TEM (Tempus AI) Interest Coverage: 0 (At Loss) (As of Mar. 2026)


TEM Tempus AI Inc TEM
35 GF Score
Price $51.94
! 3 Warning Signs
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What is Tempus AI Interest Coverage?

Tempus AI TEM +6.85% 35 Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus rates TEM with a GF Score™ of 35/100. The stock has 3 warning signs investors should review. Among 453 Healthcare Providers & Services companies, Tempus AI ranks worse than 220750.33% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Tempus AI's Operating Income for the three months ended in Mar. 2026 was $-85 Mil. Tempus AI's Interest Expense for the three months ended in Mar. 2026 was $-14 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Tempus AI's Interest Coverage or its related term are showing as below:


TEM's Interest Coverage is not ranked *
in the Healthcare Providers & Services industry.
Industry Median: 7.98
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Tempus AI  (NAS:TEM) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Tempus AI Interest Coverage Related Terms


Tempus AI Interest Coverage Historical Data

* Premium members only.

The historical data trend for Tempus AI's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Tempus AI Interest Coverage Chart

Tempus AI Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 0.00

Tempus AI Quarterly Data
Sep20 Dec20 Jun21 Sep21 Dec21 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

TEM vs HQY, BTSG, HNGE: Interest Coverage Comparison

For the Health Information Services subindustry, Tempus AI's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tempus AI Interest Coverage vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Tempus AI's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Tempus AI's Interest Coverage falls into.


TEM
35GF Score
Tempus AI Inc TEM
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Tempus AI Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Tempus AI's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Tempus AI's Interest Expense was $-70 Mil. Its Operating Income was $-253 Mil. And its Long-Term Debt & Capital Lease Obligation was $1,314 Mil.

Tempus AI did not have earnings to cover the interest expense.

Tempus AI's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Tempus AI's Interest Expense was $-14 Mil. Its Operating Income was $-85 Mil. And its Long-Term Debt & Capital Lease Obligation was $1,306 Mil.

Tempus AI did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Tempus AI (TEM) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Tempus AI and its competitors. According to the industry distribution chart, Tempus AI ranks #999999 out of 453 companies in the Healthcare Providers & Services industry.
Is Tempus AI's Interest Coverage too high?
Tempus AI's current Interest Coverage is 0 (At Loss). Based on the distribution chart, Tempus AI ranks #999999 out of 453 companies in the Healthcare Providers & Services industry, which is in the bottom quartile relative to peers. Overall, Tempus AI has a GF Score™ of 35/100, reflecting its overall financial health beyond just this single metric.
How does Tempus AI's Interest Coverage compare to HQY and BTSG?
According to the Healthcare Providers & Services industry distribution chart, Tempus AI ranks #999999 out of 453 companies for Interest Coverage. This places Tempus AI in the lower half of its industry. The industry median Interest Coverage is 7.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Providers & Services company?
The median Interest Coverage among Healthcare Providers & Services companies is 7.98, based on 453 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Tempus AI and its competitors. For the Healthcare Providers & Services industry, the median Interest Coverage is 7.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tempus AI's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tempus AI stock overvalued right now?
Tempus AI (TEM) has a current Interest Coverage of 0 (At Loss). The current Interest Coverage is 0 (At Loss). Tempus AI's overall GF Score™ is 35/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Tempus AI (TEM), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Tempus AI Business Description

Other Exchanges 1TEM:ItalyF3M:Germany
Address 600 West Chicago Avenue, Suite 510, Chicago, IL, USA, 60654
Tempus AI Inc is a technology company. It has built the Tempus Platform, which comprises both a technology platform to free healthcare data from silos and an operating system to make the resulting data useful. Its Intelligent Diagnostics use AI, including generative AI, to make laboratory tests more accurate, tailored, and personal.
35GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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