Aozora Bank (STU:AON) Interest Coverage

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:AON Aozora Bank Ltd STU:AON
45 GF Score
Price €15.60
GF Value €13.95
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Aozora Bank Interest Coverage?

Interest Coverage does not apply to banks.

STU:AON
45GF Score
Aozora Bank Ltd STU:AON
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Aozora Bank (STU:AON) Overvalued in 2026?

Based on GuruFocus' analysis, Aozora Bank stock appears to be overvalued. The current stock price of €15.60 is trading 11.8% above its estimated GF Value™ of €13.95. GuruFocus considers Aozora Bank to be Modestly Overvalued.

Key valuation signals for STU:AON:

  • Interest Coverage:
  • GF Value™: €13.95 vs. price of €15.60 (11.8% above fair value)
  • GF Score™: 45/100 with 6 warning signs

No single metric tells the full story. See the STU:AON stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Aozora Bank Business Description

Other Exchanges AOZOY:USA8304:Japan
Address 6-1-1 Kojimachi, Chiyoda-ku, Tokyo, JPN, 102-8660
Aozora Bank Ltd is a full-service commercial bank with operations mainly in Japan. It is engaged in banking and financial services through various business segments. The Corporate Sales Group provides lending, deposits, financial products, private equity investment, and M&A-related services for corporate clients. The Structured Finance Group handles acquisition, environmental projects, revitalization, and real estate finance. The International Business Group manages overseas investment and financing operations. The Market Group deals with derivatives, foreign exchange trading, and ALM. The Customer Relations Group offers loans, deposits, and financial products to corporate and retail clients. It generates the majority of its revenue from the Structured Finance Group segment.
45GF Score

Get the complete analysis for STU:AON

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€15.60
Price
€13.95
GF Value