Healthcare & Medical Investment (TSE:3455) Interest Coverage: 5.94 (As of Jan. 2026) — 48% Below Median

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TSE:3455 Healthcare & Medical Investment Corp TSE:3455
59 GF Score
Price 円105,400.00
GF Value 円129,254.71
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Healthcare & Medical Investment Interest Coverage?

Healthcare & Medical Investment TSE:3455 -2.04% 59 Interest Coverage is 5.94 as of Jan. 2026, which is 48% below its 10-year median of 11.51. GuruFocus rates TSE:3455 with a GF Score™ of 59/100 and a GF Value™ of 円129,254.71 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 684 REITs companies, Healthcare & Medical Investment ranks better than 69.3% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Healthcare & Medical Investment's Operating Income for the six months ended in Jan. 2026 was 円1,339 Mil. Healthcare & Medical Investment's Interest Expense for the six months ended in Jan. 2026 was 円-225 Mil. Healthcare & Medical Investment's interest coverage for the quarter that ended in Jan. 2026 was 5.94. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Healthcare & Medical Investment's Interest Coverage or its related term are showing as below:

TSE:3455' s Interest Coverage Range Over the Past 10 Years
Min: 6.08   Med: 11.51   Max: 14.08
Current: 6.08


TSE:3455's Interest Coverage is ranked better than
69.3% of 684 companies
in the REITs industry
Industry Median: 3.075 vs TSE:3455: 6.08

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Healthcare & Medical Investment  (TSE:3455) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Healthcare & Medical Investment Interest Coverage Related Terms


Healthcare & Medical Investment Interest Coverage Historical Data

* Premium members only.

The historical data trend for Healthcare & Medical Investment's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Healthcare & Medical Investment Interest Coverage Chart

Healthcare & Medical Investment Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.29 11.83 11.07 8.19 6.65

Healthcare & Medical Investment Semi-Annual Data
Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.03 7.51 7.12 6.24 5.94

TSE:3455 vs WELL, VTR, OHI: Interest Coverage Comparison

For the REIT - Healthcare Facilities subindustry, Healthcare & Medical Investment's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Healthcare & Medical Investment Interest Coverage vs REITs Industry

For the REITs industry and Real Estate sector, Healthcare & Medical Investment's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Healthcare & Medical Investment's Interest Coverage falls into.


TSE:3455
59GF Score
Healthcare & Medical Investment Corp TSE:3455
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Healthcare & Medical Investment Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Healthcare & Medical Investment's Interest Coverage for the fiscal year that ended in Jul. 2025 is calculated as

Here, for the fiscal year that ended in Jul. 2025, Healthcare & Medical Investment's Interest Expense was 円-384 Mil. Its Operating Income was 円2,555 Mil. And its Long-Term Debt & Capital Lease Obligation was 円35,250 Mil.

Interest Coverage=-1* Operating Income (A: Jul. 2025 )/Interest Expense (A: Jul. 2025 )
=-1*2555.043/-384.257
=6.65

Healthcare & Medical Investment's Interest Coverage for the quarter that ended in Jan. 2026 is calculated as

Here, for the six months ended in Jan. 2026, Healthcare & Medical Investment's Interest Expense was 円-225 Mil. Its Operating Income was 円1,339 Mil. And its Long-Term Debt & Capital Lease Obligation was 円38,700 Mil.

Interest Coverage=-1* Operating Income (Q: Jan. 2026 )/Interest Expense (Q: Jan. 2026 )
=-1*1338.876/-225.379
=5.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 5.94 mean?
Healthcare & Medical Investment (TSE:3455) has a Interest Coverage of 5.94 as of Jan. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Healthcare & Medical Investment and its competitors. This is 48% below median its historical median of 11.51. Over the past decade, Healthcare & Medical Investment's Interest Coverage has ranged from 6.08 to 14.08. According to the industry distribution chart, Healthcare & Medical Investment ranks #210 out of 684 companies in the REITs industry, placing it in the top 30.7%.
Is Healthcare & Medical Investment's Interest Coverage too high?
Healthcare & Medical Investment's current Interest Coverage of 5.94 is 48% below median its 10-year median of 11.51. Over the past 10 years, this metric has ranged from a low of 6.08 to a high of 14.08. The REITs industry median Interest Coverage is 3.08. Healthcare & Medical Investment's value of 5.94 is 93.2% above this industry median. Based on the distribution chart, Healthcare & Medical Investment ranks #210 out of 684 companies in the REITs industry, which is above the industry midpoint. Overall, Healthcare & Medical Investment has a GF Score™ of 59/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Healthcare & Medical Investment's Interest Coverage compare to WELL and VTR?
According to the REITs industry distribution chart, Healthcare & Medical Investment ranks #210 out of 684 companies for Interest Coverage. This puts Healthcare & Medical Investment in the upper half of its industry. The industry median Interest Coverage is 3.08. Healthcare & Medical Investment's value of 5.94 is 93.2% above this benchmark. Historically, Healthcare & Medical Investment's own Interest Coverage has ranged from 6.08 to 14.08 over the past decade. While the company's 10-year median is 11.51 vs. the industry median of 3.08, Healthcare & Medical Investment has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a REITs company?
The median Interest Coverage among REITs companies is 3.08, based on 684 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Healthcare & Medical Investment's current Interest Coverage of 5.94 is 93.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Healthcare & Medical Investment and its competitors. For the REITs industry, the median Interest Coverage is 3.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Healthcare & Medical Investment's current Interest Coverage is 5.94, which is 48% below median its own 10-year median of 11.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Healthcare & Medical Investment stock overvalued right now?
Based on GuruFocus' analysis, Healthcare & Medical Investment (TSE:3455) is currently considered Modestly Undervalued. The stock's GF Value™ is 円129,254.71, compared to a current price of 円105,400.00 — trading 18.5% below its estimated fair value. The current Interest Coverage is 5.94, which is 48% below median its 10-year median of 11.51 and 93.2% above the REITs industry median of 3.08. Healthcare & Medical Investment's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Healthcare & Medical Investment (TSE:3455), the current Interest Coverage is 5.94 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Healthcare & Medical Investment (TSE:3455) Overvalued in 2026?

Based on GuruFocus' analysis, Healthcare & Medical Investment stock appears to be undervalued. The current stock price of 円105,400.00 is trading 18.5% below its estimated GF Value™ of 円129,254.71. GuruFocus considers Healthcare & Medical Investment to be Modestly Undervalued.

Key valuation signals for TSE:3455:

  • Interest Coverage: 5.94 (48% below median its 10-year median of 11.51)
  • GF Value™: 円129,254.71 vs. price of 円105,400.00 (18.5% below fair value)
  • GF Score™: 59/100 with 4 warning signs
  • Industry Position: 93.2% above the REITs median (#210 of 684)

No single metric tells the full story. See the TSE:3455 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Healthcare & Medical Investment Business Description

Industry Real EstateREITs
Address 3-3, Kanda-ogawamachi, Chiyoda-ku, Tokyo, JPN
Healthcare & Medical Investment Corp is an investment company, which invests in nursing homes facilities and medical related real properties. The company aims to achieve stable earnings from mid- to long-term perspectives through investment in real estate and other related assets. The firm primarily invests in facilities and buildings for the elderly, as well as medical related facilities.
59GF Score

Get the complete analysis for TSE:3455

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円105,400.00
Price
円129,254.71
GF Value