Generalplus Technology (TPE:4952) Interest Coverage: 26.75 (As of Mar. 2026) — 65% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TPE:4952 Generalplus Technology Inc TPE:4952
69 GF Score
Price NT$47.30
GF Value NT$44.48
Valuation Fairly Valued
! 7 Warning Signs
View Full Analysis

What is Generalplus Technology Interest Coverage?

Generalplus Technology TPE:4952 +10.00% 69 Interest Coverage is 26.75 as of Mar. 2026, which is 65% below its 10-year median of 76.04. GuruFocus rates TPE:4952 with a GF Score™ of 69/100 and a GF Value™ of NT$44.48 (Fairly Valued). The stock has 7 warning signs investors should review. Among 640 Semiconductors companies, Generalplus Technology ranks worse than 66.88% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Generalplus Technology's Operating Income for the three months ended in Mar. 2026 was NT$51 Mil. Generalplus Technology's Interest Expense for the three months ended in Mar. 2026 was NT$-2 Mil. Generalplus Technology's interest coverage for the quarter that ended in Mar. 2026 was 26.75. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Generalplus Technology's Interest Coverage or its related term are showing as below:

TPE:4952' s Interest Coverage Range Over the Past 10 Years
Min: 8.27   Med: 76.04   Max: 402.92
Current: 9.57


TPE:4952's Interest Coverage is ranked worse than
66.88% of 640 companies
in the Semiconductors industry
Industry Median: 21.63 vs TPE:4952: 9.57

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Generalplus Technology  (TPE:4952) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Generalplus Technology Interest Coverage Related Terms


Generalplus Technology Interest Coverage Historical Data

* Premium members only.

The historical data trend for Generalplus Technology's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Generalplus Technology Interest Coverage Chart

Generalplus Technology Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 376.42 402.92 20.41 16.06 8.27

Generalplus Technology Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.41 26.49 1.20 0.00 26.75

TPE:4952 vs NVDA, AVGO, MU: Interest Coverage Comparison

For the Semiconductors subindustry, Generalplus Technology's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Generalplus Technology Interest Coverage vs Semiconductors Industry

For the Semiconductors industry and Technology sector, Generalplus Technology's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Generalplus Technology's Interest Coverage falls into.


TPE:4952
69GF Score
Generalplus Technology Inc TPE:4952
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Generalplus Technology Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Generalplus Technology's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Generalplus Technology's Interest Expense was NT$-11 Mil. Its Operating Income was NT$88 Mil. And its Long-Term Debt & Capital Lease Obligation was NT$30 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*87.546/-10.585
=8.27

Generalplus Technology's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Generalplus Technology's Interest Expense was NT$-2 Mil. Its Operating Income was NT$51 Mil. And its Long-Term Debt & Capital Lease Obligation was NT$30 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*50.714/-1.896
=26.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 26.75 mean?
Generalplus Technology (TPE:4952) has a Interest Coverage of 26.75 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Generalplus Technology and its competitors. This is 65% below median its historical median of 76.04. Over the past decade, Generalplus Technology's Interest Coverage has ranged from 8.27 to 402.92. According to the industry distribution chart, Generalplus Technology ranks #428 out of 640 companies in the Semiconductors industry, placing it in the top 66.9%.
Is Generalplus Technology's Interest Coverage too high?
Generalplus Technology's current Interest Coverage of 26.75 is 65% below median its 10-year median of 76.04. Over the past 10 years, this metric has ranged from a low of 8.27 to a high of 402.92. The Semiconductors industry median Interest Coverage is 21.63. Generalplus Technology's value of 26.75 is 23.7% above this industry median. Based on the distribution chart, Generalplus Technology ranks #428 out of 640 companies in the Semiconductors industry, which is below the industry midpoint. Overall, Generalplus Technology has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Generalplus Technology's Interest Coverage compare to NVDA and AVGO?
According to the Semiconductors industry distribution chart, Generalplus Technology ranks #428 out of 640 companies for Interest Coverage. This places Generalplus Technology in the lower half of its industry. The industry median Interest Coverage is 21.63. Generalplus Technology's value of 26.75 is 23.7% above this benchmark. Historically, Generalplus Technology's own Interest Coverage has ranged from 8.27 to 402.92 over the past decade. While the company's 10-year median is 76.04 vs. the industry median of 21.63, Generalplus Technology has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Semiconductors company?
The median Interest Coverage among Semiconductors companies is 21.63, based on 640 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Generalplus Technology's current Interest Coverage of 26.75 is 23.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Generalplus Technology and its competitors. For the Semiconductors industry, the median Interest Coverage is 21.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Generalplus Technology's current Interest Coverage is 26.75, which is 65% below median its own 10-year median of 76.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Generalplus Technology stock overvalued right now?
Based on GuruFocus' analysis, Generalplus Technology (TPE:4952) is currently considered Fairly Valued. The stock's GF Value™ is NT$44.48, compared to a current price of NT$47.30 — trading 6.3% above its estimated fair value. The current Interest Coverage is 26.75, which is 65% below median its 10-year median of 76.04 and 23.7% above the Semiconductors industry median of 21.63. Generalplus Technology's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Generalplus Technology (TPE:4952), the current Interest Coverage is 26.75 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Generalplus Technology (TPE:4952) Overvalued in 2026?

Based on GuruFocus' analysis, Generalplus Technology stock appears to be overvalued. The current stock price of NT$47.30 is trading 6.3% above its estimated GF Value™ of NT$44.48. GuruFocus considers Generalplus Technology to be Fairly Valued.

Key valuation signals for TPE:4952:

  • Interest Coverage: 26.75 (65% below median its 10-year median of 76.04)
  • GF Value™: NT$44.48 vs. price of NT$47.30 (6.3% above fair value)
  • GF Score™: 69/100 with 7 warning signs
  • Industry Position: 23.7% above the Semiconductors median (#428 of 640)

No single metric tells the full story. See the TPE:4952 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Generalplus Technology Business Description

Address Industrial East Road IV, No. 19, Hsinchu Science Park, Hsinchu, TWN, 30077
Generalplus Technology Inc is an integrated circuit provider. It develops, manufactures, distributes, and designs integrated circuit(IC) products. The company is dedicated to commercializing communication, educational entertainment, and multimedia technology. The company's revenue from sales of goods comes from sales of integrated circuits (IC) products. Geographically, the company generates key revenue from Taiwan.
69GF Score

Get the complete analysis for TPE:4952

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$47.30
Price
NT$44.48
GF Value