Groupe JAJ (STU:6VJ) Interest Coverage: 3.87 (As of Sep. 2025) — 43% Below Median

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STU:6VJ Groupe JAJ STU:6VJ
70 GF Score
Price €0.70
GF Value €0.78
! 3 Warning Signs
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What is Groupe JAJ Interest Coverage?

Groupe JAJ STU:6VJ -0.71% 70 Interest Coverage is 3.87 as of Sep. 2025, which is 43% below its 10-year median of 6.82. GuruFocus rates STU:6VJ with a GF Score™ of 70/100 and a GF Value™ of €0.78. The stock has 3 warning signs investors should review. Among 746 Manufacturing - Apparel & Accessories companies, Groupe JAJ ranks worse than 56.97% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Groupe JAJ's Operating Income for the six months ended in Sep. 2025 was €0.26 Mil. Groupe JAJ's Interest Expense for the six months ended in Sep. 2025 was €-0.07 Mil. Groupe JAJ's interest coverage for the quarter that ended in Sep. 2025 was 3.87. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Groupe JAJ's Interest Coverage or its related term are showing as below:

STU:6VJ' s Interest Coverage Range Over the Past 10 Years
Min: 0.33   Med: 6.82   Max: 23.75
Current: 3.87


STU:6VJ's Interest Coverage is ranked worse than
56.97% of 746 companies
in the Manufacturing - Apparel & Accessories industry
Industry Median: 5.42 vs STU:6VJ: 3.87

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Groupe JAJ  (STU:6VJ) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Groupe JAJ Interest Coverage Related Terms


Groupe JAJ Interest Coverage Historical Data

* Premium members only.

The historical data trend for Groupe JAJ's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Groupe JAJ Interest Coverage Chart

Groupe JAJ Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.75 7.98 4.52 2.61 No Debt

Groupe JAJ Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.38 1.97 3.51 3.87 No Debt

STU:6VJ vs RL, LEVI, VFC: Interest Coverage Comparison

For the Apparel Manufacturing subindustry, Groupe JAJ's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Groupe JAJ Interest Coverage vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Groupe JAJ's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Groupe JAJ's Interest Coverage falls into.


STU:6VJ
70GF Score
Groupe JAJ STU:6VJ
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Groupe JAJ Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Groupe JAJ's Interest Coverage for the fiscal year that ended in Mar. 2025 is calculated as

Here, for the fiscal year that ended in Mar. 2025, Groupe JAJ's Interest Expense was €-0.12 Mil. Its Operating Income was €0.32 Mil. And its Long-Term Debt & Capital Lease Obligation was €3.57 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2025 )/Interest Expense (A: Mar. 2025 )
=-1*0.319/-0.122
=2.61

Groupe JAJ's Interest Coverage for the quarter that ended in Sep. 2025 is calculated as

Here, for the six months ended in Sep. 2025, Groupe JAJ's Interest Expense was €-0.07 Mil. Its Operating Income was €0.26 Mil. And its Long-Term Debt & Capital Lease Obligation was €3.75 Mil.

Interest Coverage=-1* Operating Income (Q: Sep. 2025 )/Interest Expense (Q: Sep. 2025 )
=-1*0.263/-0.068
=3.87

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 3.87 mean?
Groupe JAJ (STU:6VJ) has a Interest Coverage of 3.87 as of Sep. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Groupe JAJ and its competitors. This is 43% below median its historical median of 6.82. Over the past decade, Groupe JAJ's Interest Coverage has ranged from 0.33 to 23.75. According to the industry distribution chart, Groupe JAJ ranks #425 out of 746 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 57%.
Is Groupe JAJ's Interest Coverage too high?
Groupe JAJ's current Interest Coverage of 3.87 is 43% below median its 10-year median of 6.82. Over the past 10 years, this metric has ranged from a low of 0.33 to a high of 23.75. The Manufacturing - Apparel & Accessories industry median Interest Coverage is 5.42. Groupe JAJ's value of 3.87 is 28.6% below this industry median. Based on the distribution chart, Groupe JAJ ranks #425 out of 746 companies in the Manufacturing - Apparel & Accessories industry, which is below the industry midpoint. Overall, Groupe JAJ has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does Groupe JAJ's Interest Coverage compare to RL and LEVI?
According to the Manufacturing - Apparel & Accessories industry distribution chart, Groupe JAJ ranks #425 out of 746 companies for Interest Coverage. This places Groupe JAJ in the lower half of its industry. The industry median Interest Coverage is 5.42. Groupe JAJ's value of 3.87 is 28.6% below this benchmark. Historically, Groupe JAJ's own Interest Coverage has ranged from 0.33 to 23.75 over the past decade. While the company's 10-year median is 6.82 vs. the industry median of 5.42, Groupe JAJ has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Manufacturing - Apparel & Accessories company?
The median Interest Coverage among Manufacturing - Apparel & Accessories companies is 5.42, based on 746 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Groupe JAJ's current Interest Coverage of 3.87 is 28.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Groupe JAJ and its competitors. For the Manufacturing - Apparel & Accessories industry, the median Interest Coverage is 5.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Groupe JAJ's current Interest Coverage is 3.87, which is 43% below median its own 10-year median of 6.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Groupe JAJ stock overvalued right now?
Groupe JAJ (STU:6VJ) has a current Interest Coverage of 3.87. The stock's GF Value™ is €0.78, compared to a current price of €0.70 — trading 10.3% below its estimated fair value. The current Interest Coverage is 3.87, which is 43% below median its 10-year median of 6.82 and 28.6% below the Manufacturing - Apparel & Accessories industry median of 5.42. Groupe JAJ's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Groupe JAJ (STU:6VJ), the current Interest Coverage is 3.87 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Groupe JAJ (STU:6VJ) Overvalued in 2026?

Based on GuruFocus' analysis, Groupe JAJ stock appears to be undervalued. The current stock price of €0.70 is trading 10.3% below its estimated GF Value™ of €0.78.

Key valuation signals for STU:6VJ:

  • Interest Coverage: 3.87 (43% below median its 10-year median of 6.82)
  • GF Value™: €0.78 vs. price of €0.70 (10.3% below fair value)
  • GF Score™: 70/100 with 3 warning signs
  • Industry Position: 28.6% below the Manufacturing - Apparel & Accessories median (#425 of 746)

No single metric tells the full story. See the STU:6VJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Groupe JAJ Business Description

Other Exchanges GJAJ:France
Address 40/48 rue Beaumarchais, Montreuil, FRA, 93100
Groupe JAJ is a France-based company engaged in the distribution of apparels under Schott brand.
70GF Score

Get the complete analysis for STU:6VJ

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.70
Price
€0.78
GF Value