Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
e-Seikatsu CoTSE:3796 -0.96%74 Interest Coverage is 6.08 as of Jun. 2026, which is 99% below its 10-year median of 554.12. GuruFocus rates TSE:3796 with a GF Score™ of 74/100 and a GF Value™ of 円282.96 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,728 Software companies, e-Seikatsu Co ranks better than 70.2% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. e-Seikatsu Co's
Operating Income
for the
three
months ended in Jun. 2026 was 円3 Mil. e-Seikatsu Co's Interest Expense for the
three
months ended in Jun. 2026 was 円-1 Mil.
e-Seikatsu Co's interest coverage for the quarter that ended in Jun. 2026 was 6.08.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. e-Seikatsu Co Ltd has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for e-Seikatsu Co's Interest Coverage or its related term are showing as below:
TSE:3796'
s Interest Coverage Range Over the Past 10 Years
Min: 28.37 Med: 554.12 Max: 78189.67
Current: 125.28
TSE:3796's Interest Coverage is ranked better than 70.2% of 1728
companies
in the Software industry
Industry Median: 25.535
vs TSE:3796: 125.28
e-Seikatsu Co (TSE:3796) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
e-Seikatsu Co Interest Coverage Related Terms
e-Seikatsu Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for e-Seikatsu Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
TSE:3796 vs QH, SHOP, UBER: Interest Coverage Comparison
For the Software - Application subindustry, e-Seikatsu Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
e-Seikatsu Co Interest Coverage vs Software Industry
For the Software industry and Technology sector, e-Seikatsu Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where e-Seikatsu Co's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
e-Seikatsu Co (TSE:3796) has a Interest Coverage of 6.08 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on e-Seikatsu Co and its competitors. This is 99% below median its historical median of 554.12. Over the past decade, e-Seikatsu Co's Interest Coverage has ranged from 28.37 to 78,189.67. According to the industry distribution chart, e-Seikatsu Co ranks #515 out of 1728 companies in the Software industry, placing it in the top 29.8%.
Is e-Seikatsu Co's Interest Coverage too high?
e-Seikatsu Co's current Interest Coverage of 6.08 is 99% below median its 10-year median of 554.12. Over the past 10 years, this metric has ranged from a low of 28.37 to a high of 78,189.67. The Software industry median Interest Coverage is 25.54. e-Seikatsu Co's value of 6.08 is 76.2% below this industry median. Based on the distribution chart, e-Seikatsu Co ranks #515 out of 1728 companies in the Software industry, which is above the industry midpoint. Overall, e-Seikatsu Co has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does e-Seikatsu Co's Interest Coverage compare to QH and SHOP?
According to the Software industry distribution chart, e-Seikatsu Co ranks #515 out of 1728 companies for Interest Coverage. This puts e-Seikatsu Co in the upper half of its industry. The industry median Interest Coverage is 25.54. e-Seikatsu Co's value of 6.08 is 76.2% below this benchmark. Historically, e-Seikatsu Co's own Interest Coverage has ranged from 28.37 to 78,189.67 over the past decade. While the company's 10-year median is 554.12 vs. the industry median of 25.54, e-Seikatsu Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 25.54, based on 1,728 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. e-Seikatsu Co's current Interest Coverage of 6.08 is 76.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on e-Seikatsu Co and its competitors. For the Software industry, the median Interest Coverage is 25.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. e-Seikatsu Co's current Interest Coverage is 6.08, which is 99% below median its own 10-year median of 554.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is e-Seikatsu Co stock overvalued right now?
Based on GuruFocus' analysis, e-Seikatsu Co (TSE:3796) is currently considered Fairly Valued. The stock's GF Value™ is 円282.96, compared to a current price of 円310.00 — trading 9.6% above its estimated fair value. The current Interest Coverage is 6.08, which is 99% below median its 10-year median of 554.12 and 76.2% below the Software industry median of 25.54. e-Seikatsu Co's overall GF Score™ is 74/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For e-Seikatsu Co (TSE:3796), the current Interest Coverage is 6.08 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is e-Seikatsu Co (TSE:3796) Overvalued in 2026?
Based on GuruFocus' analysis, e-Seikatsu Co stock appears to be overvalued.
The current stock price of 円310.00 is trading 9.6% above its estimated GF Value™ of 円282.96.
GuruFocus considers e-Seikatsu Co to be Fairly Valued.
Key valuation signals for TSE:3796:
Interest Coverage: 6.08 (99% below median its 10-year median of 554.12)
GF Value™: 円282.96 vs. price of 円310.00 (9.6% above fair value)
Industry Position: 76.2% below the Software median (#515 of 1728)
No single metric tells the full story. See the TSE:3796 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
e-Seikatsu Co Ltd is engaged in building database systems and business support systems for real estate industry. The system function includes contract information management, sale support, leasing management , sales project management, and homepage construction tool.
74GF Score
Get the complete analysis for TSE:3796
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TSE:3796 has been successfully added to your 
