J.S.B.Co (TSE:3480) Interest Coverage: 88.48 (As of Apr. 2026) — 162% Above Median


TSE:3480 J.S.B.Co Ltd TSE:3480
69 GF Score
Price 円8,980.00
GF Value 円3,564.33
Valuation Significantly Overvalued
! 4 Warning Signs
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What is J.S.B.Co Interest Coverage?

J.S.B.Co TSE:3480 69 Interest Coverage is 88.48 as of Apr. 2026, which is 162% above its 10-year median of 33.73. GuruFocus rates TSE:3480 with a GF Score™ of 69/100 and a GF Value™ of 円3,564.33 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,299 Real Estate companies, J.S.B.Co ranks better than 78.06% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. J.S.B.Co's Operating Income for the three months ended in Apr. 2026 was 円8,908 Mil. J.S.B.Co's Interest Expense for the three months ended in Apr. 2026 was 円-101 Mil. J.S.B.Co's interest coverage for the quarter that ended in Apr. 2026 was 88.48. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for J.S.B.Co's Interest Coverage or its related term are showing as below:

TSE:3480' s Interest Coverage Range Over the Past 10 Years
Min: 15.86   Med: 33.73   Max: 48.16
Current: 23.11


TSE:3480's Interest Coverage is ranked better than
78.06% of 1299 companies
in the Real Estate industry
Industry Median: 4.24 vs TSE:3480: 23.11

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


J.S.B.Co  (TSE:3480) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


J.S.B.Co Interest Coverage Related Terms


J.S.B.Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for J.S.B.Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

J.S.B.Co Interest Coverage Chart

J.S.B.Co Annual Data
Trend Oct16 Oct17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 39.29 44.69 48.16 45.10 25.11

J.S.B.Co Quarterly Data
Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Oct24 Apr25 Jul25 Oct25 Jan26 Apr26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A 8.50 0.00 0.00 88.48

J.S.B.Co Interest Coverage Competitor Comparison

For the Real Estate - Diversified subindustry, J.S.B.Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


J.S.B.Co Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, J.S.B.Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where J.S.B.Co's Interest Coverage falls into.


TSE:3480
69GF Score
J.S.B.Co Ltd TSE:3480
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

J.S.B.Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

J.S.B.Co's Interest Coverage for the fiscal year that ended in Oct. 2025 is calculated as

Here, for the fiscal year that ended in Oct. 2025, J.S.B.Co's Interest Expense was 円-305 Mil. Its Operating Income was 円7,659 Mil. And its Long-Term Debt & Capital Lease Obligation was 円28,312 Mil.

Interest Coverage=-1* Operating Income (A: Oct. 2025 )/Interest Expense (A: Oct. 2025 )
=-1*7658.877/-305.068
=25.11

J.S.B.Co's Interest Coverage for the quarter that ended in Apr. 2026 is calculated as

Here, for the three months ended in Apr. 2026, J.S.B.Co's Interest Expense was 円-101 Mil. Its Operating Income was 円8,908 Mil. And its Long-Term Debt & Capital Lease Obligation was 円30,291 Mil.

Interest Coverage=-1* Operating Income (Q: Apr. 2026 )/Interest Expense (Q: Apr. 2026 )
=-1*8907.899/-100.674
=88.48

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 88.48 mean?
J.S.B.Co (TSE:3480) has a Interest Coverage of 88.48 as of Apr. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on J.S.B.Co and its competitors. This is 162% above median its historical median of 33.73. Over the past decade, J.S.B.Co's Interest Coverage has ranged from 15.86 to 48.16. According to the industry distribution chart, J.S.B.Co ranks #285 out of 1299 companies in the Real Estate industry, placing it in the top 21.9%.
Is J.S.B.Co's Interest Coverage too high?
J.S.B.Co's current Interest Coverage of 88.48 is 162% above median its 10-year median of 33.73. Over the past 10 years, this metric has ranged from a low of 15.86 to a high of 48.16. The Real Estate industry median Interest Coverage is 4.24. J.S.B.Co's value of 88.48 is 1986.8% above this industry median. Based on the distribution chart, J.S.B.Co ranks #285 out of 1299 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, J.S.B.Co has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does J.S.B.Co's Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, J.S.B.Co ranks #285 out of 1299 companies for Interest Coverage. This places J.S.B.Co in the top 22% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 4.24. J.S.B.Co's value of 88.48 is 1986.8% above this benchmark. Historically, J.S.B.Co's own Interest Coverage has ranged from 15.86 to 48.16 over the past decade. While the company's 10-year median is 33.73 vs. the industry median of 4.24, J.S.B.Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.24, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. J.S.B.Co's current Interest Coverage of 88.48 is 1986.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on J.S.B.Co and its competitors. For the Real Estate industry, the median Interest Coverage is 4.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. J.S.B.Co's current Interest Coverage is 88.48, which is 162% above median its own 10-year median of 33.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is J.S.B.Co stock overvalued right now?
Based on GuruFocus' analysis, J.S.B.Co (TSE:3480) is currently considered Significantly Overvalued. The stock's GF Value™ is 円3,564.33, compared to a current price of 円8,980.00 — trading 151.9% above its estimated fair value. The current Interest Coverage is 88.48, which is 162% above median its 10-year median of 33.73 and 1986.8% above the Real Estate industry median of 4.24. J.S.B.Co's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For J.S.B.Co (TSE:3480), the current Interest Coverage is 88.48 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is J.S.B.Co (TSE:3480) Overvalued in 2026?

Based on GuruFocus' analysis, J.S.B.Co stock appears to be overvalued. The current stock price of 円8,980.00 is trading 151.9% above its estimated GF Value™ of 円3,564.33. GuruFocus considers J.S.B.Co to be Significantly Overvalued.

Key valuation signals for TSE:3480:

  • Interest Coverage: 88.48 (162% above median its 10-year median of 33.73)
  • GF Value™: 円3,564.33 vs. price of 円8,980.00 (151.9% above fair value)
  • GF Score™: 69/100 with 4 warning signs
  • Industry Position: 1986.8% above the Real Estate median (#285 of 1299)

No single metric tells the full story. See the TSE:3480 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


J.S.B.Co Business Description

Address 655 Inabado-cho, Shimogyo-ku, Kyoto Prefecture, Kyoto, JPN, 600-8415
J.S.B.Co Ltd is engaged in the real estate rental management business in Japan. The company provides real estate rental and management services and is involved in planning and proposing apartments mainly aimed at students, and handling the renting of buildings after completion. It also provides building maintenance and tenant support services, property management services from asset management companies, and planning and management services for student dormitories from universities and other organizations.
69GF Score

Get the complete analysis for TSE:3480

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円8,980.00
Price
円3,564.33
GF Value