Towarise (TSE:267A) Interest Coverage: 1.40 (As of Jan. 2026) — 12% Above Median

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TSE:267A Towarise Corp TSE:267A
9 GF Score
Price 円1,949.00
! 5 Warning Signs
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What is Towarise Interest Coverage?

Towarise TSE:267A 9 Interest Coverage is 1.40 as of Jan. 2026, which is 12% above its 10-year median of 1.25. GuruFocus rates TSE:267A with a GF Score™ of 9/100. The stock has 5 warning signs investors should review. Among 426 Conglomerates companies, Towarise ranks worse than 85.21% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Towarise's Operating Income for the six months ended in Jan. 2026 was 円1,482 Mil. Towarise's Interest Expense for the six months ended in Jan. 2026 was 円-1,060 Mil. Towarise's interest coverage for the quarter that ended in Jan. 2026 was 1.40. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Towarise Corp interest coverage is 1.37, which is low.

The historical rank and industry rank for Towarise's Interest Coverage or its related term are showing as below:

TSE:267A' s Interest Coverage Range Over the Past 10 Years
Min: 1.18   Med: 1.25   Max: 1.4
Current: 1.37


TSE:267A's Interest Coverage is ranked worse than
85.21% of 426 companies
in the Conglomerates industry
Industry Median: 5.27 vs TSE:267A: 1.37

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Towarise  (TSE:267A) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Towarise Interest Coverage Related Terms


Towarise Interest Coverage Historical Data

* Premium members only.

The historical data trend for Towarise's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Towarise Interest Coverage Chart

Towarise Annual Data
Trend Jul22 Jul23 Jul24 Jul25
Interest Coverage
1.29 1.18 1.20 1.40

Towarise Semi-Annual Data
Jul22 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
Interest Coverage Get a 7-Day Free Trial 1.11 1.28 1.46 1.33 1.40

TSE:267A vs HON, MMM: Interest Coverage Comparison

For the Conglomerates subindustry, Towarise's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Towarise Interest Coverage vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, Towarise's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Towarise's Interest Coverage falls into.


TSE:267A
9GF Score
Towarise Corp TSE:267A
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Towarise Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Towarise's Interest Coverage for the fiscal year that ended in Jul. 2025 is calculated as

Here, for the fiscal year that ended in Jul. 2025, Towarise's Interest Expense was 円-1,893 Mil. Its Operating Income was 円2,643 Mil. And its Long-Term Debt & Capital Lease Obligation was 円8,570 Mil.

Interest Coverage=-1* Operating Income (A: Jul. 2025 )/Interest Expense (A: Jul. 2025 )
=-1*2643/-1893
=1.40

Towarise's Interest Coverage for the quarter that ended in Jan. 2026 is calculated as

Here, for the six months ended in Jan. 2026, Towarise's Interest Expense was 円-1,060 Mil. Its Operating Income was 円1,482 Mil. And its Long-Term Debt & Capital Lease Obligation was 円6,088 Mil.

Interest Coverage=-1* Operating Income (Q: Jan. 2026 )/Interest Expense (Q: Jan. 2026 )
=-1*1482/-1060
=1.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.40 mean?
Towarise (TSE:267A) has a Interest Coverage of 1.40 as of Jan. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Towarise and its competitors. This is 12% above median its historical median of 1.25. Over the past decade, Towarise's Interest Coverage has ranged from 1.18 to 1.40. According to the industry distribution chart, Towarise ranks #363 out of 426 companies in the Conglomerates industry, placing it in the top 85.2%.
Is Towarise's Interest Coverage too high?
Towarise's current Interest Coverage of 1.40 is 12% above median its 10-year median of 1.25. Over the past 10 years, this metric has ranged from a low of 1.18 to a high of 1.40. The Conglomerates industry median Interest Coverage is 5.27. Towarise's value of 1.40 is 73.4% below this industry median. Based on the distribution chart, Towarise ranks #363 out of 426 companies in the Conglomerates industry, which is in the bottom quartile relative to peers. Overall, Towarise has a GF Score™ of 9/100, reflecting its overall financial health beyond just this single metric.
How does Towarise's Interest Coverage compare to HON and MMM?
According to the Conglomerates industry distribution chart, Towarise ranks #363 out of 426 companies for Interest Coverage. This places Towarise in the lower half of its industry. The industry median Interest Coverage is 5.27. Towarise's value of 1.40 is 73.4% below this benchmark. Historically, Towarise's own Interest Coverage has ranged from 1.18 to 1.40 over the past decade. While the company's 10-year median is 1.25 vs. the industry median of 5.27, Towarise has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Conglomerates company?
The median Interest Coverage among Conglomerates companies is 5.27, based on 426 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Towarise's current Interest Coverage of 1.40 is 73.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Towarise and its competitors. For the Conglomerates industry, the median Interest Coverage is 5.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Towarise's current Interest Coverage is 1.40, which is 12% above median its own 10-year median of 1.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Towarise stock overvalued right now?
Towarise (TSE:267A) has a current Interest Coverage of 1.40. The current Interest Coverage is 1.40, which is 12% above median its 10-year median of 1.25 and 73.4% below the Conglomerates industry median of 5.27. Towarise's overall GF Score™ is 9/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Towarise (TSE:267A), the current Interest Coverage is 1.40 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Towarise Business Description

Address 2-1-1 Higashifukubara, Yonago, Tottori, JPN, 683-8602
Towarise Corp is engaged in credit business, and Sales of mobile phones and sales agency business, etc.
9GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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