SDM SE (STU:75S) Interest Coverage: 2.91 (As of Jun. 2025) — 100% Below Median


STU:75S SDM SE STU:75S
27 GF Score
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What is SDM SE Interest Coverage?

SDM SE STU:75S -88.68% 27 Interest Coverage is 2.91 as of Jun. 2025, which is 100% below its 10-year median of 10,000.00. GuruFocus rates STU:75S with a GF Score™ of 27/100. The stock has 5 warning signs investors should review. Among 813 Business Services companies, SDM SE ranks worse than 99.51% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. SDM SE's Operating Income for the six months ended in Jun. 2025 was €0.57 Mil. SDM SE's Interest Expense for the six months ended in Jun. 2025 was €-0.19 Mil. SDM SE's interest coverage for the quarter that ended in Jun. 2025 was 2.91. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. SDM SEs earnings cannot cover its interest expense. If the situation continues, the company may have to issue more debt.

The historical rank and industry rank for SDM SE's Interest Coverage or its related term are showing as below:

STU:75S' s Interest Coverage Range Over the Past 10 Years
Min: 0.07   Med: No Debt   Max: No Debt
Current: 0.07


STU:75S's Interest Coverage is ranked worse than
99.51% of 813 companies
in the Business Services industry
Industry Median: 12.98 vs STU:75S: 0.07

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


SDM SE  (STU:75S) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


SDM SE Interest Coverage Related Terms


SDM SE Interest Coverage Historical Data

* Premium members only.

The historical data trend for SDM SE's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

SDM SE Interest Coverage Chart

SDM SE Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24
Interest Coverage
No Debt No Debt No Debt 0.00 0.00

SDM SE Semi-Annual Data
Dec20 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25
Interest Coverage Get a 7-Day Free Trial Premium Member Only 0.00 0.00 0.61 0.00 2.91

STU:75S vs ALLE, MSA, ADT: Interest Coverage Comparison

For the Security & Protection Services subindustry, SDM SE's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SDM SE Interest Coverage vs Business Services Industry

For the Business Services industry and Industrials sector, SDM SE's Interest Coverage distribution charts can be found below:

* The bar in red indicates where SDM SE's Interest Coverage falls into.


STU:75S
27GF Score
SDM SE STU:75S
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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SDM SE Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

SDM SE's Interest Coverage for the fiscal year that ended in Dec. 2024 is calculated as

Here, for the fiscal year that ended in Dec. 2024, SDM SE's Interest Expense was €-0.45 Mil. Its Operating Income was €-0.44 Mil. And its Long-Term Debt & Capital Lease Obligation was €6.64 Mil.

SDM SE did not have earnings to cover the interest expense.

SDM SE's Interest Coverage for the quarter that ended in Jun. 2025 is calculated as

Here, for the six months ended in Jun. 2025, SDM SE's Interest Expense was €-0.19 Mil. Its Operating Income was €0.57 Mil. And its Long-Term Debt & Capital Lease Obligation was €2.47 Mil.

Interest Coverage=-1* Operating Income (Q: Jun. 2025 )/Interest Expense (Q: Jun. 2025 )
=-1*0.565/-0.194
=2.91

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 2.91 mean?
SDM SE (STU:75S) has a Interest Coverage of 2.91 as of Jun. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on SDM SE and its competitors. This is 100% below median its historical median of 10,000.00. Over the past decade, SDM SE's Interest Coverage has ranged from 0.07 to 10,000.00. According to the industry distribution chart, SDM SE ranks #809 out of 813 companies in the Business Services industry, placing it in the top 99.5%.
Is SDM SE's Interest Coverage too high?
SDM SE's current Interest Coverage of 2.91 is 100% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 10,000.00. The Business Services industry median Interest Coverage is 12.98. SDM SE's value of 2.91 is 77.6% below this industry median. Based on the distribution chart, SDM SE ranks #809 out of 813 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, SDM SE has a GF Score™ of 27/100, reflecting its overall financial health beyond just this single metric.
How does SDM SE's Interest Coverage compare to ALLE and MSA?
According to the Business Services industry distribution chart, SDM SE ranks #809 out of 813 companies for Interest Coverage. This places SDM SE in the lower half of its industry. The industry median Interest Coverage is 12.98. SDM SE's value of 2.91 is 77.6% below this benchmark. Historically, SDM SE's own Interest Coverage has ranged from 0.07 to 10,000.00 over the past decade. While the company's 10-year median is 10,000.00 vs. the industry median of 12.98, SDM SE has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 12.98, based on 813 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SDM SE's current Interest Coverage of 2.91 is 77.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on SDM SE and its competitors. For the Business Services industry, the median Interest Coverage is 12.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SDM SE's current Interest Coverage is 2.91, which is 100% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SDM SE stock overvalued right now?
SDM SE (STU:75S) has a current Interest Coverage of 2.91. The current Interest Coverage is 2.91, which is 100% below median its 10-year median of 10,000.00 and 77.6% below the Business Services industry median of 12.98. SDM SE's overall GF Score™ is 27/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For SDM SE (STU:75S), the current Interest Coverage is 2.91 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

SDM SE Business Description

Other Exchanges 75S:Germany
Address Ranertstrasse 5, Munich, BY, DEU, 81249
SDM SE is a security service provider in southern and western Germany. The various services offered by the group include plant and property protection, emergency call center, valuables transport and courier services, event security, patrol and guard service, AI security technology, hospitality service, and special security services.
27GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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