Ermenegildo Zegna NV (STU:JN0) Interest Coverage: 5.37 (As of Dec. 2025) — Near Median


STU:JN0 Ermenegildo Zegna NV STU:JN0
82 GF Score
Price €11.28
GF Value €9.68
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Ermenegildo Zegna NV Interest Coverage?

Ermenegildo Zegna NV STU:JN0 -2.00% 82 Interest Coverage is 5.37 as of Dec. 2025, which is 7% below its 10-year median of 5.76. GuruFocus rates STU:JN0 with a GF Score™ of 82/100 and a GF Value™ of €9.68 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 734 Manufacturing - Apparel & Accessories companies, Ermenegildo Zegna NV ranks worse than 59.26% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Ermenegildo Zegna NV's Operating Income for the six months ended in Dec. 2025 was €78 Mil. Ermenegildo Zegna NV's Interest Expense for the six months ended in Dec. 2025 was €-15 Mil. Ermenegildo Zegna NV's interest coverage for the quarter that ended in Dec. 2025 was 5.37. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Ermenegildo Zegna NV's Interest Coverage or its related term are showing as below:

STU:JN0' s Interest Coverage Range Over the Past 10 Years
Min: 0.67   Med: 5.76   Max: 9.22
Current: 3.5


STU:JN0's Interest Coverage is ranked worse than
59.26% of 734 companies
in the Manufacturing - Apparel & Accessories industry
Industry Median: 5.435 vs STU:JN0: 3.50

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Ermenegildo Zegna NV  (STU:JN0) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Ermenegildo Zegna NV Interest Coverage Related Terms


Ermenegildo Zegna NV Interest Coverage Historical Data

* Premium members only.

The historical data trend for Ermenegildo Zegna NV's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Ermenegildo Zegna NV Interest Coverage Chart

Ermenegildo Zegna NV Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial 0.00 9.22 6.78 4.21 3.49

Ermenegildo Zegna NV Semi-Annual Data
Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 2.50 9.01 2.41 5.37

STU:JN0 vs PVH, COLM, UAA: Interest Coverage Comparison

For the Apparel Manufacturing subindustry, Ermenegildo Zegna NV's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ermenegildo Zegna NV Interest Coverage vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Ermenegildo Zegna NV's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Ermenegildo Zegna NV's Interest Coverage falls into.


STU:JN0
82GF Score
Ermenegildo Zegna NV STU:JN0
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ermenegildo Zegna NV Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Ermenegildo Zegna NV's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Ermenegildo Zegna NV's Interest Expense was €-40 Mil. Its Operating Income was €139 Mil. And its Long-Term Debt & Capital Lease Obligation was €753 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*139.48/-39.959
=3.49

Ermenegildo Zegna NV's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Ermenegildo Zegna NV's Interest Expense was €-15 Mil. Its Operating Income was €78 Mil. And its Long-Term Debt & Capital Lease Obligation was €753 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*78.134/-14.551
=5.37

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 5.37 mean?
Ermenegildo Zegna NV (STU:JN0) has a Interest Coverage of 5.37 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ermenegildo Zegna NV and its competitors. This is near median its historical median of 5.76. Over the past decade, Ermenegildo Zegna NV's Interest Coverage has ranged from 0.67 to 9.22. According to the industry distribution chart, Ermenegildo Zegna NV ranks #435 out of 734 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 59.3%.
Is Ermenegildo Zegna NV's Interest Coverage too high?
Ermenegildo Zegna NV's current Interest Coverage of 5.37 is near median its 10-year median of 5.76. Over the past 10 years, this metric has ranged from a low of 0.67 to a high of 9.22. The Manufacturing - Apparel & Accessories industry median Interest Coverage is 5.44. Ermenegildo Zegna NV's value of 5.37 is 1.2% below this industry median. Based on the distribution chart, Ermenegildo Zegna NV ranks #435 out of 734 companies in the Manufacturing - Apparel & Accessories industry, which is below the industry midpoint. Overall, Ermenegildo Zegna NV has a GF Score™ of 82/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ermenegildo Zegna NV's Interest Coverage compare to PVH and COLM?
According to the Manufacturing - Apparel & Accessories industry distribution chart, Ermenegildo Zegna NV ranks #435 out of 734 companies for Interest Coverage. This places Ermenegildo Zegna NV in the lower half of its industry. The industry median Interest Coverage is 5.44. Ermenegildo Zegna NV's value of 5.37 is 1.2% below this benchmark. Historically, Ermenegildo Zegna NV's own Interest Coverage has ranged from 0.67 to 9.22 over the past decade. While the company's 10-year median is 5.76 vs. the industry median of 5.44, Ermenegildo Zegna NV has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Manufacturing - Apparel & Accessories company?
The median Interest Coverage among Manufacturing - Apparel & Accessories companies is 5.44, based on 734 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ermenegildo Zegna NV's current Interest Coverage of 5.37 is 1.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ermenegildo Zegna NV and its competitors. For the Manufacturing - Apparel & Accessories industry, the median Interest Coverage is 5.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ermenegildo Zegna NV's current Interest Coverage is 5.37, which is near median its own 10-year median of 5.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ermenegildo Zegna NV stock overvalued right now?
Based on GuruFocus' analysis, Ermenegildo Zegna NV (STU:JN0) is currently considered Modestly Overvalued. The stock's GF Value™ is €9.68, compared to a current price of €11.28 — trading 16.5% above its estimated fair value. The current Interest Coverage is 5.37, which is near median its 10-year median of 5.76 and 1.2% below the Manufacturing - Apparel & Accessories industry median of 5.44. Ermenegildo Zegna NV's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Ermenegildo Zegna NV (STU:JN0), the current Interest Coverage is 5.37 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ermenegildo Zegna NV (STU:JN0) Overvalued in 2026?

Based on GuruFocus' analysis, Ermenegildo Zegna NV stock appears to be overvalued. The current stock price of €11.28 is trading 16.5% above its estimated GF Value™ of €9.68. GuruFocus considers Ermenegildo Zegna NV to be Modestly Overvalued.

Key valuation signals for STU:JN0:

  • Interest Coverage: 5.37 (near median its 10-year median of 5.76)
  • GF Value™: €9.68 vs. price of €11.28 (16.5% above fair value)
  • GF Score™: 82/100 with 4 warning signs
  • Industry Position: 1.2% below the Manufacturing - Apparel & Accessories median (#435 of 734)

No single metric tells the full story. See the STU:JN0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ermenegildo Zegna NV Business Description

Other Exchanges ZGN:USA
Address Viale Roma 99/100, Valdilana location, Trivero, ITA, 13835
Ermenegildo Zegna NV designs creates, and distributes luxury menswear and accessories under the Zegna brand, as well as womenswear, menswear, and accessories under the Thom Browne brand. The company operates in three segments: the Zegna segment (comprising three product lines: Zegna Branded Products, Textile, and Third Party Brands); the Thom Browne segment, and the Tom Ford Fashion segment. The company generates the majority of revenue from the Zegna segment.
82GF Score

Get the complete analysis for STU:JN0

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€11.28
Price
€9.68
GF Value