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Sitoy Group HoldingsSTYDF 37 Interest Coverage is 94.79 as of Dec. 2025, which is 40% above its 10-year median of 67.62. GuruFocus rates STYDF with a GF Score™ of 37/100 and a GF Value™ of $0.47. The stock has 4 warning signs investors should review. Among 746 Manufacturing - Apparel & Accessories companies, Sitoy Group Holdings ranks better than 82.04% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Sitoy Group Holdings's
Operating Income
for the
six
months ended in Dec. 2025 was $4.5 Mil. Sitoy Group Holdings's Interest Expense for the
six
months ended in Dec. 2025 was $-0.0 Mil.
Sitoy Group Holdings's interest coverage for the quarter that ended in Dec. 2025 was 94.79.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Sitoy Group Holdings's Interest Coverage or its related term are showing as below:
STYDF'
s Interest Coverage Range Over the Past 10 Years
Min: 11.78 Med: 67.62 Max: No Debt
Current: 40.88
STYDF's Interest Coverage is ranked better than 82.04% of 746
companies
in the Manufacturing - Apparel & Accessories industry
Industry Median: 5.42
vs STYDF: 40.88
Sitoy Group Holdings (OTCPK:STYDF) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Sitoy Group Holdings Interest Coverage Related Terms
Sitoy Group Holdings Interest Coverage Historical Data
* Premium members only.
The historical data trend for Sitoy Group Holdings's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
STYDF vs NKE, DECK, ONON: Interest Coverage Comparison
For the Footwear & Accessories subindustry, Sitoy Group Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sitoy Group Holdings Interest Coverage vs Manufacturing - Apparel & Accessories Industry
For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Sitoy Group Holdings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Sitoy Group Holdings's Interest Coverage falls into.
Sitoy Group Holdings Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sitoy Group Holdings (STYDF) has a Interest Coverage of 94.79 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Sitoy Group Holdings and its competitors. This is 40% above median its historical median of 67.62. Over the past decade, Sitoy Group Holdings' Interest Coverage has ranged from 11.78 to 10,000.00. According to the industry distribution chart, Sitoy Group Holdings ranks #134 out of 746 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 18%.
Is Sitoy Group Holdings' Interest Coverage too high?
Sitoy Group Holdings' current Interest Coverage of 94.79 is 40% above median its 10-year median of 67.62. Over the past 10 years, this metric has ranged from a low of 11.78 to a high of 10,000.00. The Manufacturing - Apparel & Accessories industry median Interest Coverage is 5.42. Sitoy Group Holdings' value of 94.79 is 1648.9% above this industry median. Based on the distribution chart, Sitoy Group Holdings ranks #134 out of 746 companies in the Manufacturing - Apparel & Accessories industry, which is in the top quartile — a strong position relative to peers. Overall, Sitoy Group Holdings has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does Sitoy Group Holdings' Interest Coverage compare to NKE and DECK?
According to the Manufacturing - Apparel & Accessories industry distribution chart, Sitoy Group Holdings ranks #134 out of 746 companies for Interest Coverage. This places Sitoy Group Holdings in the top 18% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 5.42. Sitoy Group Holdings' value of 94.79 is 1648.9% above this benchmark. Historically, Sitoy Group Holdings' own Interest Coverage has ranged from 11.78 to 10,000.00 over the past decade. While the company's 10-year median is 67.62 vs. the industry median of 5.42, Sitoy Group Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Manufacturing - Apparel & Accessories company?
The median Interest Coverage among Manufacturing - Apparel & Accessories companies is 5.42, based on 746 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sitoy Group Holdings's current Interest Coverage of 94.79 is 1648.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Sitoy Group Holdings and its competitors. For the Manufacturing - Apparel & Accessories industry, the median Interest Coverage is 5.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sitoy Group Holdings's current Interest Coverage is 94.79, which is 40% above median its own 10-year median of 67.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sitoy Group Holdings stock overvalued right now?
Sitoy Group Holdings (STYDF) has a current Interest Coverage of 94.79. The stock's GF Value™ is $0.47, compared to a current price of $0.42 — trading 10.6% below its estimated fair value. The current Interest Coverage is 94.79, which is 40% above median its 10-year median of 67.62 and 1648.9% above the Manufacturing - Apparel & Accessories industry median of 5.42. Sitoy Group Holdings' overall GF Score™ is 37/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Sitoy Group Holdings (STYDF), the current Interest Coverage is 94.79 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sitoy Group Holdings (STYDF) Overvalued in 2026?
Based on GuruFocus' analysis, Sitoy Group Holdings stock appears to be undervalued.
The current stock price of $0.42 is trading 10.6% below its estimated GF Value™ of $0.47.
Key valuation signals for STYDF:
Interest Coverage: 94.79 (40% above median its 10-year median of 67.62)
GF Value™: $0.47 vs. price of $0.42 (10.6% below fair value)
Industry Position: 1648.9% above the Manufacturing - Apparel & Accessories median (#134 of 746)
No single metric tells the full story. See the STYDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sitoy Group Holdings Ltd engages in the design, development, manufacture, retail, and wholesale of handbags, small leather goods, travel goods, and footwear, along with advertising, marketing services, and property investment. The Group owns TUSCAN'S, Fashion and Joy, and Duffy, offering bags, leather goods, shoes, clothing, and accessories. It operates through Retail, Manufacturing for resale, and Property Investment segments. Retail covers retail and wholesale of owned or licensed brands and marketing services, while Manufacturing produces handbags, small leather goods, and travel goods for resale by others. Property Investment focuses on office spaces for rental income or capital appreciation, with revenue mainly generated in the Chinese Mainland, Hong Kong, Macau, and other regions.
37GF Score
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