RC365 Holding (STU:L2G) Interest Coverage: 0 (At Loss) (As of Sep. 2025)


What is RC365 Holding Interest Coverage?

RC365 Holding STU:L2G +20.00% Interest Coverage is 0 (At Loss) as of Sep. 2025. The stock has 6 warning signs investors should review. Among 1,706 Software companies, RC365 Holding ranks worse than 58616.59% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. RC365 Holding's Operating Income for the six months ended in Sep. 2025 was €-0.46 Mil. RC365 Holding's Interest Expense for the six months ended in Sep. 2025 was €-0.01 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for RC365 Holding's Interest Coverage or its related term are showing as below:


STU:L2G's Interest Coverage is not ranked *
in the Software industry.
Industry Median: 24.75
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


RC365 Holding  (STU:L2G) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


RC365 Holding Interest Coverage Related Terms


RC365 Holding Interest Coverage Historical Data

* Premium members only.

The historical data trend for RC365 Holding's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

RC365 Holding Interest Coverage Chart

RC365 Holding Annual Data
Trend Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Interest Coverage
Get a 7-Day Free Trial 81.50 8.13 0.00 5.76 0.00

RC365 Holding Semi-Annual Data
Mar18 Mar19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 71.13 0.00 7.00 0.00

STU:L2G vs MSFT, ORCL, PLTR: Interest Coverage Comparison

For the Software - Infrastructure subindustry, RC365 Holding's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


RC365 Holding Interest Coverage vs Software Industry

For the Software industry and Technology sector, RC365 Holding's Interest Coverage distribution charts can be found below:

* The bar in red indicates where RC365 Holding's Interest Coverage falls into.



RC365 Holding Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

RC365 Holding's Interest Coverage for the fiscal year that ended in Mar. 2025 is calculated as

Here, for the fiscal year that ended in Mar. 2025, RC365 Holding's Interest Expense was €-0.02 Mil. Its Operating Income was €-0.84 Mil. And its Long-Term Debt & Capital Lease Obligation was €0.00 Mil.

RC365 Holding did not have earnings to cover the interest expense.

RC365 Holding's Interest Coverage for the quarter that ended in Sep. 2025 is calculated as

Here, for the six months ended in Sep. 2025, RC365 Holding's Interest Expense was €-0.01 Mil. Its Operating Income was €-0.46 Mil. And its Long-Term Debt & Capital Lease Obligation was €0.04 Mil.

RC365 Holding did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
RC365 Holding (STU:L2G) has a Interest Coverage of 0 (At Loss) as of Sep. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on RC365 Holding and its competitors. According to the industry distribution chart, RC365 Holding ranks #999999 out of 1706 companies in the Software industry.
Is RC365 Holding's Interest Coverage too high?
RC365 Holding's current Interest Coverage is 0 (At Loss). Based on the distribution chart, RC365 Holding ranks #999999 out of 1706 companies in the Software industry, which is in the bottom quartile relative to peers.
How does RC365 Holding's Interest Coverage compare to MSFT and ORCL?
According to the Software industry distribution chart, RC365 Holding ranks #999999 out of 1706 companies for Interest Coverage. This places RC365 Holding in the lower half of its industry. The industry median Interest Coverage is 24.75. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.75, based on 1,706 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on RC365 Holding and its competitors. For the Software industry, the median Interest Coverage is 24.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RC365 Holding's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RC365 Holding stock overvalued right now?
Based on GuruFocus' analysis, RC365 Holding (STU:L2G) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.03, compared to a current price of €0.02 — trading 20% below its estimated fair value. The current Interest Coverage is 0 (At Loss). Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For RC365 Holding (STU:L2G), the current Interest Coverage is 0 (At Loss) as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

RC365 Holding Business Description

Other Exchanges RCGH:UKL2G:Germany
Address 78 Cannon Street, Cannon Place, London, GBR, EC4N 6AF
RC365 Holding PLC focuses on providing IT Support and Security Services, Payment Gateway Solutions (both online and offline), Prepaid Card Issuance and Support Services, as well as Computer Graphic Design and Animation services to clients located in the ASEAN region, the UK, and Europe.