AG's Interest Coverage distribution charts can be found below:

* The bar in red indicates where UBM Development AG's Interest Coverage falls into.


STU:2U2
61GF Score
UBM Development AG STU:2U2
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

UBM Development AG Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

UBM Development AG's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, UBM Development AG's Interest Expense was €-27.7 Mil. Its Operating Income was €13.1 Mil. And its Long-Term Debt & Capital Lease Obligation was €449.1 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*13.061/-27.671
=0.47

UBM Development AG's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, UBM Development AG's Interest Expense was €-6.9 Mil. Its Operating Income was €2.6 Mil. And its Long-Term Debt & Capital Lease Obligation was €238.5 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*2.637/-6.881
=0.38

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0.38 mean?
UBM Development AG (STU:2U2) has a Interest Coverage of 0.38 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on UBM Development AG and its competitors. This is 58% below median its historical median of 0.91. Over the past decade, UBM Development AG's Interest Coverage has ranged from 0.37 to 1.74. According to the industry distribution chart, UBM Development AG ranks #1240 out of 1299 companies in the Real Estate industry, placing it in the top 95.5%.
Is UBM Development AG's Interest Coverage too high?
UBM Development AG's current Interest Coverage of 0.38 is 58% below median its 10-year median of 0.91. Over the past 10 years, this metric has ranged from a low of 0.37 to a high of 1.74. The Real Estate industry median Interest Coverage is 4.25. UBM Development AG's value of 0.38 is 91.1% below this industry median. Based on the distribution chart, UBM Development AG ranks #1240 out of 1299 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, UBM Development AG has a GF Score™ of 61/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does UBM Development AG's Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, UBM Development AG ranks #1240 out of 1299 companies for Interest Coverage. This places UBM Development AG in the lower half of its industry. The industry median Interest Coverage is 4.25. UBM Development AG's value of 0.38 is 91.1% below this benchmark. Historically, UBM Development AG's own Interest Coverage has ranged from 0.37 to 1.74 over the past decade. While the company's 10-year median is 0.91 vs. the industry median of 4.25, UBM Development AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.25, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UBM Development AG's current Interest Coverage of 0.38 is 91.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on UBM Development AG and its competitors. For the Real Estate industry, the median Interest Coverage is 4.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UBM Development AG's current Interest Coverage is 0.38, which is 58% below median its own 10-year median of 0.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UBM Development AG stock overvalued right now?
Based on GuruFocus' analysis, UBM Development AG (STU:2U2) is currently considered Possible Value Trap. The stock's GF Value™ is €32.24, compared to a current price of €17.10 — trading 47% below its estimated fair value. The current Interest Coverage is 0.38, which is 58% below median its 10-year median of 0.91 and 91.1% below the Real Estate industry median of 4.25. UBM Development AG's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For UBM Development AG (STU:2U2), the current Interest Coverage is 0.38 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UBM Development AG (STU:2U2) Overvalued in 2026?

Based on GuruFocus' analysis, UBM Development AG stock appears to be undervalued. The current stock price of €17.10 is trading 47% below its estimated GF Value™ of €32.24. GuruFocus considers UBM Development AG to be Possible Value Trap.

Key valuation signals for STU:2U2:

  • Interest Coverage: 0.38 (58% below median its 10-year median of 0.91)
  • GF Value™: €32.24 vs. price of €17.10 (47% below fair value)
  • GF Score™: 61/100 with 3 warning signs
  • Industry Position: 91.1% below the Real Estate median (#1240 of 1299)

No single metric tells the full story. See the STU:2U2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UBM Development AG Business Description

Other Exchanges 0GD5:UKUBS:Austria
Address Laaer-Berg-Strasse 43, Vienna, AUT, 1100
UBM Development AG is an established Austrian real estate developer specializing in sustainable timber office and residential projects across various cities like Vienna, Munich, Frankfurt, and Prague. The company provides a range of services related to real estate projects, including market analysis, project development, planning, project management, financing, rental, and asset management. In addition to real estate development, it is also active as a hotel lessee. The company generates substantial revenue through the sale of real estate projects. Geographically, it derives maximum revenue from Austria, and the rest from Germany, Poland, and other regions.
61GF Score

Get the complete analysis for STU:2U2

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€17.10
Price
€32.24
GF Value