Simple Mart Retail CoTPE:2945 -0.81%80 Interest Coverage is 4.89 as of Dec. 2025, which is 36% below its 10-year median of 7.70. GuruFocus rates TPE:2945 with a GF Score™ of 80/100 and a GF Value™ of NT$43.09 (Fairly Valued). The stock has 4 warning signs investors should review. Among 254 Retail - Defensive companies, Simple Mart Retail Co ranks worse than 68.9% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Simple Mart Retail Co's
Operating Income
for the
three
months ended in Dec. 2025 was NT$49 Mil. Simple Mart Retail Co's Interest Expense for the
three
months ended in Dec. 2025 was NT$-10 Mil.
Simple Mart Retail Co's interest coverage for the quarter that ended in Dec. 2025 was 4.89.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Simple Mart Retail Co's Interest Coverage or its related term are showing as below:
TPE:2945'
s Interest Coverage Range Over the Past 10 Years
Min: 2.05 Med: 7.7 Max: 38.39
Current: 4.49
TPE:2945's Interest Coverage is ranked worse than 68.9% of 254
companies
in the Retail - Defensive industry
Industry Median: 8.795
vs TPE:2945: 4.49
Simple Mart Retail Co (TPE:2945) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Simple Mart Retail Co Interest Coverage Related Terms
Simple Mart Retail Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for Simple Mart Retail Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Grocery Stores subindustry, Simple Mart Retail Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Simple Mart Retail Co Interest Coverage vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, Simple Mart Retail Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Simple Mart Retail Co's Interest Coverage falls into.
Simple Mart Retail Co Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Simple Mart Retail Co (TPE:2945) has a Interest Coverage of 4.89 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Simple Mart Retail Co and its competitors. This is 36% below median its historical median of 7.70. Over the past decade, Simple Mart Retail Co's Interest Coverage has ranged from 2.05 to 38.39. According to the industry distribution chart, Simple Mart Retail Co ranks #175 out of 254 companies in the Retail - Defensive industry, placing it in the top 68.9%.
Is Simple Mart Retail Co's Interest Coverage too high?
Simple Mart Retail Co's current Interest Coverage of 4.89 is 36% below median its 10-year median of 7.70. Over the past 10 years, this metric has ranged from a low of 2.05 to a high of 38.39. The Retail - Defensive industry median Interest Coverage is 8.80. Simple Mart Retail Co's value of 4.89 is 44.4% below this industry median. Based on the distribution chart, Simple Mart Retail Co ranks #175 out of 254 companies in the Retail - Defensive industry, which is below the industry midpoint. Overall, Simple Mart Retail Co has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Simple Mart Retail Co's Interest Coverage compare to KR and SFM?
According to the Retail - Defensive industry distribution chart, Simple Mart Retail Co ranks #175 out of 254 companies for Interest Coverage. This places Simple Mart Retail Co in the lower half of its industry. The industry median Interest Coverage is 8.80. Simple Mart Retail Co's value of 4.89 is 44.4% below this benchmark. Historically, Simple Mart Retail Co's own Interest Coverage has ranged from 2.05 to 38.39 over the past decade. While the company's 10-year median is 7.70 vs. the industry median of 8.80, Simple Mart Retail Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Defensive company?
The median Interest Coverage among Retail - Defensive companies is 8.80, based on 254 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Simple Mart Retail Co's current Interest Coverage of 4.89 is 44.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Simple Mart Retail Co and its competitors. For the Retail - Defensive industry, the median Interest Coverage is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Simple Mart Retail Co's current Interest Coverage is 4.89, which is 36% below median its own 10-year median of 7.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Simple Mart Retail Co stock overvalued right now?
Based on GuruFocus' analysis, Simple Mart Retail Co (TPE:2945) is currently considered Fairly Valued. The stock's GF Value™ is NT$43.09, compared to a current price of NT$43.00 — trading 0.2% below its estimated fair value. The current Interest Coverage is 4.89, which is 36% below median its 10-year median of 7.70 and 44.4% below the Retail - Defensive industry median of 8.80. Simple Mart Retail Co's overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Simple Mart Retail Co (TPE:2945), the current Interest Coverage is 4.89 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Simple Mart Retail Co (TPE:2945) Overvalued in 2026?
Based on GuruFocus' analysis, Simple Mart Retail Co stock appears to be undervalued.
The current stock price of NT$43.00 is trading 0.2% below its estimated GF Value™ of NT$43.09.
GuruFocus considers Simple Mart Retail Co to be Fairly Valued.
Key valuation signals for TPE:2945:
Interest Coverage: 4.89 (36% below median its 10-year median of 7.70)
GF Value™: NT$43.09 vs. price of NT$43.00 (0.2% below fair value)
Industry Position: 44.4% below the Retail - Defensive median (#175 of 254)
No single metric tells the full story. See the TPE:2945 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Simple Mart Retail Co Ltd operates a retail chain of stores in Taiwan. The group has two reportable segments which mainly engage in selling daily commodities to customers; while the other segment engages in home shopping, health supplements, over-the-counter medicines, cosmetics, and organic products, as well as retail business on pet food and supplies.
80GF Score
Get the complete analysis for TPE:2945
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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