Daiwa Computer Co (TSE:3816) Interest Coverage: 1,235.06 (As of Jan. 2026) — 122% Above Median


TSE:3816 Daiwa Computer Co Ltd TSE:3816
84 GF Score
Price 円1,120.00
GF Value 円1,131.20
Valuation Fairly Valued
! 1 Warning Sign
View Full Analysis

What is Daiwa Computer Co Interest Coverage?

Daiwa Computer Co TSE:3816 +0.81% 84 Interest Coverage is 1,235.06 as of Jan. 2026, which is 122% above its 10-year median of 555.52. GuruFocus rates TSE:3816 with a GF Score™ of 84/100 and a GF Value™ of 円1,131.20 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,704 Software companies, Daiwa Computer Co ranks better than 86.85% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Daiwa Computer Co's Operating Income for the six months ended in Jan. 2026 was 円67 Mil. Daiwa Computer Co's Interest Expense for the six months ended in Jan. 2026 was 円-0 Mil. Daiwa Computer Co's interest coverage for the quarter that ended in Jan. 2026 was 1,235.06. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Daiwa Computer Co Ltd has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Daiwa Computer Co's Interest Coverage or its related term are showing as below:

TSE:3816' s Interest Coverage Range Over the Past 10 Years
Min: 189.62   Med: 555.52   Max: 19644.76
Current: 2797.25


TSE:3816's Interest Coverage is ranked better than
86.85% of 1704 companies
in the Software industry
Industry Median: 24.75 vs TSE:3816: 2797.25

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Daiwa Computer Co  (TSE:3816) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Daiwa Computer Co Interest Coverage Related Terms


Daiwa Computer Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Daiwa Computer Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Daiwa Computer Co Interest Coverage Chart

Daiwa Computer Co Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 514.61 525.74 557.10 553.94 2,198.13

Daiwa Computer Co Semi-Annual Data
Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 640.76 465.39 1,572.11 4,115.34 1,235.06

TSE:3816 vs UBER, SHOP, CRM: Interest Coverage Comparison

For the Software - Application subindustry, Daiwa Computer Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Daiwa Computer Co Interest Coverage vs Software Industry

For the Software industry and Technology sector, Daiwa Computer Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Daiwa Computer Co's Interest Coverage falls into.


TSE:3816
84GF Score
Daiwa Computer Co Ltd TSE:3816
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Daiwa Computer Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Daiwa Computer Co's Interest Coverage for the fiscal year that ended in Jul. 2025 is calculated as

Here, for the fiscal year that ended in Jul. 2025, Daiwa Computer Co's Interest Expense was 円-0 Mil. Its Operating Income was 円572 Mil. And its Long-Term Debt & Capital Lease Obligation was 円38 Mil.

Interest Coverage=-1* Operating Income (A: Jul. 2025 )/Interest Expense (A: Jul. 2025 )
=-1*571.515/-0.26
=2,198.13

Daiwa Computer Co's Interest Coverage for the quarter that ended in Jan. 2026 is calculated as

Here, for the six months ended in Jan. 2026, Daiwa Computer Co's Interest Expense was 円-0 Mil. Its Operating Income was 円67 Mil. And its Long-Term Debt & Capital Lease Obligation was 円35 Mil.

Interest Coverage=-1* Operating Income (Q: Jan. 2026 )/Interest Expense (Q: Jan. 2026 )
=-1*66.693/-0.054
=1,235.06

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1,235.06 mean?
Daiwa Computer Co (TSE:3816) has a Interest Coverage of 1,235.06 as of Jan. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Daiwa Computer Co and its competitors. This is 122% above median its historical median of 555.52. Over the past decade, Daiwa Computer Co's Interest Coverage has ranged from 189.62 to 19,644.76. According to the industry distribution chart, Daiwa Computer Co ranks #224 out of 1704 companies in the Software industry, placing it in the top 13.1%.
Is Daiwa Computer Co's Interest Coverage too high?
Daiwa Computer Co's current Interest Coverage of 1,235.06 is 122% above median its 10-year median of 555.52. Over the past 10 years, this metric has ranged from a low of 189.62 to a high of 19,644.76. The Software industry median Interest Coverage is 24.75. Daiwa Computer Co's value of 1,235.06 is 4890.1% above this industry median. Based on the distribution chart, Daiwa Computer Co ranks #224 out of 1704 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Daiwa Computer Co has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Daiwa Computer Co's Interest Coverage compare to UBER and SHOP?
According to the Software industry distribution chart, Daiwa Computer Co ranks #224 out of 1704 companies for Interest Coverage. This places Daiwa Computer Co in the top 13% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 24.75. Daiwa Computer Co's value of 1,235.06 is 4890.1% above this benchmark. Historically, Daiwa Computer Co's own Interest Coverage has ranged from 189.62 to 19,644.76 over the past decade. While the company's 10-year median is 555.52 vs. the industry median of 24.75, Daiwa Computer Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.75, based on 1,704 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Daiwa Computer Co's current Interest Coverage of 1,235.06 is 4890.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Daiwa Computer Co and its competitors. For the Software industry, the median Interest Coverage is 24.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Daiwa Computer Co's current Interest Coverage is 1,235.06, which is 122% above median its own 10-year median of 555.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Daiwa Computer Co stock overvalued right now?
Based on GuruFocus' analysis, Daiwa Computer Co (TSE:3816) is currently considered Fairly Valued. The stock's GF Value™ is 円1,131.20, compared to a current price of 円1,120.00 — trading 1% below its estimated fair value. The current Interest Coverage is 1,235.06, which is 122% above median its 10-year median of 555.52 and 4890.1% above the Software industry median of 24.75. Daiwa Computer Co's overall GF Score™ is 84/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Daiwa Computer Co (TSE:3816), the current Interest Coverage is 1,235.06 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Daiwa Computer Co (TSE:3816) Overvalued in 2026?

Based on GuruFocus' analysis, Daiwa Computer Co stock appears to be undervalued. The current stock price of 円1,120.00 is trading 1% below its estimated GF Value™ of 円1,131.20. GuruFocus considers Daiwa Computer Co to be Fairly Valued.

Key valuation signals for TSE:3816:

  • Interest Coverage: 1,235.06 (122% above median its 10-year median of 555.52)
  • GF Value™: 円1,131.20 vs. price of 円1,120.00 (1% below fair value)
  • GF Score™: 84/100 with 1 warning sign
  • Industry Position: 4890.1% above the Software median (#224 of 1704)

No single metric tells the full story. See the TSE:3816 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Daiwa Computer Co Business Description

Address 36-18, Wakamatsu-Cho, Takatsuki-Shi, Osaka, JPN, 569-0054
Daiwa Computer Co Ltd is engaged in designing business applications, web-related system, software development, operation support, system consulting, related equipment sales, development and sale of packaged software, consulting, SaaS/ASP service. It also engaged in the production, processing, and sale of agricultural crops. Its segments include: Software development-related business, which covers the construction and operation of information systems; and the Service integration business, which covers SaaS-type software services.
84GF Score

Get the complete analysis for TSE:3816

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,120.00
Price
円1,131.20
GF Value