Texwinca Holdings (STU:TXW) Interest Coverage: 5.09 (As of Sep. 2025) — 15% Below Median


STU:TXW Texwinca Holdings Ltd STU:TXW
49 GF Score
Price €0.12
GF Value €0.08
! 4 Warning Signs
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What is Texwinca Holdings Interest Coverage?

Texwinca Holdings STU:TXW 49 Interest Coverage is 5.09 as of Sep. 2025, which is 15% below its 10-year median of 5.96. GuruFocus rates STU:TXW with a GF Score™ of 49/100 and a GF Value™ of €0.08. The stock has 4 warning signs investors should review. Among 743 Manufacturing - Apparel & Accessories companies, Texwinca Holdings ranks worse than 55.18% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Texwinca Holdings's Operating Income for the six months ended in Sep. 2025 was €11.6 Mil. Texwinca Holdings's Interest Expense for the six months ended in Sep. 2025 was €-2.3 Mil. Texwinca Holdings's interest coverage for the quarter that ended in Sep. 2025 was 5.09. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Texwinca Holdings's Interest Coverage or its related term are showing as below:

STU:TXW' s Interest Coverage Range Over the Past 10 Years
Min: 0.46   Med: 5.96   Max: 33.03
Current: 3.97


STU:TXW's Interest Coverage is ranked worse than
55.18% of 743 companies
in the Manufacturing - Apparel & Accessories industry
Industry Median: 5.43 vs STU:TXW: 3.97

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Texwinca Holdings  (STU:TXW) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Texwinca Holdings Interest Coverage Related Terms


Texwinca Holdings Interest Coverage Historical Data

* Premium members only.

The historical data trend for Texwinca Holdings's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Texwinca Holdings Interest Coverage Chart

Texwinca Holdings Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.09 0.00 0.46 0.00 3.97

Texwinca Holdings Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.68 0.00 0.00 5.09 2.72

Texwinca Holdings Interest Coverage Competitor Comparison

For the Textile Manufacturing subindustry, Texwinca Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Texwinca Holdings Interest Coverage vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Texwinca Holdings's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Texwinca Holdings's Interest Coverage falls into.


STU:TXW
49GF Score
Texwinca Holdings Ltd STU:TXW
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Texwinca Holdings Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Texwinca Holdings's Interest Coverage for the fiscal year that ended in Mar. 2025 is calculated as

Here, for the fiscal year that ended in Mar. 2025, Texwinca Holdings's Interest Expense was €-9.3 Mil. Its Operating Income was €-3.7 Mil. And its Long-Term Debt & Capital Lease Obligation was €72.1 Mil.

Texwinca Holdings did not have earnings to cover the interest expense.

Texwinca Holdings's Interest Coverage for the quarter that ended in Sep. 2025 is calculated as

Here, for the six months ended in Sep. 2025, Texwinca Holdings's Interest Expense was €-2.3 Mil. Its Operating Income was €11.6 Mil. And its Long-Term Debt & Capital Lease Obligation was €54.7 Mil.

Interest Coverage=-1* Operating Income (Q: Sep. 2025 )/Interest Expense (Q: Sep. 2025 )
=-1*11.606/-2.28
=5.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 5.09 mean?
Texwinca Holdings (STU:TXW) has a Interest Coverage of 5.09 as of Sep. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Texwinca Holdings and its competitors. This is 15% below median its historical median of 5.96. Over the past decade, Texwinca Holdings' Interest Coverage has ranged from 0.46 to 33.03. According to the industry distribution chart, Texwinca Holdings ranks #410 out of 743 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 55.2%.
Is Texwinca Holdings' Interest Coverage too high?
Texwinca Holdings' current Interest Coverage of 5.09 is 15% below median its 10-year median of 5.96. Over the past 10 years, this metric has ranged from a low of 0.46 to a high of 33.03. The Manufacturing - Apparel & Accessories industry median Interest Coverage is 5.43. Texwinca Holdings' value of 5.09 is 6.3% below this industry median. Based on the distribution chart, Texwinca Holdings ranks #410 out of 743 companies in the Manufacturing - Apparel & Accessories industry, which is below the industry midpoint. Overall, Texwinca Holdings has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does Texwinca Holdings' Interest Coverage compare to competitors?
According to the Manufacturing - Apparel & Accessories industry distribution chart, Texwinca Holdings ranks #410 out of 743 companies for Interest Coverage. This places Texwinca Holdings in the lower half of its industry. The industry median Interest Coverage is 5.43. Texwinca Holdings' value of 5.09 is 6.3% below this benchmark. Historically, Texwinca Holdings' own Interest Coverage has ranged from 0.46 to 33.03 over the past decade. While the company's 10-year median is 5.96 vs. the industry median of 5.43, Texwinca Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Manufacturing - Apparel & Accessories company?
The median Interest Coverage among Manufacturing - Apparel & Accessories companies is 5.43, based on 743 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Texwinca Holdings's current Interest Coverage of 5.09 is 6.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Texwinca Holdings and its competitors. For the Manufacturing - Apparel & Accessories industry, the median Interest Coverage is 5.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Texwinca Holdings's current Interest Coverage is 5.09, which is 15% below median its own 10-year median of 5.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Texwinca Holdings stock overvalued right now?
Texwinca Holdings (STU:TXW) has a current Interest Coverage of 5.09. The stock's GF Value™ is €0.08, compared to a current price of €0.12 — trading 43.8% above its estimated fair value. The current Interest Coverage is 5.09, which is 15% below median its 10-year median of 5.96 and 6.3% below the Manufacturing - Apparel & Accessories industry median of 5.43. Texwinca Holdings' overall GF Score™ is 49/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Texwinca Holdings (STU:TXW), the current Interest Coverage is 5.09 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Texwinca Holdings (STU:TXW) Overvalued in 2026?

Based on GuruFocus' analysis, Texwinca Holdings stock appears to be overvalued. The current stock price of €0.12 is trading 43.8% above its estimated GF Value™ of €0.08.

Key valuation signals for STU:TXW:

  • Interest Coverage: 5.09 (15% below median its 10-year median of 5.96)
  • GF Value™: €0.08 vs. price of €0.12 (43.8% above fair value)
  • GF Score™: 49/100 with 4 warning signs
  • Industry Position: 6.3% below the Manufacturing - Apparel & Accessories median (#410 of 743)

No single metric tells the full story. See the STU:TXW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Texwinca Holdings Business Description

Other Exchanges 00321:Hong KongTXW:Germany
Address 223 Hing Fong Road, 16th Floor, Metroplaza, Tower II, Kwai Chung, New Territories, Hong Kong, HKG
Texwinca Holdings Ltd is a Hong Kong-based company. The company is principally engaged in the textile business, which refers to production, dyeing, and sale of knitted fabric and yarn garments, and the retail & distribution of casual apparel and accessories business, which means retailing and distribution of casual apparel and accessories. The others segment comprises, principally, the provision of franchise services and property investment. The textile business and the retail and distribution business jointly account for majority of the company's total revenue. Geographically the company generates its revenue from Mainland China, the United States, Japan, Hong Kong, and other areas, with Mainland China being the key revenue contributor.
49GF Score

Get the complete analysis for STU:TXW

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.12
Price
€0.08
GF Value