SZENF (Seazen Group) Interest Coverage: 2.82 (As of Dec. 2025) — 35% Below Median


SZENF Seazen Group Ltd SZENF
52 GF Score
Price $0.70
GF Value $0.40
! 5 Warning Signs
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What is Seazen Group Interest Coverage?

Seazen Group SZENF 52 Interest Coverage is 2.82 as of Dec. 2025, which is 35% below its 10-year median of 4.33. GuruFocus rates SZENF with a GF Score™ of 52/100 and a GF Value™ of $0.40. The stock has 5 warning signs investors should review. Among 1,300 Real Estate companies, Seazen Group ranks worse than 62.62% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Seazen Group's Operating Income for the six months ended in Dec. 2025 was $680 Mil. Seazen Group's Interest Expense for the six months ended in Dec. 2025 was $-241 Mil. Seazen Group's interest coverage for the quarter that ended in Dec. 2025 was 2.82. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Seazen Group Ltd interest coverage is 2.55, which is low.

The historical rank and industry rank for Seazen Group's Interest Coverage or its related term are showing as below:

SZENF' s Interest Coverage Range Over the Past 10 Years
Min: 2.55   Med: 4.33   Max: 112.11
Current: 2.55


SZENF's Interest Coverage is ranked worse than
62.62% of 1300 companies
in the Real Estate industry
Industry Median: 4.245 vs SZENF: 2.55

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Seazen Group  (OTCPK:SZENF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Seazen Group Interest Coverage Related Terms


Seazen Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for Seazen Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Seazen Group Interest Coverage Chart

Seazen Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 112.11 2.66 2.83 2.55

Seazen Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.07 2.36 3.41 2.21 2.82

Seazen Group Interest Coverage Competitor Comparison

For the Real Estate - Development subindustry, Seazen Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Seazen Group Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Seazen Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Seazen Group's Interest Coverage falls into.


SZENF
52GF Score
Seazen Group Ltd SZENF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Seazen Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Seazen Group's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Seazen Group's Interest Expense was $-440 Mil. Its Operating Income was $1,120 Mil. And its Long-Term Debt & Capital Lease Obligation was $6,112 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*1120.262/-439.953
=2.55

Seazen Group's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Seazen Group's Interest Expense was $-241 Mil. Its Operating Income was $680 Mil. And its Long-Term Debt & Capital Lease Obligation was $6,112 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*679.666/-241.019
=2.82

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 2.82 mean?
Seazen Group (SZENF) has a Interest Coverage of 2.82 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Seazen Group and its competitors. This is 35% below median its historical median of 4.33. Over the past decade, Seazen Group's Interest Coverage has ranged from 2.55 to 112.11. According to the industry distribution chart, Seazen Group ranks #814 out of 1300 companies in the Real Estate industry, placing it in the top 62.6%.
Is Seazen Group's Interest Coverage too high?
Seazen Group's current Interest Coverage of 2.82 is 35% below median its 10-year median of 4.33. Over the past 10 years, this metric has ranged from a low of 2.55 to a high of 112.11. The Real Estate industry median Interest Coverage is 4.25. Seazen Group's value of 2.82 is 33.6% below this industry median. Based on the distribution chart, Seazen Group ranks #814 out of 1300 companies in the Real Estate industry, which is below the industry midpoint. Overall, Seazen Group has a GF Score™ of 52/100, reflecting its overall financial health beyond just this single metric.
How does Seazen Group's Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, Seazen Group ranks #814 out of 1300 companies for Interest Coverage. This places Seazen Group in the lower half of its industry. The industry median Interest Coverage is 4.25. Seazen Group's value of 2.82 is 33.6% below this benchmark. Historically, Seazen Group's own Interest Coverage has ranged from 2.55 to 112.11 over the past decade. While the company's 10-year median is 4.33 vs. the industry median of 4.25, Seazen Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.25, based on 1,300 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Seazen Group's current Interest Coverage of 2.82 is 33.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Seazen Group and its competitors. For the Real Estate industry, the median Interest Coverage is 4.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Seazen Group's current Interest Coverage is 2.82, which is 35% below median its own 10-year median of 4.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Seazen Group stock overvalued right now?
Seazen Group (SZENF) has a current Interest Coverage of 2.82. The stock's GF Value™ is $0.40, compared to a current price of $0.70 — trading 75% above its estimated fair value. The current Interest Coverage is 2.82, which is 35% below median its 10-year median of 4.33 and 33.6% below the Real Estate industry median of 4.25. Seazen Group's overall GF Score™ is 52/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Seazen Group (SZENF), the current Interest Coverage is 2.82 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Seazen Group (SZENF) Overvalued in 2026?

Based on GuruFocus' analysis, Seazen Group stock appears to be overvalued. The current stock price of $0.70 is trading 75% above its estimated GF Value™ of $0.40.

Key valuation signals for SZENF:

  • Interest Coverage: 2.82 (35% below median its 10-year median of 4.33)
  • GF Value™: $0.40 vs. price of $0.70 (75% above fair value)
  • GF Score™: 52/100 with 5 warning signs
  • Industry Position: 33.6% below the Real Estate median (#814 of 1300)

No single metric tells the full story. See the SZENF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Seazen Group Business Description

Other Exchanges 01030:Hong Kong
Address Lane 388, Zhongjiang Road, 15th Floor, Seazen Holdings Tower A, No.6, Putuo District, Shanghai, CHN, 200063
Seazen Group Ltd is an investment holding company that engages in property development, property investment, and commercial property management. The company has two operating segments: The A-share company segment is engaged in the development of residential properties and mixed-use complexes for sale and investment, and the Non-A share companies segment is engaged in services. All the property development projects are in the People's Republic of China, and accordingly, the majority of its revenue is derived from the PRC.
52GF Score

Get the complete analysis for SZENF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.70
Price
$0.40
GF Value