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istyleTSE:3660 +0.74%79 Interest Coverage is 42.11 as of Dec. 2025, which is 23% below its 10-year median of 54.55. GuruFocus rates TSE:3660 with a GF Score™ of 79/100 and a GF Value™ of 円455.14 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 825 Retail - Cyclical companies, istyle ranks better than 83.88% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. istyle's
Operating Income
for the
three
months ended in Dec. 2025 was 円800 Mil. istyle's Interest Expense for the
three
months ended in Dec. 2025 was 円-19 Mil.
istyle's interest coverage for the quarter that ended in Dec. 2025 was 42.11.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for istyle's Interest Coverage or its related term are showing as below:
TSE:3660'
s Interest Coverage Range Over the Past 10 Years
Min: 13.86 Med: 54.55 Max: 250
Current: 52.14
TSE:3660's Interest Coverage is ranked better than 83.88% of 825
companies
in the Retail - Cyclical industry
Industry Median: 7.47
vs TSE:3660: 52.14
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
istyle Interest Coverage Related Terms
istyle Interest Coverage Historical Data
* Premium members only.
The historical data trend for istyle's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
TSE:3660 vs CASY, WSM, DKS: Interest Coverage Comparison
For the Specialty Retail subindustry, istyle's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
istyle Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, istyle's Interest Coverage distribution charts can be found below:
* The bar in red indicates where istyle's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
istyle (TSE:3660) has a Interest Coverage of 42.11 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on istyle and its competitors. This is 23% below median its historical median of 54.55. Over the past decade, istyle's Interest Coverage has ranged from 13.86 to 250.00. According to the industry distribution chart, istyle ranks #133 out of 825 companies in the Retail - Cyclical industry, placing it in the top 16.1%.
Is istyle's Interest Coverage too high?
istyle's current Interest Coverage of 42.11 is 23% below median its 10-year median of 54.55. Over the past 10 years, this metric has ranged from a low of 13.86 to a high of 250.00. The Retail - Cyclical industry median Interest Coverage is 7.47. istyle's value of 42.11 is 463.7% above this industry median. Based on the distribution chart, istyle ranks #133 out of 825 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, istyle has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does istyle's Interest Coverage compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, istyle ranks #133 out of 825 companies for Interest Coverage. This places istyle in the top 16% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 7.47. istyle's value of 42.11 is 463.7% above this benchmark. Historically, istyle's own Interest Coverage has ranged from 13.86 to 250.00 over the past decade. While the company's 10-year median is 54.55 vs. the industry median of 7.47, istyle has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.47, based on 825 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. istyle's current Interest Coverage of 42.11 is 463.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on istyle and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. istyle's current Interest Coverage is 42.11, which is 23% below median its own 10-year median of 54.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is istyle stock overvalued right now?
Based on GuruFocus' analysis, istyle (TSE:3660) is currently considered Modestly Undervalued. The stock's GF Value™ is 円455.14, compared to a current price of 円406.00 — trading 10.8% below its estimated fair value. The current Interest Coverage is 42.11, which is 23% below median its 10-year median of 54.55 and 463.7% above the Retail - Cyclical industry median of 7.47. istyle's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For istyle (TSE:3660), the current Interest Coverage is 42.11 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is istyle (TSE:3660) Overvalued in 2026?
Based on GuruFocus' analysis, istyle stock appears to be undervalued.
The current stock price of 円406.00 is trading 10.8% below its estimated GF Value™ of 円455.14.
GuruFocus considers istyle to be Modestly Undervalued.
Key valuation signals for TSE:3660:
Interest Coverage: 42.11 (23% below median its 10-year median of 54.55)
GF Value™: 円455.14 vs. price of 円406.00 (10.8% below fair value)
Industry Position: 463.7% above the Retail - Cyclical median (#133 of 825)
No single metric tells the full story. See the TSE:3660 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
istyle Inc is engaged in the operation of cosmetics portal Website under the name @cosme. The company operates its business through Media, Electronic Commerce and Store segment. The Media segment involves in the provision of various services including Internet advertising services, such as response advertisings, branding advertisings and affiliate advertisings. The Electronic Commerce segment is engaged in the purchase and sale of cosmetics, quasi drugs, health foods through operating cosmetics online shopping site and the Store segment is involves in the plan and development of cosmetics retail business categories, and the operation of cosmetics retail stores.
79GF Score
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