Riskmonster.com (TSE:3768) Interest Coverage: 102.24 (As of Mar. 2026) — 27% Below Median


TSE:3768 Riskmonster.com TSE:3768
63 GF Score
Price 円563.00
GF Value 円512.44
Valuation Fairly Valued
! 3 Warning Signs
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What is Riskmonster.com Interest Coverage?

Riskmonster.com TSE:3768 +2.18% 63 Interest Coverage is 102.24 as of Mar. 2026, which is 27% below its 10-year median of 139.13. GuruFocus rates TSE:3768 with a GF Score™ of 63/100 and a GF Value™ of 円512.44 (Fairly Valued). The stock has 3 warning signs investors should review. Among 813 Business Services companies, Riskmonster.com ranks better than 77.86% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Riskmonster.com's Operating Income for the six months ended in Mar. 2026 was 円183 Mil. Riskmonster.com's Interest Expense for the six months ended in Mar. 2026 was 円-2 Mil. Riskmonster.com's interest coverage for the quarter that ended in Mar. 2026 was 102.24. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Riskmonster.com has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Riskmonster.com's Interest Coverage or its related term are showing as below:

TSE:3768' s Interest Coverage Range Over the Past 10 Years
Min: 74.85   Med: 139.13   Max: 391.06
Current: 100.47


TSE:3768's Interest Coverage is ranked better than
77.86% of 813 companies
in the Business Services industry
Industry Median: 12.98 vs TSE:3768: 100.47

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Riskmonster.com  (TSE:3768) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Riskmonster.com Interest Coverage Related Terms


Riskmonster.com Interest Coverage Historical Data

* Premium members only.

The historical data trend for Riskmonster.com's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Riskmonster.com Interest Coverage Chart

Riskmonster.com Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 302.60 391.06 233.87 124.41 100.47

Riskmonster.com Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 241.67 268.93 86.49 98.71 102.24

TSE:3768 vs VRSK, EFX, BAH: Interest Coverage Comparison

For the Consulting Services subindustry, Riskmonster.com's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Riskmonster.com Interest Coverage vs Business Services Industry

For the Business Services industry and Industrials sector, Riskmonster.com's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Riskmonster.com's Interest Coverage falls into.


TSE:3768
63GF Score
Riskmonster.com TSE:3768
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Riskmonster.com Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Riskmonster.com's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Riskmonster.com's Interest Expense was 円-4 Mil. Its Operating Income was 円360 Mil. And its Long-Term Debt & Capital Lease Obligation was 円8 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*360.196/-3.585
=100.47

Riskmonster.com's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, Riskmonster.com's Interest Expense was 円-2 Mil. Its Operating Income was 円183 Mil. And its Long-Term Debt & Capital Lease Obligation was 円8 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*183.314/-1.793
=102.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 102.24 mean?
Riskmonster.com (TSE:3768) has a Interest Coverage of 102.24 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Riskmonster.com and its competitors. This is 27% below median its historical median of 139.13. Over the past decade, Riskmonster.com's Interest Coverage has ranged from 74.85 to 391.06. According to the industry distribution chart, Riskmonster.com ranks #180 out of 813 companies in the Business Services industry, placing it in the top 22.1%.
Is Riskmonster.com's Interest Coverage too high?
Riskmonster.com's current Interest Coverage of 102.24 is 27% below median its 10-year median of 139.13. Over the past 10 years, this metric has ranged from a low of 74.85 to a high of 391.06. The Business Services industry median Interest Coverage is 12.98. Riskmonster.com's value of 102.24 is 687.7% above this industry median. Based on the distribution chart, Riskmonster.com ranks #180 out of 813 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, Riskmonster.com has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Riskmonster.com's Interest Coverage compare to VRSK and EFX?
According to the Business Services industry distribution chart, Riskmonster.com ranks #180 out of 813 companies for Interest Coverage. This places Riskmonster.com in the top 22% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 12.98. Riskmonster.com's value of 102.24 is 687.7% above this benchmark. Historically, Riskmonster.com's own Interest Coverage has ranged from 74.85 to 391.06 over the past decade. While the company's 10-year median is 139.13 vs. the industry median of 12.98, Riskmonster.com has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 12.98, based on 813 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Riskmonster.com's current Interest Coverage of 102.24 is 687.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Riskmonster.com and its competitors. For the Business Services industry, the median Interest Coverage is 12.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Riskmonster.com's current Interest Coverage is 102.24, which is 27% below median its own 10-year median of 139.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Riskmonster.com stock overvalued right now?
Based on GuruFocus' analysis, Riskmonster.com (TSE:3768) is currently considered Fairly Valued. The stock's GF Value™ is 円512.44, compared to a current price of 円563.00 — trading 9.9% above its estimated fair value. The current Interest Coverage is 102.24, which is 27% below median its 10-year median of 139.13 and 687.7% above the Business Services industry median of 12.98. Riskmonster.com's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Riskmonster.com (TSE:3768), the current Interest Coverage is 102.24 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Riskmonster.com (TSE:3768) Overvalued in 2026?

Based on GuruFocus' analysis, Riskmonster.com stock appears to be overvalued. The current stock price of 円563.00 is trading 9.9% above its estimated GF Value™ of 円512.44. GuruFocus considers Riskmonster.com to be Fairly Valued.

Key valuation signals for TSE:3768:

  • Interest Coverage: 102.24 (27% below median its 10-year median of 139.13)
  • GF Value™: 円512.44 vs. price of 円563.00 (9.9% above fair value)
  • GF Score™: 63/100 with 3 warning signs
  • Industry Position: 687.7% above the Business Services median (#180 of 813)

No single metric tells the full story. See the TSE:3768 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Riskmonster.com Business Description

Address 2-16-5 Nihonbashi, Chuo-ku, Tokyo RMG Building, Tokyo, JPN
Riskmonster.com is engaged in the provision of management support services for medium- and small-sized enterprises using the Internet. It provides various business-related BPO business consulting, business portal sites, such as digital data services business and credit management services ASP.
63GF Score

Get the complete analysis for TSE:3768

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円563.00
Price
円512.44
GF Value