Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Lai Sun Garment (International)'s
Operating Income
for the
six
months ended in Jan. 2026 was €-20.9 Mil. Lai Sun Garment (International)'s Interest Expense for the
six
months ended in Jan. 2026 was €-55.6 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Lai Sun Garment (International)'s Interest Coverage or its related term are showing as below:
STU:LAI3's Interest Coverage is not ranked *
in the Conglomerates industry.
Industry Median: 5.54 * Ranked among companies with meaningful Interest Coverage only.
Lai Sun Garment (International) (STU:LAI3) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Lai Sun Garment (International) Interest Coverage Related Terms
Lai Sun Garment (International) Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Lai Sun Garment (International) Interest Coverage Chart
STU:LAI3 vs MMM, HON: Interest Coverage Comparison
For the Conglomerates subindustry, Lai Sun Garment (International)'s Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lai Sun Garment (International) Interest Coverage vs Conglomerates Industry
For the Conglomerates industry and Industrials sector, Lai Sun Garment (International)'s Interest Coverage distribution charts can be found below:
* The bar in red indicates where Lai Sun Garment (International)'s Interest Coverage falls into.
Lai Sun Garment (International) Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Lai Sun Garment (International) did not have earnings to cover the interest expense.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
Lai Sun Garment (International) (STU:LAI3) has a Interest Coverage of 0 (At Loss) as of Jan. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Lai Sun Garment (International) and its competitors. According to the industry distribution chart, Lai Sun Garment (International) ranks #999999 out of 415 companies in the Conglomerates industry.
Is Lai Sun Garment (International)'s Interest Coverage too high?
Lai Sun Garment (International)'s current Interest Coverage is 0 (At Loss). Based on the distribution chart, Lai Sun Garment (International) ranks #999999 out of 415 companies in the Conglomerates industry, which is in the bottom quartile relative to peers. Overall, Lai Sun Garment (International) has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.
How does Lai Sun Garment (International)'s Interest Coverage compare to MMM and HON?
According to the Conglomerates industry distribution chart, Lai Sun Garment (International) ranks #999999 out of 415 companies for Interest Coverage. This places Lai Sun Garment (International) in the lower half of its industry. The industry median Interest Coverage is 5.54. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Conglomerates company?
The median Interest Coverage among Conglomerates companies is 5.54, based on 415 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Lai Sun Garment (International) and its competitors. For the Conglomerates industry, the median Interest Coverage is 5.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lai Sun Garment (International)'s current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lai Sun Garment (International) stock overvalued right now?
Lai Sun Garment (International) (STU:LAI3) has a current Interest Coverage of 0 (At Loss). The stock's GF Value™ is €0.11, compared to a current price of €0.10 — trading 9.1% below its estimated fair value. The current Interest Coverage is 0 (At Loss). Lai Sun Garment (International)'s overall GF Score™ is 32/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Lai Sun Garment (International) (STU:LAI3), the current Interest Coverage is 0 (At Loss) as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lai Sun Garment (International) (STU:LAI3) Overvalued in 2026?
Based on GuruFocus' analysis, Lai Sun Garment (International) stock appears to be undervalued.
The current stock price of €0.10 is trading 9.1% below its estimated GF Value™ of €0.11.
Key valuation signals for STU:LAI3:
Interest Coverage: 0 (At Loss)
GF Value™: €0.11 vs. price of €0.10 (9.1% below fair value)
No single metric tells the full story. See the STU:LAI3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lai Sun Garment (International) Ltd is a real estate company. The company's principal activities include property development and investment in Hong Kong, Mainland China, and overseas as well as investment in and operation of hotels and restaurants and investment holding. The company operates through nine segments namely, Property development and sales; Property investment; Hotel operation; Restaurant and F&B product sales operations; Media and entertainment; Film and TV program segment; Cinema operation; Theme park operation, and Others. It generates the majority of its revenue from the Property development and sales segment. Geographically, the company derives maximum revenue from Hong Kong and the rest from Chinese Mainland and Macau, the United Kindom, Vietnam, and other regions.
32GF Score
Get the complete analysis for STU:LAI3
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
STU:LAI3 has been successfully added to your 
