Silver Grant International Holdings Group (STU:YSG) Interest Coverage: 0.02 (As of Dec. 2025) — 92% Below Median

What is Silver Grant International Holdings Group Interest Coverage?

Silver Grant International Holdings Group STU:YSG -50.00% Interest Coverage is 0.02 as of Dec. 2025, which is 92% below its 10-year median of 0.24. The stock has 4 warning signs investors should review. Among 1,300 Real Estate companies, Silver Grant International Holdings Group ranks worse than 99.38% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Silver Grant International Holdings Group's Operating Income for the six months ended in Dec. 2025 was €0.60 Mil. Silver Grant International Holdings Group's Interest Expense for the six months ended in Dec. 2025 was €-25.85 Mil. Silver Grant International Holdings Group's interest coverage for the quarter that ended in Dec. 2025 was 0.02. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Silver Grant International Holdings Group Ltds earnings cannot cover its interest expense. If the situation continues, the company may have to issue more debt.

The historical rank and industry rank for Silver Grant International Holdings Group's Interest Coverage or its related term are showing as below:

STU:YSG' s Interest Coverage Range Over the Past 10 Years
Min: 0.04 Med: 0.24 Max: 0.44
Current: 0.04

STU:YSG's Interest Coverage is ranked worse than
99.38% of 1300 companies
in the Real Estate industry
Industry Median: 4.245 vs STU:YSG: 0.04

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Silver Grant International Holdings Group (STU:YSG) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .

Silver Grant International Holdings Group Interest Coverage Related Terms

Silver Grant International Holdings Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for Silver Grant International Holdings Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Silver Grant International Holdings Group Interest Coverage Chart

Silver Grant International Holdings Group Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Interest Coverage

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0.00

0.04

Silver Grant International Holdings Group Semi-Annual Data
	Jun16	Dec16	Jun17	Dec17	Jun18	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23	Jun24	Dec24	Jun25	Dec25
Interest Coverage	Get a 7-Day Free Trial															0.00	0.00	0.00	0.07	0.02

STU:YSG vs CBRE, BEKE, JLL: Interest Coverage Comparison

For the Real Estate Services subindustry, Silver Grant International Holdings Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Silver Grant International Holdings Group Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Silver Grant International Holdings Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Silver Grant International Holdings Group's Interest Coverage falls into.

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Silver Grant International Holdings Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage

-1

Operating Income

Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt ⁽¹⁾.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Silver Grant International Holdings Group's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Silver Grant International Holdings Group's Interest Expense was €-43.57 Mil. Its Operating Income was €1.93 Mil. And its Long-Term Debt & Capital Lease Obligation was €43.51 Mil.

Interest Coverage	=	-1	*	Operating Income (A: Dec. 2025 )	/	Interest Expense (A: Dec. 2025 )
	=	-1	*	1.925	/	-43.565
	=	0.04

Silver Grant International Holdings Group's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Silver Grant International Holdings Group's Interest Expense was €-25.85 Mil. Its Operating Income was €0.60 Mil. And its Long-Term Debt & Capital Lease Obligation was €43.51 Mil.

Interest Coverage	=	-1	*	Operating Income (Q: Dec. 2025 )	/	Interest Expense (Q: Dec. 2025 )
	=	-1	*	0.598	/	-25.852
	=	0.02

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →

What does a Interest Coverage of 0.02 mean?

Silver Grant International Holdings Group (STU:YSG) has a Interest Coverage of 0.02 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Silver Grant International Holdings Group and its competitors. This is 92% below median its historical median of 0.24. Over the past decade, Silver Grant International Holdings Group's Interest Coverage has ranged from 0.04 to 0.44. According to the industry distribution chart, Silver Grant International Holdings Group ranks #1292 out of 1300 companies in the Real Estate industry, placing it in the top 99.4%.

Is Silver Grant International Holdings Group's Interest Coverage too high?

Silver Grant International Holdings Group's current Interest Coverage of 0.02 is 92% below median its 10-year median of 0.24. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 0.44. The Real Estate industry median Interest Coverage is 4.25. Silver Grant International Holdings Group's value of 0.02 is 99.5% below this industry median. Based on the distribution chart, Silver Grant International Holdings Group ranks #1292 out of 1300 companies in the Real Estate industry, which is in the bottom quartile relative to peers.

How does Silver Grant International Holdings Group's Interest Coverage compare to CBRE and BEKE?

According to the Real Estate industry distribution chart, Silver Grant International Holdings Group ranks #1292 out of 1300 companies for Interest Coverage. This places Silver Grant International Holdings Group in the lower half of its industry. The industry median Interest Coverage is 4.25. Silver Grant International Holdings Group's value of 0.02 is 99.5% below this benchmark. Historically, Silver Grant International Holdings Group's own Interest Coverage has ranged from 0.04 to 0.44 over the past decade. While the company's 10-year median is 0.24 vs. the industry median of 4.25, Silver Grant International Holdings Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Interest Coverage for a Real Estate company?

The median Interest Coverage among Real Estate companies is 4.25, based on 1,300 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Silver Grant International Holdings Group's current Interest Coverage of 0.02 is 99.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Interest Coverage mean?

A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Silver Grant International Holdings Group and its competitors. For the Real Estate industry, the median Interest Coverage is 4.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Silver Grant International Holdings Group's current Interest Coverage is 0.02, which is 92% below median its own 10-year median of 0.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Silver Grant International Holdings Group stock overvalued right now?

Based on GuruFocus' analysis, Silver Grant International Holdings Group (STU:YSG) is currently considered Possible Value Trap. The stock's GF Value™ is €0.01, compared to a current price of €0.00 — trading 90% below its estimated fair value. The current Interest Coverage is 0.02, which is 92% below median its 10-year median of 0.24 and 99.5% below the Real Estate industry median of 4.25. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Interest Coverage calculated?

Interest Coverage is calculated from a company's financial statements. For Silver Grant International Holdings Group (STU:YSG), the current Interest Coverage is 0.02 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Silver Grant International Holdings Group Business Description

Industry Real Estate Real Estate

Comparable Companies HKSE:00864 HKSE:00183 HKSE:09978 HKSE:06958 HKSE:00859 HKSE:08181 HKSE:08067 HKSE:02048 HKSE:03603 HKSE:00733 STC:VIC CBRE ISX:DCII XMAD:CLNX XTER:VNA TSE:8830 XTAE:AZRG BEKE HKSE:01972 JLL

Other Exchanges 00171:Hong Kong

Address 1 Harbour Road, Suite 4013B, 40th Floor, Office Tower, Convention & Exhibition Plaza, Wanchai, Hong Kong, HKG

Website https://www.silvergrant.com.cn

Silver Grant International Holdings Group Ltd and its subsidiaries are mainly engaged in the business of property leasing and investments. The Group's reporting segments are: Investments, Property leasing, and New energy investment and operation. The majority of its revenue is generated from the Property leasing segment, representing the holding of properties for rental income potential and/or for capital appreciation. The Investments segment represents the investments in financial assets at fair value through profit or loss and loan receivables, and the New energy investment and operation segment represents the operation of distributed photovoltaic power generation stations and the energy storage business. Geographically, the Group derives maximum revenue from China (the PRC).