CrowdWorks (TSE:3900) Interest Coverage: 8.50 (As of Mar. 2026) — 94% Below Median


TSE:3900 CrowdWorks Inc TSE:3900
58 GF Score
Price 円586.00
GF Value 円1,617.65
Valuation Possible Value Trap
! 5 Warning Signs
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What is CrowdWorks Interest Coverage?

CrowdWorks TSE:3900 +0.69% 58 Interest Coverage is 8.50 as of Mar. 2026, which is 94% below its 10-year median of 133.02. GuruFocus rates TSE:3900 with a GF Score™ of 58/100 and a GF Value™ of 円1,617.65 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 814 Business Services companies, CrowdWorks ranks better than 59.34% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. CrowdWorks's Operating Income for the six months ended in Mar. 2026 was 円218 Mil. CrowdWorks's Interest Expense for the six months ended in Mar. 2026 was 円-26 Mil. CrowdWorks's interest coverage for the quarter that ended in Mar. 2026 was 8.50. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for CrowdWorks's Interest Coverage or its related term are showing as below:

TSE:3900' s Interest Coverage Range Over the Past 10 Years
Min: 1.34   Med: 133.02   Max: 1072.23
Current: 22.72


TSE:3900's Interest Coverage is ranked better than
59.34% of 814 companies
in the Business Services industry
Industry Median: 12.98 vs TSE:3900: 22.72

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


CrowdWorks  (TSE:3900) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


CrowdWorks Interest Coverage Related Terms


CrowdWorks Interest Coverage Historical Data

* Premium members only.

The historical data trend for CrowdWorks's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

CrowdWorks Interest Coverage Chart

CrowdWorks Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 745.07 1,072.23 288.31 133.02 32.87

CrowdWorks Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 211.42 95.05 29.30 36.53 8.50

TSE:3900 vs KFY, RHI, TNET: Interest Coverage Comparison

For the Staffing & Employment Services subindustry, CrowdWorks's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CrowdWorks Interest Coverage vs Business Services Industry

For the Business Services industry and Industrials sector, CrowdWorks's Interest Coverage distribution charts can be found below:

* The bar in red indicates where CrowdWorks's Interest Coverage falls into.


TSE:3900
58GF Score
CrowdWorks Inc TSE:3900
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CrowdWorks Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

CrowdWorks's Interest Coverage for the fiscal year that ended in Sep. 2025 is calculated as

Here, for the fiscal year that ended in Sep. 2025, CrowdWorks's Interest Expense was 円-54 Mil. Its Operating Income was 円1,759 Mil. And its Long-Term Debt & Capital Lease Obligation was 円3,315 Mil.

Interest Coverage=-1* Operating Income (A: Sep. 2025 )/Interest Expense (A: Sep. 2025 )
=-1*1759.112/-53.518
=32.87

CrowdWorks's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, CrowdWorks's Interest Expense was 円-26 Mil. Its Operating Income was 円218 Mil. And its Long-Term Debt & Capital Lease Obligation was 円3,033 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*218.096/-25.659
=8.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 8.50 mean?
CrowdWorks (TSE:3900) has a Interest Coverage of 8.50 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on CrowdWorks and its competitors. This is 94% below median its historical median of 133.02. Over the past decade, CrowdWorks' Interest Coverage has ranged from 1.34 to 1,072.23. According to the industry distribution chart, CrowdWorks ranks #331 out of 814 companies in the Business Services industry, placing it in the top 40.7%.
Is CrowdWorks' Interest Coverage too high?
CrowdWorks' current Interest Coverage of 8.50 is 94% below median its 10-year median of 133.02. Over the past 10 years, this metric has ranged from a low of 1.34 to a high of 1,072.23. The Business Services industry median Interest Coverage is 12.98. CrowdWorks' value of 8.50 is 34.5% below this industry median. Based on the distribution chart, CrowdWorks ranks #331 out of 814 companies in the Business Services industry, which is above the industry midpoint. Overall, CrowdWorks has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does CrowdWorks' Interest Coverage compare to KFY and RHI?
According to the Business Services industry distribution chart, CrowdWorks ranks #331 out of 814 companies for Interest Coverage. This puts CrowdWorks in the upper half of its industry. The industry median Interest Coverage is 12.98. CrowdWorks' value of 8.50 is 34.5% below this benchmark. Historically, CrowdWorks' own Interest Coverage has ranged from 1.34 to 1,072.23 over the past decade. While the company's 10-year median is 133.02 vs. the industry median of 12.98, CrowdWorks has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 12.98, based on 814 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CrowdWorks's current Interest Coverage of 8.50 is 34.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on CrowdWorks and its competitors. For the Business Services industry, the median Interest Coverage is 12.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CrowdWorks's current Interest Coverage is 8.50, which is 94% below median its own 10-year median of 133.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CrowdWorks stock overvalued right now?
Based on GuruFocus' analysis, CrowdWorks (TSE:3900) is currently considered Possible Value Trap. The stock's GF Value™ is 円1,617.65, compared to a current price of 円586.00 — trading 63.8% below its estimated fair value. The current Interest Coverage is 8.50, which is 94% below median its 10-year median of 133.02 and 34.5% below the Business Services industry median of 12.98. CrowdWorks' overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For CrowdWorks (TSE:3900), the current Interest Coverage is 8.50 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CrowdWorks (TSE:3900) Overvalued in 2026?

Based on GuruFocus' analysis, CrowdWorks stock appears to be undervalued. The current stock price of 円586.00 is trading 63.8% below its estimated GF Value™ of 円1,617.65. GuruFocus considers CrowdWorks to be Possible Value Trap.

Key valuation signals for TSE:3900:

  • Interest Coverage: 8.50 (94% below median its 10-year median of 133.02)
  • GF Value™: 円1,617.65 vs. price of 円586.00 (63.8% below fair value)
  • GF Score™: 58/100 with 5 warning signs
  • Industry Position: 34.5% below the Business Services median (#331 of 814)

No single metric tells the full story. See the TSE:3900 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CrowdWorks Business Description

Address 4-20-3 Ebisu, 6th Floor, Yebisu Garden Place Tower, Shibuya-ku, Tokyo, JPN, 150-6006
CrowdWorks Inc is engaged in the crowdsourcing business. The group has two reporting segments: Matching Business and Business SaaS Business.
58GF Score

Get the complete analysis for TSE:3900

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円586.00
Price
円1,617.65
GF Value