Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Shenzhen Fangzhi Science & Technology Co's
Operating Income
for the
three
months ended in Jun. 2026 was ¥3.41 Mil. Shenzhen Fangzhi Science & Technology Co's Interest Expense for the
three
months ended in Jun. 2026 was ¥-0.02 Mil.
Shenzhen Fangzhi Science & Technology Co's interest coverage for the quarter that ended in Jun. 2026 was 179.42.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Shenzhen Fangzhi Science & Technology Co Ltd has no debt.
Shenzhen Fangzhi Science & Technology Co (SZSE:300235) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Shenzhen Fangzhi Science & Technology Co Interest Coverage Related Terms
Shenzhen Fangzhi Science & Technology Co Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Shenzhen Fangzhi Science & Technology Co Interest Coverage Chart
Shenzhen Fangzhi Science & Technology Co Annual Data
SZSE:300235 vs CRM, SHOP, UBER: Interest Coverage Comparison
For the Software - Application subindustry, Shenzhen Fangzhi Science & Technology Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Shenzhen Fangzhi Science & Technology Co Interest Coverage vs Software Industry
Shenzhen Fangzhi Science & Technology Co Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shenzhen Fangzhi Science & Technology Co (SZSE:300235) has a Interest Coverage of 179.42 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Shenzhen Fangzhi Science & Technology Co and its competitors. This is 50% above median its historical median of 120.00. Over the past decade, Shenzhen Fangzhi Science & Technology Co's Interest Coverage has ranged from 33.80 to 27,120.00. According to the industry distribution chart, Shenzhen Fangzhi Science & Technology Co ranks #515 out of 1701 companies in the Software industry, placing it in the top 30.3%.
Is Shenzhen Fangzhi Science & Technology Co's Interest Coverage too high?
Shenzhen Fangzhi Science & Technology Co's current Interest Coverage of 179.42 is 50% above median its 10-year median of 120.00. Over the past 10 years, this metric has ranged from a low of 33.80 to a high of 27,120.00. The Software industry median Interest Coverage is 26.63. Shenzhen Fangzhi Science & Technology Co's value of 179.42 is 573.8% above this industry median. Based on the distribution chart, Shenzhen Fangzhi Science & Technology Co ranks #515 out of 1701 companies in the Software industry, which is above the industry midpoint. Overall, Shenzhen Fangzhi Science & Technology Co has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Shenzhen Fangzhi Science & Technology Co's Interest Coverage compare to CRM and SHOP?
According to the Software industry distribution chart, Shenzhen Fangzhi Science & Technology Co ranks #515 out of 1701 companies for Interest Coverage. This puts Shenzhen Fangzhi Science & Technology Co in the upper half of its industry. The industry median Interest Coverage is 26.63. Shenzhen Fangzhi Science & Technology Co's value of 179.42 is 573.8% above this benchmark. Historically, Shenzhen Fangzhi Science & Technology Co's own Interest Coverage has ranged from 33.80 to 27,120.00 over the past decade. While the company's 10-year median is 120.00 vs. the industry median of 26.63, Shenzhen Fangzhi Science & Technology Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 26.63, based on 1,701 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shenzhen Fangzhi Science & Technology Co's current Interest Coverage of 179.42 is 573.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Shenzhen Fangzhi Science & Technology Co and its competitors. For the Software industry, the median Interest Coverage is 26.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shenzhen Fangzhi Science & Technology Co's current Interest Coverage is 179.42, which is 50% above median its own 10-year median of 120.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shenzhen Fangzhi Science & Technology Co stock overvalued right now?
Based on GuruFocus' analysis, Shenzhen Fangzhi Science & Technology Co (SZSE:300235) is currently considered Modestly Overvalued. The stock's GF Value™ is ¥10.00, compared to a current price of ¥11.28 — trading 12.8% above its estimated fair value. The current Interest Coverage is 179.42, which is 50% above median its 10-year median of 120.00 and 573.8% above the Software industry median of 26.63. Shenzhen Fangzhi Science & Technology Co's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Shenzhen Fangzhi Science & Technology Co (SZSE:300235), the current Interest Coverage is 179.42 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Shenzhen Fangzhi Science & Technology Co (SZSE:300235) Overvalued in 2026?
Based on GuruFocus' analysis, Shenzhen Fangzhi Science & Technology Co stock appears to be overvalued.
The current stock price of ¥11.28 is trading 12.8% above its estimated GF Value™ of ¥10.00.
GuruFocus considers Shenzhen Fangzhi Science & Technology Co to be Modestly Overvalued.
Key valuation signals for SZSE:300235:
Interest Coverage: 179.42 (50% above median its 10-year median of 120.00)
GF Value™: ¥10.00 vs. price of ¥11.28 (12.8% above fair value)
Industry Position: 573.8% above the Software median (#515 of 1701)
No single metric tells the full story. See the SZSE:300235 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Shenzhen Fangzhi Science & Technology Co Ltd is engaged in Research, development and sales of synchronous educational software for primary and secondary schools, and provide online services.
71GF Score
Get the complete analysis for SZSE:300235
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
SZSE:300235 has been successfully added to your 
